Ahmed Arif

Bio: Ahmed Arif is an academic researcher from National University of Computer and Emerging Sciences. The author has contributed to research in topics: Credit risk & Covered bond. The author has an hindex of 7, co-authored 23 publications receiving 345 citations. Previous affiliations of Ahmed Arif include Shaheed Zulfiqar Ali Bhutto Institute of Science and Technology & Universiti Teknologi Malaysia.

Liquidity risk and performance of banking system

Abstract: Purpose – The purpose of this paper is to examine liquidity risk in Pakistani banks and evaluate the effect on banks' profitability.Design/methodology/approach – Data are retrieved from the balance sheets, income statements and notes of 22 Pakistani banks during 2004‐2009. Multiple regressions are applied to assess the impact of liquidity risk on banks' profitability.Findings – The results of multiple regressions show that liquidity risk affects bank profitability significantly, with liquidity gap and non‐performing as the two factors exacerbating the liquidity risk. They have a negative relationship with profitability.Research limitations/implications – The period studied in this paper is 2004‐2009, due to availability of the data. However, the sample period does not impair the findings since the sample includes 22 banks, which constitute the main part of the Pakistani banking system. Moreover, only profitability is used as the measure of performance. Economic factors contributing to liquidity risk are n...

The Impact of Human Resource Practices on Employee Retention in the Telecom Sector

Abstract: This study examines the human resource practices that promote employee retention. Effective human resource practices can reduce employee turnover and increase retention within an organization. Key employees are the instrument for overall growth and development of an organization. This study focuses on telecom sector of Pakistan. The most important human resource practices have been identified with the help of literature. These practices are training and development, compensation and culture. A questionnaire was developed in this study with the help of literature to measure the identified human resource practices and employee retention. The sample size of this study was 250. Regression analysis was performed to analyse the data. The results of multiple regressions revealed a significant impact of human resource practices on employee retention. Compensation and culture has a positive relationship with employee retention whereas training and development has a negative one. This study guides the management to devise the effective strategies to improve the employee retention. Keywords : HR practices; Employee retention; Training and development; Organizational culture; Compensation JEL Classifications: M00

Impact of organizational learning on organizational performance: study of higher education institutes

Abstract: The education sector is the most important sector of any country as it is involved in the building of the future human capital. Education has achieved the status of an industry in Pakistan. The present study is conducted to investigate the impact of organizational learning on organizational performance of higher education institutes of Pakistan. Non-probability purposive sampling strategy was adopted, and a sample of size 150 was chosen amongst the employees. The response rate obtained was 66 percent. The data were collected by using DLOQ. Regression analysis was performed to estimate the impact of explanatory variable ‘organizational learning’ on the response variable ‘organizational performance’ with “Culture” as a moderator. The results revealed a significant positive impact of the organizational learning on organizational performance. Inquiry and dialogue, and systems connection were the two dimensions which were found to be highly significant; however, five of them (continuous learning, team work, embedded systems, empowerment and leadership) were insignificant in relation to the organizational performance.

Determinants of Dividend Policy: A Sectoral Analysis from Pakistan

Abstract: The present study is an endeavour to evaluate the determinants of dividend policy. The study has been conducted on non-financial sector of Pakistan. There are five important determinants identified in this study i.e. profitability, size, tax, investment opportunities and life cycle stage of firm. A sample of 174 non-financial firms listed on Karachi Stock Exchange for the period of 2005 to 2010 has been chosen for this study. The researcher has analyzed the relationships of variables firstly for overall non-financial sector and further for sub sectors of non-financial sector. Over all sector analysis has been performed through panel data analysis. Further to check sectoral differences, sector wise regression analysis has been performed. The results have identified profitability, tax, size and investment opportunities as most influential determinants of dividend policy. However, there is a lack of stable dividend policy in the market.

Links and Impacts: The Influence of Public Research on Industrial R&D

Abstract: This book re-examines the rationale for public policy, concluding that the prevailing ‘public knowledge' model is evolving towards a networked or distributed model of knowledge production and use in which public and private institutions play complementary roles. It provides a set of tools and models to assess the impact of the new network model of funding and governance, and argues that governments need to adapt their funding and administrative priorities and procedures to support the emergence and healthy growth of research networks. The book goes on to explain that interdependencies and complementarities in the production and distribution of knowledge require a new and more contextual, flexible and complex approach to government funding, monitoring and assessment.

Learning organization and work engagement: the mediating role of employee resilience

Abstract: As automation and structural transformations mark the new digital realities of the twenty first century, contemporary organizations demand a highly resilient and engaged workforce to sustain their ...

Contemporary Banking Theory

Abstract: We review the contemporary theory of financial intermediation. The focus is on contributions in the past 15 years or so that have advanced our understanding of why financial intermediaries exist, the credit allocation and other services they provide in spot and forward credit markets, the contractual nature and allocational consequences of the claims they issue, and the optimal design of bank regulation. Journal of Economic Literature Classification Numbers: 310, 312, and 314.

Sustainable Innovation in Small Medium Enterprises: The Impact of Knowledge Management on Organizational Innovation through a Mediation Analysis by Using SEM Approach

Abstract: This current study is among the very few investigations, which seeks the relationship between knowledge management and sustainable organizational innovation in garment business firms. This investigation focused on examining how organizational learning mediates the relationship between knowledge management and sustainable organizational innovation. This research establishes that knowledge management and organizational innovation procedures are integral parts of the progress and survival of the organizations. The received data of this population reports on the garment firms, operating their businesses in Lahore and Gujranwala. The study applied a stratified random sampling method for data collection and employed structural equation modeling (SEM) to examine the hypothesized relationships. The results specify that knowledge management shows a significant positive association with organizational learning, which in turn reveals a positive linkage to sustainable organizational innovation in SMEs of the garment industry. The study results also specify that organizational learning mediates the relationship between knowledge management and sustainable organizational innovation. This research survey identifies the significance of knowledge management and organizational learning in executing the process of organizational innovation, and it helps business managers to understand organizational learning as a mediator, which in turn indicates the benefits of knowledge management in achieving sustainable organizational innovation. This review provides an empirical indication of original data to investigate the linkage between knowledge management, sustainable innovation process, and organizational learning culture in the Pakistani garment sector. The generalizability of the study fallouts is restricted to the garment industry, and it offers valuable insights for imminent researchers.