Chike Onodugo

Bio: Chike Onodugo is an academic researcher from University of Nigeria, Nsukka. The author has contributed to research in topics: Job attitude & Psychosocial. The author has an hindex of 1, co-authored 1 publications receiving 1 citations.

Moderating role of social capital on the effect of financial behavior on financial inclusion

Abstract: The need for improved institutional interventions aimed at increasing access to financial services by small and medium enterprises (SMEs) has been emphasized. Complimenting these efforts, this study proposes that building social networks capable of informing requisite financial behaviors would facilitate the financial inclusion of SMEs co-existing in business clusters. This study aimed to empirically test the moderating influence of collective action, bonding, trust, and bridging on the effect of financial behavior on financial inclusion. Using a sample of 311 owners/managers of small and medium scale businesses in sub-urban clusters in South-Eastern Nigeria, the hierarchical moderated regression analysis was used to test the hypotheses of the study. Results show a positive main effect of financial behavior on financial inclusion (βf = 0.162; t (304) = 1.503; p < 0.05). Also, collective action (βfca = 0.201; t (304) = 6.906; p < 0.05) and bridging (βfbr = 0.201; t (304) = 6.906; p < 0.05) had positive moderating effects, bonding (βfb = 0.032; t (304) = 1.423; p > 0.05) and trust (βft = 0.014; t (304) = 0.9609; p > 0.05) were statistically insignificant. For policy implications, social virtues such as bridging and collective action are more veritable tools for financial inclusion than the personal virtues of trust and bonding and should be factored into economic and social intervention being deployed by institutions interested in meeting the banking/financial needs of businesses.

Medical intern job demands and job carry-over strain: The moderating role of psychosocial mentoring and job satisfaction

Abstract: This study examined the relationship between psychological job demands and job carry-over strain among medical interns, and the moderating role of mentoring and job satisfaction in that relationship. Medical interns (n = 229) at teaching hospitals in Southeastern Nigeria (male = 84.28%; modal age group = 31–35 years). completed validated surveys on psychological job demands, job carry-over strain, mentoring, and job satisfaction. Simultaneous moderated regression analyses indicated psychosocial mentoring and job satisfaction to moderate the relationship between job demands and job carry-over strain. Mentorship programs for medical interns may be helpful to their quality of work life.

Excessive job demands may lower job satisfaction and risk job carry-over while straining other aspects of the employee ’ s life ( Attell et al .

Abstract: Journal of Psychology in Africa is co-published by NISC (Pty) Ltd and Informa UK Limited (trading as Taylor & Francis Group) Introduction Work mentoring or psychosocial support helps employee achieve organisational goals (Arora & Rangnekar, 2016) . Excessive job demands may lower job satisfaction and risk job carry-over while straining other aspects of the employee’s life (Attell et al ., 2017; Frone et al ., 1995; Klein et al ., 2020; Marchand et al ., 2016; Zapf et al ., 2001) . When poorly managed, psychological work demands, and job carry-over strain could be deleterious to general work performance . This effect may be from employees feeling exploited and overloaded after work and experiencing complete exhaustion after the day’s work (Balducci et al ., 2021; Santa Maria et al ., 2018) . Hence, there is a need for mentoring, which is the support given by senior workers towards younger employees, to help lessen the burden of work and achieve their career goals (Arora & Rangnekar, 2016) . According to Spitzmüller and colleagues (2008) there are two main types of mentoring within the job environment, including career-related mentoring and psychosocial support . In career-related mentoring, the mentor restricts guidance, support, and training to jobrelated issues such as provision of aid, job training, public support and protection, and assistance in career advancement (Eby et al ., 2013) . In psychosocial mentoring, the mentor aims to improve the protégé’s sense of effectiveness, identity, competence, emotions, and psychological stability beyond the basic requirements of the mentorship relationship . Psychosocial mentoring is provided through instruction, encouragement, counselling, unconditional love and acceptance, friendship, inspiration, and role modelling (Bang & Reio, 2017; Craig et al ., 2013; Eby et al ., 2013) . Where psychosocial mentoring is present, mentees are more satisfied, stable, and professionally rewarded beyond the extrinsic rewards of pay which their mentors are obliged to provide (Bang & Reio, 2017) . Such relationships are more intimate, probing, and personal (Arora, 2020; Arora & Rangnekar, 2016; Craig et al ., 2012; Kao et al ., 2020) . Among medical interns, psychosocial mentoring improves patient-management skills, and empowers them to navigate the stress and hurdles associated carry-overs into their nonwork lives (Chen et al ., 2009; Fallatah et al ., 2018; Han et al ., 2014; Johnson et al ., 2014; Ramanan et al ., 2006) . However, studies are needed on the moderating influence of psychosocial mentoring of medical interns on mitigating job demands, and work carry-over into personal lives . Moreover, medical internees’ job satisfaction may be influenced by their sense of job demands and carryover strain (Chandramouleeswaran et al ., 2014; Stepien & Baernstein, 2006; Vinothkumar et al ., 2016) . Job satisfaction is also associated with emotional awareness (Chen et al ., 2009), job stress (Fasbender et al ., 2018), and turnover intention and burnout (Chen et al ., 2019) . We examined these relationships in the developing country of Nigeria .

How Enhancing Information and Communication Technology has affected Inequality in Africa for Sustainable Development: An Empirical Investigation

Abstract: This study examines if enhancing ICT reduces inequality in 48 countries in Africa for the period 2004-2014. Three inequality indictors are used, namely, the: Gini coefficient, Atkinson index and Palma ratio. The adopted ICT indicators include: mobile phone penetration, internet penetration and fixed broadband subscriptions. The empirical evidence is based on the Generalised Method of Moments. Enhancing internet penetration and fixed broadband subscriptions have a net effect on reducing the Gini coefficient and the Atkinson index, whereas increasing mobile phone penetration and internet penetration reduces the Palma ratio. Policy implications are discussed in the light of challenges to Sustainable Development Goals.

The Influence of Behavior Financial and Financial Attitude on Investment Decisions With Financial Literature as Moderating Variable

Abstract: The goal of this research is to see how financial behavior, attitudes, and literacy affect student investment decisions. Students from South Jakarta serve as case studies in this study. This study is quantitative, meaning it uses numbers as a baseline. The information was gathered by an online questionnaire that was distributed to 110 people using a purposive sample technique. With the help of the SmartPLS application, the data analysis technique used was partial least square. Financial behavior, financial attitudes, and financial literacy all have a major impact on investment decisions, according to the findings of this study, however financial literacy cannot regulate investment decisions made by students in South Jakarta.

The Mediating Effect of Financial Literacy and the Moderating Role of Social Capital in the Relationship between Financial Inclusion and Sustainable Development in Cameroon

Abstract: Financial inclusion has a wide range of positive effects on sustainable development, but studies indicate a lack of awareness about financial services in the large group of financially excluded individuals within the economy. This paper examines the mediating effects of financial literacy and the moderating role of social capital on the relationship between financial inclusion and sustainable development in Cameroon. A PLS-SEM model was used with 488 collected samples as empirical data from the residents of the Douala and Buea municipalities in Cameroon through a questionnaire survey. Financial inclusion was found to be positive and significantly related to financial literacy, and to have a positive and significant impact on sustainable development. Financial literacy and social capital positively and significantly affect sustainable development in Cameroon. However, financial literacy mediates, while social capital does not moderate the relationship between financial inclusion and sustainable development. The mediation is complementary because both the direct and indirect relationships are significant. The findings and contributions of this study provide useful insights and practical implications for financial institutions and governments, especially in developing countries. It provides empirical evidence and a better understanding of the link between financial inclusion and sustainable development, and the mediating effects and moderating role of financial literacy and social capital.

More networks, more financial inclusion? An empirical evidence from Indonesia

Abstract: Social capital is essential in mediating financial inclusion. We employ broader horizontal and vertical social engagement of social capital such as bonding, bridging and linking. Meanwhile, financial inclusion is defined as saving ownership in a formal financial institution. Using a logistic regression model and a sample of 74,454 individual respondents from the 2018 National Socioeconomic Survey, we found that social capital is essential in promoting formal saving behavior. Among three indicators (bonding, bridging, and linking), the results show that a rise in the bridging variable was associated with a 10 per cent higher likelihood of having a formal savings, higher in magnitude than the linking variable. Bonding variable had no effect in promoting financial inclusion, but upon further observation, it was still suitable to be implemented in rural area. Our estimates justified the presence of financial information transmission among people in their respective social circles. Our findings suggest that the government should consider a financial campaign using a community-based approach to complement the current inclusion strategy.JEL Classification: D14; G41; O17