Dirk G. Euler

Bio: Dirk G. Euler is an academic researcher. The author has contributed to research in topics: Social status & Social reproduction. The author has an hindex of 1, co-authored 1 publications receiving 30 citations.

Network Based Social Capital and Individual Loan Repayment Performance

Abstract: This study analyses the effects of social capital on the repayment behaviour of borrowers in Thailand. In the context of agricultural economics, an innovative data collection approach is used that originates from the field of sociology. A personal network survey is carried out to measure the individual social capital of borrowers. Social capital variables are defined according to: tie strength (bonding/bridging) and social distance (linking) between the respondent and his/her network member. Bonding social capital has a significant and positive influence on repayment performance. However, we find no significant evidence for an effect of bridging and linking social capital.

Collaboration, Co-Production, Networks: Convergence of theories

Abstract: This article suggests a framework to study service delivery networks that draws on the theories of collaboration, co-production, and networks combined. We introduce four dimensions of co-production under ‘coproduction-oriented collaborations’. This framework allows us to ‘zoom in and zoom out’ when we study networks. Using the case method approach, the framework is applied to analyse four networks in Singapore. Findings suggest that network process, network structure, and characteristics of actors are crucial to a network’s performance and coproduction’s effectiveness. This article also offers implications for practice that in certain contexts the usage of these concepts is for managerial effectiveness and not for enhancing democratic values.

Social Capital and Access to Credit: Evidence from Uganda

Abstract: We use a nationally representative survey in Uganda to study the links between social capital and financial access. Our results indicate a positive association between individual social capital and access to institutional credit, but no significant relationship between generalised trust and credit access. The effect of individual social capital is more pronounced for poorer people, in rural areas, and in areas where generalised trust is low. Individual social capital seems to promote access especially to semiformal and informal financial institutions.

Microfinance Performance and Social Capital: A Cross-Country Analysis

Abstract: In recent years, the microfinance industry has received a substantial amount of cross-border funding from both public and private sources. This funding reflects the increasing interest in microfinance as part of a more general trend towards socially responsible investments. In order to be able to secure sustained interest from these investors, it is important that the microfinance industry can show evidence of its contribution to reducing poverty at the bottom of the pyramid. For this, it is crucial to understand under what conditions microfinance institutions (MFIs) are able to reduce poverty. This paper contributes to this discussion by investigating the relationship between the extent to which social capital formation is facilitated within different societies and the financial and social performance of MFIs. This focus on social capital formation is important, because in many cases MFIs use group loans with joint liability to incentivize asset-poor borrowers to substitute the lack of physical collateral by their social capital. Hence, the success of a large part of the loan relationship between MFIs and their borrowers depends on the social capital those borrowers can bring into the contract. We carry out a cross-country analysis on a dataset containing 100 countries and identify different social dimensions as proxies for how easy social capital can be developed in different countries. We hypothesize that microfinance is more successful, both in terms of their financial and social aims, in societies that are more conducive to the development of social capital. Our empirical results support our hypothesis.

Defining Social Collateral in Microfinance Group Lending

Abstract: Microfinance institutions (MFIs) grant loans backed by social collateral to poor entrepreneurs whose incomes originate mostly from informal economic activities. As a consequence, MFIs are often committed to rely on soft information to assess borrowers’ credit-worthiness. Group lending with joint liability is seen as an effective instrument to circumvent information asymmetries because it incentivizes group members to use their social ties to screen, monitor, and enforce loan repayment on their peers. The social ties embed social capital and facilitate the collective actions of group members, allowing them to coordinate their repayment decisions and cooperate for their mutual benefit.

Sustaining livelihoods around community forests. What is the potential contribution of wildlife domestication

Abstract: Community forest management is often advanced as a remedy for failing top-down approaches to nature conservation. Contingent on the property rights theory, it assumes that local participation in natural resource management results in sustainable structures. There is, however, insufficient empirical evidence on the intra-community dynamics – especially when households have unequal access to the local institutions managing the natural resource. This paper looks at the socio-cultural, economic and institutional situation of households with and without access to management institutions in communities around the Kilum-Ijim Mountain Forest in Cameroon and analyses whether livelihood differences are associated with variations in management patterns. The analysis reveals differences by household type and a mixed picture of the evolution of species in the community forests over time, questioning the role of the community in natural resource conservation. Furthermore, the paper discusses the potentials of wildlife domestication for livelihoods and conservation in forest communities. The results are important in the light of ongoing conservation efforts in natural resource hot-spots in sub-Saharan Africa.