Heikki Karjaluoto

TL;DR: The findings of the study indicate that perceived usefulness and information on online banking on the Web site were the main factors influencing online‐banking acceptance.

TL;DR: The findings indicate that the m-banking adoption literature is fragmented, though it commonly relies on the technology acceptance model and its modifications, revealing that compatibility, perceived usefulness, and attitude are the most significant drivers of intentions to adopt m-Banking services in developed and developing countries.

TL;DR: In this article, the authors explored the effect of different factors affecting attitude formation towards Internet banking (online banking) in Finland and determined those factors that influence the formation of attitude towards internet banking on the one hand, and their relation to the use of online banking services, on the other.

TL;DR: This research offers a significant and timely contribution to both researchers and practitioners in the form of challenges and opportunities where it highlights the limitations within the current research, outline the research gaps and develop the questions and propositions that can help advance knowledge within the domain of digital and social marketing.

TL;DR: This article found that over 30 percent of well-educated mature males make e-banking their primary mode of making payments and that perceived difficulty in using computers combined with the lack of personal service were the main barriers of Internet banking adoption among mature customers.