Author
Iviane Ramos de Luna
Other affiliations: Coordenadoria de Aperfeiçoamento de Pessoal de Nível Superior, University of Granada
Bio: Iviane Ramos de Luna is an academic researcher from Open University of Catalonia. The author has contributed to research in topics: Mobile payment & Payment. The author has an hindex of 5, co-authored 11 publications receiving 430 citations. Previous affiliations of Iviane Ramos de Luna include Coordenadoria de Aperfeiçoamento de Pessoal de Nível Superior & University of Granada.
Papers
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TL;DR: A new research model used for the prediction of the most significant factors influencing the decision to use m-payment found that the mostificant variables impacting the intention to use were perceived usefulness and perceived security variables.
245 citations
TL;DR: The results and novelty of this research lies in the formulation of a different behavior according to the use given by users to each of the proposed payment tools.
232 citations
TL;DR: The results show that attitude, innovation and subjective norms are determinants of the future intention to use this technology and provide alternatives for companies to promote this new business by means of the new technical developments.
Abstract: The main goal of our research is to analyse users’ acceptance of Quick response (QR) code mobile payment systems, considering the population's widespread use of mobile devices. A comprehensive review of the scientific literature has justified the development of a behavioural model that explains intention to use of mobile payment via QR. To this end, the authors have carried out a study through an online survey to a national panel of Internet users. The results show that attitude, innovation and subjective norms are determinants of the future intention to use this technology. The conclusions and implications for management provide alternatives for companies to promote this new business by means of the new technical developments. This paper is a pioneer study of intention to use with mobile payment via QR. Classic variables from the Technology Acceptance Model (TAM), as well as variables from other recent studies, were used as models for this research (compatibility, security, personal innovation and indivi...
125 citations
09 May 2017
TL;DR: There are differences in the factors that determine the acceptance in each of the systems, as well as the level of the Intention to Use, which demonstrate that there is a new business in the context of new technical developments.
Abstract: The rapid growth of mobile technology among the world’s population has led many companies to attempt to exploit mobile devices as an additional tool in the business of sales. In this sense, the mai...
102 citations
TL;DR: The results show that attitude, personal innovation in IT and perceived usefulness are determinants of future intention to use the NFC technology for payments in Brazil.
Abstract: Resumo Objetivo: Este estudo trata de investigar a aceitacao da tecnologia NFC para pagamento atraves do celular no contexto brasileiro, o que possibilitara conhecer os fatores que influenciam diretamente ou indiretamente essa aceitacao. Metodologia: Atraves de um questionario online auto-administrado e utilizando o procedimento de amostragem por bola de neve nas redes sociais, a amostra final estudada constou de 423 usuarios de telefones celulares no Brasil. A tecnica utilizada para provar as hipoteses formuladas foi a de Modelagem de Equacoes Estruturais. Resultados: Os resultados mostram que a atitude, a inovacao pessoal em TI e a utilidade percebida sao determinantes da intencao de uso futuro desta tecnologia no Brasil. Contribuicoes: O modelo proposto tem um poder preditivo da intencao de uso do pagamento NFC de 71%, demonstrando que o mesmo inclui antecedentes com um grande poder preditivo da aceitacao da tecnologia NFC, o que nos levou a expor as principais implicacoes para a gestao e para o desenvolvimento de novos estudos na area.
49 citations
Cited by
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TL;DR: New knowledge is added to the literature on factors that affect blockchain adoption among Small-Medium Enterprises in Malaysia that covers the technological dimensions of relative advantage and complexity, organisational dimensions of upper management support and cost and environmental dimensions of market dynamics, competitive pressure and regulatory support.
314 citations
TL;DR: Empirical examination of the meta-UTAUT model revealed performance expectancy, intention to use, and grievance redressal as significant positive predictor of consumer use behaviour towards mobile payment.
263 citations
TL;DR: A new research model used for the prediction of the most significant factors influencing the decision to use m-payment found that the mostificant variables impacting the intention to use were perceived usefulness and perceived security variables.
245 citations
TL;DR: This study develops a conceptual model to determine the most significant factors influencing user's intention, perceived satisfaction and recommendation to use mobile wallet, and provides an integrated framework for academicians to measure the moderating effect of psychological, social and risk factors on technology acceptance.
240 citations
TL;DR: The results and novelty of this research lies in the formulation of a different behavior according to the use given by users to each of the proposed payment tools.
232 citations