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Justine George

Bio: Justine George is an academic researcher. The author has contributed to research in topics: Loan & Debt-to-GDP ratio. The author has an hindex of 2, co-authored 7 publications receiving 7 citations.

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TL;DR: In this article, the authors propose a complementary relationship between formal and informal manufacturing to solve the problems like unemployment, low productivity and less capital intensity in the informal sector, which is a desirable need.
Abstract: Improving the linkage between formal and informal manufacturing is a desirable need to develop a complementary relationship to solve the problems like unemployment, low productivity and less capital intensity in the informal sector.

7 citations

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TL;DR: In this article, the authors argue that the basic objective of inclusive growth is the smooth functioning of nation state and to avoid socio economic and political unrest and it seems that the inherent agenda is to maintain conventional economic growth structure without breaking its persistent momentum.
Abstract: This paper critically reviews the debate of ‘growth and development’ since 1950 in order to place and conceptualize the term inclusive growth. The paper argues that the basic objective of inclusive growth is the smooth functioning of nation state and to avoid socio economic and political unrest and it seems that the inherent agenda is to maintain conventional economic growth structure without breaking its persistent momentum. Moreover, the paper described a development strategy for developing countries by considering various empirical and theoretical evidences and it concludes by arguing that, it is very difficult to achieve the developmental outcomes without breaking the conventional growth structure.

5 citations

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Abstract: Existences of high cost of borrowing were one of main the reason for shifting of financing BoP away from debt flows in the post liberalization period. After a reduction in the share of debt flows between 2001-02 and 2003-04, it again bears an important part of net capital flows since 2003-04. Unlike in the past, these debt flows were productively used because the end use of ECB mainly concentrated on import of capital goods, project purpose and modernisation rather than used for loan refinancing, working capital and rupee expenditure.

1 citations

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TL;DR: In this article, a sharp correction of gold price would have a devastating effect not only on gold loan NBFCs, but also on the entire financial market, which would lead to the saturation of growth of NBFC.
Abstract: Discernible growth of gold loan NBFCs recorded mainly on the backdrop of appreciation in gold price affirming the indicators of financial soundness such as capital adequacy ratio, Non Performing Asset (NPA) and share of borrowing in the total asset of bank that are contained well within the limit specified by RBI. Rules and regulations on gold loan NBFCs and concomitant decline in gold price have led to the saturation of growth of NBFCs. In short, the sharp correction of gold price would have a devastating effect not just on gold loan NBFCs but also on the entire financial market.
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TL;DR: Theoretical contributions of Thomas Kuhn, Karl Popper, and then Imre Lakatos are best to develop a framework to evaluate the progress of social science research.
Abstract: Methodological understanding of the theory is as important as the theory itself, and must show the relationship between theoretical concepts used in the study and its expected conclusions. Measuring scientificity of each theory and then to categorie on the basis of its relative merit often difficult given available theories are concerned. However, theoretical contributions of Thomas Kuhn, Karl Popper and then Imre Lakatos are best to develop a framework to evaluate the progress of social science research.

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01 Jan 2014
TL;DR: In this article, the authors explored the lived worlds and educational experiences of adolescent girls living in poverty in North India and explored the impact of poverty and gender on educational aspirations, access, mobility, and individual freedom.
Abstract: This qualitative dissertation explored the lived worlds and educational experiences of adolescent girls living in poverty in North India. Class, caste, gender, and regionally-based inequalities result in striking disparities leading to restricted, gendered opportunities and individual freedoms. The purpose of this ethnographic study was an in-depth exploration of the lives of 20 girls living in poverty, and how their own educational futures were impacted by educational policy and practices. Illustrative case studies were used to explore the broader question of educational access. In keeping with Article 12 of the Convention on the Rights of the Child (CRC), the primary focus of this study was to give voice to the girls by utilizing interviews, daily journals written by the girls, and intense researcher immersion in their lives. Issues of critical reflexivity, positionality, and translation were addressed within a methodological framework shaped by the works of Clifford Geertz and Ruth Behar. Amartya Sen and Martha Nussbaum’s work on Human Capabilities provided the theoretical framework for this study. The environment of poverty, shaped by parental education, occupation, health, the absence of reliable social services, as well as the limits placed on girlhood within the patrifocal family structure, posed significant barriers to educational access and success. The impact of poverty and gender on educational aspirations, access, mobility, and individual freedom was explored in the context of agency, resilience, and determination as the girls negotiated obstacles to their education such as: limited access to quality education; heavy reliance on exams and tutoring; vulnerabilities associated with multi-dimensional poverty; and a culture of silence and compliance that limited their capability and freedom to achieve their aspirations.

16 citations

Journal ArticleDOI
TL;DR: Wang et al. as discussed by the authors developed an evaluation system to measure China's ILCD by using provincial panel data from 2006 to 2020, and examined the spatial spillover effects and the regional boundary of RETI in different periods and further analyzed five heterogeneities.
Abstract: As an emerging driving factor, the positive impact of renewable energy technology innovation (RETI) on inclusive low-carbon development (ILCD) may be undervalued or even neglected. This paper develops an evaluation system to measure China’s ILCD by using provincial panel data from 2006 to 2020. Based on the combined perspective of spatial spillover effect and threshold effect, this paper examines the spatial spillover effects and the regional boundary of RETI on ILCD in different periods and further analyzes five heterogeneities. The results show that (1) RETI and ILCD are increasing steadily, presenting a spatial pattern of “high in the east and low in the west.” (2) Overall, RETI significantly promotes ILCD in local and neighboring areas. RETI in the growth period inhibits local ILCD, which in the mature period promotes local and neighboring ILCD. (3) The spatial spillover boundary of the whole RETI is 1400 km, that of RETI in the growth period is 1000 km, and that of RETI in the mature period is 1600 km. (4) The promotion effect of RETI on ILCD enhances over time and shows a spatial pattern of “eastern > central > south > north > western.” It is further found that RETI strongly promotes ILCD in non-resource-based, high marketization, and strong environmental regulation areas. Therefore, it is necessary to break down administrative and market barriers, strengthen inter-regional cooperation and interconnection of resource elements, and establish a dynamic management mechanism of “one province, one policy” according to the regional heterogeneity for providing decision-making reference in promoting global energy transition and climate governance.

7 citations

Journal ArticleDOI
TL;DR: It is suggested that the perceived vulnerability reduced product aversion among the illness group and insurers should also consider alternate segmentation patterns albeit the present socio-demographic pattern, as the health risk experience differs among individuals.
Abstract: A vast majority of the population in the developing economies remains uninsured. Moreover, the informal sector that employs a larger section of the society is untouched by any of the government scheme. In this study, we use health belief model to examine the factors that induce willingness to buy health insurance among the illness and the non-illness group. A cross-sectional study was conducted on 1,339 participants above 20 years of age of which 351 had contracted illness in the past and 988 had not. Data was collected using questionnaire from four highly populated districts in India. The questionnaire was developed based on the constructs of health belief model. The data was statistically analysed. Kendall’s Tau-b correlation technique was used to explore the relationship between perceived vulnerability and product aversion. Logistic regression was used to find out the odds at which each independent variable, categorised based on the health belief model, contributes to willingness to buy. The model was able to predict 15% of the variance for willingness-to-buy among the illness and 27% among the nonillness groups. Findings suggest that the perceived vulnerability reduced product aversion among the illness group. Mere presence of primary and super-specialty hospitals was not sufficient for the illness group to subscribe for health insurance. Income perceptions emerged as a significant predictor among the illness group. Presence of well-established hospital, income perceptions, and subjective norms were significant predictors among the non-illness group. The growth of the health insurance industry largely depends upon the presence of well-established hospitals. In the absence of adequate healthcare facilities, attempts by the insurers to promote insurance covers will become futile. Insurers should also consider alternate segmentation patterns albeit the present socio-demographic pattern, as the health risk experience differs among individuals.

5 citations