T
Tianhui Tan
Researcher at National University of Singapore
Publications - 12
Citations - 48
Tianhui Tan is an academic researcher from National University of Singapore. The author has contributed to research in topics: Loan & Microfinance. The author has an hindex of 3, co-authored 10 publications receiving 37 citations.
Papers
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Journal ArticleDOI
Social Media-Driven Credit Scoring: The Predictive Value of Social Structures
Tianhui Tan,Tuan Q. Phan +1 more
TL;DR: It is believed that although lending to the poor without incurring high default rates is challenging, social network-based methods can be an effective approach used for developing countries that face the financial exclusion problem.
Journal ArticleDOI
Empowerment of Grassroots Consumers: A Revelatory Case of a Chinese Fintech Innovation
TL;DR: This study conducts an in-depth revelatory case study on a novel Chinese FinTech innovation, Yu’E Bao, the bellwether in revolutionizing the country’s financial industry dramatically through the successful empowerment of a large population of financially underprivileged, and elucidate a “duality of empowerment”.
Proceedings Article
Credit-worthiness Prediction in Microfinance using Mobile Data: A Spatio-network Approach
Posted Content
Private Information, Credit Risk and Graph Structure in P2P Lending Networks
TL;DR: It is found that P2P borrowers' ego networks exhibit scale-free behavior driven by underlying preferential attachment mechanisms that connect borrowers in a fashion that can be used to predict loan profitability.