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Showing papers by "DePaul University published in 2015"


Journal ArticleDOI
TL;DR: This document represents a continuation of the National Lipid Association recommendations developed by a diverse panel of experts who examined the evidence base and provided recommendations regarding the following topics: lifestyle therapies and strategies to improve patient outcomes by increasing adherence and using team-based collaborative care.

690 citations


Journal ArticleDOI
TL;DR: This document provides support for a consensus set of recommendations for patient-centered management of dyslipidemia in clinical medicine and an elevated level of cholesterol carried by circulating apolipoprotein B-containing lipoproteins is a root cause of atherosclerosis.

610 citations


Journal Article
TL;DR: In this paper, the authors develop a feminist ethics of care that challenges the isolating effects and embodied work conditions of high productivity in compressed time frames, and argue in favor of the slow scholarship movement.
Abstract: The neoliberal university requires high productivity in compressed time frames. Though the neoliberal transformation of the university is well documented, the isolating effects and embodied work conditions of such increasing demands are too rarely discussed. In this article, we develop a feminist ethics of care that challenges these working conditions. Our politics foreground collective action and the contention that good scholarship requires time: to think, write, read, research, analyze, edit, organize, and resist the growing administrative and professional demands that disrupt these crucial processes of intellectual growth and personal freedom. This collectively written article explores alternatives to the fast-paced, metric-oriented neoliberal university through a slow-moving conversation on ways to slow down and claim time for slow scholarship and collective action informed by feminist politics. We examine temporal regimes of the neoliberal university and their embodied effects. We then consider strategies for slowing scholarship with the objective of contributing to the slow scholarship movement. This slowing down represents both a commitment to good scholarship, teaching, and service and a collective feminist ethics of care that challenges the accelerated time and elitism of the neoliberal university. Above all, we argue in favor of the slow scholarship movement and contribute some resistance strategies that foreground collaborative, collective, communal ways forward.

518 citations


Journal ArticleDOI
TL;DR: In this article, the authors developed a valuation model of the firm that provides for the expenditure of corporate resources in support of community, social or environmental causes, and showed that under certain circumstances CSR expenditures create value for the firm.
Abstract: This paper develops a valuation model of the firm that provides for the expenditure of corporate resources in support of community, social or environmental causes. We show that under certain circumstances CSR expenditures create value for the firm. We also test our model by simulations and confirm that, at least under some conditions, CSR does pay off in the form of value creation.

211 citations


Journal ArticleDOI
TL;DR: Moderator analysis revealed that gender differences favoring men were reduced when negotiators had negotiation experience, when they received information about the bargaining range, and when they negotiated on behalf of another individual.
Abstract: This meta-analysis investigates gender differences in economic negotiation outcomes. As suggested by role congruity theory, we assume that the behaviors that increase economic negotiation outcomes are more congruent with the male as compared with the female gender role, thereby presenting challenges for women’s negotiation performance and reducing their outcomes. Importantly, this main effect is predicted to be moderated by person-based, situation-based, and task-based influences that make effective negotiation behavior more congruent with the female gender role, which should in turn reduce or even reverse gender differences in negotiation outcomes. Using a multilevel modeling approach, this meta-analysis includes 123 effect sizes (overall N 10,888, including undergraduate and graduate students as well as businesspeople). Studies were included when they enabled the calculation of an effect size reflecting gender differences in achieved economic negotiation outcomes. As predicted, men achieved better economic outcomes than women on average, but gender differences strongly depended on the context: Moderator analysis revealed that gender differences favoring men were reduced when negotiators had negotiation experience, when they received information about the bargaining range, and when they negotiated on behalf of another individual. Moreover, gender differences were reversed under conditions of the lowest predicted role incongruity for women. In conclusion, gender differences in negotiations are contextually bound and can be subject to change. Future research is needed that investigates the underlying mechanisms of new moderators revealed in the current research (e.g., experience). Implications for theoretical explanations of gender differences in negotiation outcomes, for gender inequalities in the workplace, and for future research are discussed.

197 citations


Journal ArticleDOI
TL;DR: The combinations of sources of support LGBT youth receive are related to their mental health, and higher SES youth are more likely to receive support from family, peers, and significant others.
Abstract: Purpose: Lesbian, gay, bisexual, and transgender (LGBT) youth show increased risk for a number of negative mental health outcomes, which research has linked to minority stressors such as victimization. Further, social support promotes positive mental health outcomes for LGBT youth, and different sources of social support show differential relationships with mental health outcomes. However, little is known about how combinations of different sources of support impact mental health. Methods: In the present study, we identify clusters of family, peer, and significant other social support and then examine demographic and mental health differences by cluster in an analytic sample of 232 LGBT youth between the ages of 16 and 20 years. Results: Using k-means cluster analysis, three social support cluster types were identified: high support (44.0% of participants), low support (21.6%), and non-family support (34.5%). A series of chi-square tests were used to examine demographic differences between these ...

182 citations


Journal ArticleDOI
TL;DR: The physical experience, a brief exposure to forces associated with angular momentum, significantly improved quiz scores and was explained by activation of sensorimotor brain regions when students later reasoned about angular momentum.
Abstract: Three laboratory experiments involving students' behavior and brain imaging and one randomized field experiment in a college physics class explored the importance of physical experience in science learning. We reasoned that students' understanding of science concepts such as torque and angular momentum is aided by activation of sensorimotor brain systems that add kinetic detail and meaning to students' thinking. We tested whether physical experience with angular momentum increases involvement of sensorimotor brain systems during students' subsequent reasoning and whether this involvement aids their understanding. The physical experience, a brief exposure to forces associated with angular momentum, significantly improved quiz scores. Moreover, improved performance was explained by activation of sensorimotor brain regions when students later reasoned about angular momentum. This finding specifies a mechanism underlying the value of physical experience in science education and leads the way for classroom practices in which experience with the physical world is an integral part of learning.

173 citations


Journal ArticleDOI
TL;DR: This paper examined Generation Y hospitality employees with respect to why they would leave, or have left, the hospitality industry, what would cause them to return if they had left, and the perceived positive and negative career related traits of the industry.

173 citations


Journal ArticleDOI
TL;DR: In this paper, the authors used a regulatory experiment (Regulation SHO) that relaxes short-selling constraints on a random sample of U.S. stocks to test whether capital market frictions have an effect on stock prices and corporate decisions.
Abstract: We use a regulatory experiment (Regulation SHO) that relaxes short-selling constraints on a random sample of U.S. stocks to test whether capital market frictions have an effect on stock prices and corporate decisions. We find that an increase in short-selling activity causes prices to fall, and that small firms react to these lower prices by reducing equity issues and investment. These results not only provide evidence that short-selling constraints affect asset prices, but also confirm that short-selling activity has a causal impact on financing and investment decisions.

150 citations


Posted Content
TL;DR: A new class of asset pricing models, which adds behavioral elements to the standard framework, is proposed in this article, and the authors describe the move from the standard view that financial decision making is rational to a behavioral approach based on judgmental heuristics, biases, mental frames, and new theories of choice under risk.
Abstract: Behavioral finance endeavors to bridge the gap between finance and psychology. Now an established field, behavioral finance studies investor decision processes which in turn shed light on anomalies, i.e., departures from neoclassical finance theory. This paper is the summary of a panel discussion. It begins by reviewing the foundations of finance and it ends with a discussion of the future of behavioral finance and a self-critique. We describe the move from the standard view that financial decision making is rational to a behavioral approach based on judgmental heuristics, biases, mental frames, and new theories of choice under risk. A new class of asset pricing models, which adds behavioral elements to the standard framework, is proposed.

136 citations


Journal ArticleDOI
TL;DR: Network factors regarding the structural and relationship properties of networks that advance the theory of value cocreation are proposed and suggestions for managers include ways to engage service network entities to enhance communication to foster a balanced, mutualistic relationship that optimizes cocreated value.
Abstract: Fundamental to emerging theories of value cocreation is a developing awareness that value emerges in networks. Service networks form to address issues for those in need, and value is conceived differently by the various constituents in the network. To represent this reality, a core service interaction, the reason for the construction of the network, is evaluated based upon a typology of value-creating interaction styles. Next, the potential impact on transformative value cocreation of various relationships in a service network is explored. To illustrate value cocreation from a network perspective, this paper develops research propositions assessing cocreated value in a health service network. Network factors regarding the structural and relationship properties of networks that advance the theory of value cocreation are proposed. Finally, suggestions for managers include ways to engage service network entities to enhance communication to foster a balanced, mutualistic relationship that optimizes cocreated ...

Journal ArticleDOI
TL;DR: In this article, the authors argue that precise accounting standards are perceived by jurors to constrain auditors' control over financial reporting outcomes, resulting in a lower propensity for negligence verdicts when the accounting treatment conforms to the precise standard.
Abstract: The Public Company Accounting Oversight Board recently proposed amendments to the standard audit report that would require the disclosure of critical audit matters (CAMs), and the Securities and Exchange Commission continues to evaluate the use of principles-based (imprecise) accounting standards within U.S. generally accepted accounting principles. We assert that precise accounting standards are perceived by jurors to constrain auditors’ control over financial reporting outcomes, resulting in a lower propensity for negligence verdicts when the accounting treatment conforms to the precise standard. However, we hypothesize that the use of either imprecise standards or CAMs removes this constraint, leading to increased auditor liability. We present experimental evidence, including a mediation analysis, supporting this argument. Our results highlight the similarities between the effects of imprecise accounting standards and CAMs on negligence assessments. The results provide insight for regulators and the profession about the potential interactive consequences of the proposed regulatory changes.

Journal ArticleDOI
TL;DR: The authors proposed a risk-based explanation for this phenomenon, in which investors use announcements to revise their expectations for non-announcing firms, but can only do so imperfectly, and the covariance between firm-specific and market cashflow news spikes around announcements, making announcers especially risky.
Abstract: Firms scheduled to report earnings earn an annualized abnormal return of 9.9%. We propose a risk-based explanation for this phenomenon, in which investors use announcements to revise their expectations for non-announcing firms, but can only do so imperfectly. Consequently, the covariance between firm-specific and market cash-flow news spikes around announcements, making announcers especially risky. Consistent with our hypothesis, announcer returns forecast aggregate earnings. The announcement premium is persistent across stocks, and early (late) announcers earn higher (lower) returns. Non-announcers respond to announcements in a manner consistent with our model, both across time and cross-sectionally. Finally, exposure to announcement risk is priced.

Journal ArticleDOI
TL;DR: It is demonstrated that Twitter is a socialization agent that facilitates eWOM and provides useful insights for social media marketers by demonstrating that brand followers who serve as role-models to others, those with positive attitudes toward and relationships with brands on Twitter, those who most heavily use Twitter and follow many brands, were most likely to tweet brands.

Proceedings ArticleDOI
14 Nov 2015
TL;DR: An open-source Java-based context-aware recommendation engine named as CARSKit is introduced which is recognized as the 1st open source recommendation library specifically designed for CARS and implements the state-of-the-art context- aware recommendation algorithms.
Abstract: Recommender system has been demonstrated as one of the most useful tools to assist users' decision makings. Several recommendation algorithms have been developed and implemented by both commercial and open-source recommendation libraries. Context-aware recommender system (CARS) emerged as a novel research direction during the past decade and many contextual recommendation algorithms have been proposed. Unfortunately, no recommendation engines start to embed those algorithms in their kits, due to the special characteristics of the data format and processing methods in the domain of CARS. This paper introduces an open-source Java-based context-aware recommendation engine named as CARSKit which is recognized as the 1st open source recommendation library specifically designed for CARS. It implements the state-of-the-art context-aware recommendation algorithms, and we will showcase the ease with which CARSKit allows recommenders to be configured and evaluated in this demo.

Journal ArticleDOI
TL;DR: This work tested the concept of inoculation of plants with arbuscular mycorrhizal fungi with a locally adapted AMF mix cultured from native prairie, a non-locally adapted commercial AMF product, or a sterilized background soil control using four mid- to late successional prairie plant species.
Abstract: Soil microbial communities contribute to ecosystem function and structure plant communities, but are altered by anthropogenic disturbance. Successful restoration may require microbial community restoration. Inoculation of plants with arbuscular mycorrhizal fungi (AMF) may improve ecological restoration, but AMF species that are locally adapted to native plant communities are often unavailable and commercially propagated AMF are not necessarily locally adapted to the desired plant community target. The disconnect between readily available commercial fungi and later-successional plants may inhibit successful establishment of the restoration. We tested this concept using four mid- to late successional prairie plant species planted with one of three inoculum sources: a locally adapted AMF mix cultured from native prairie, a non-locally adapted commercial AMF product, or a sterilized background soil control. The inoculated plants (termed nurse plants) were planted in the middle of field plots. In each plot, un...

Journal ArticleDOI
15 Jan 2015
TL;DR: The present study suggests that the DSQ is a reliable diagnostic measure that can provide a standardized way of examining illness constructs and symptomatology among patients who identify as having ME/CFS, ME, and/or CFS.
Abstract: Background: The DePaul Symptom Questionnaire (DSQ) was developed to provide a structured approach for collecting standardized symptomatology and health history information to allow researchers and clinicians to determine whether a patient meets the diagnostic criteria for myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS), myalgic encephalomyelitis (ME), and/or chronic fatigue syndrome (CFS). Purpose: The purpose of this study was to examine the test–retest reliability of the DSQ. Methods: Test–retest reliability of the measure was examined with a sample of 26 adults self-identifying as having either ME/CFS, ME, and/or CFS and 25 adults who did not self-identify as having these illnesses and were otherwise healthy controls. Results: Overall, the majority of items on the DSQ exhibited good to excellent test–retest reliability, with Pearson's or kappa correlation coefficients that were 0.70 or higher. Conclusions: Thus, the present study suggests that the DSQ is a reliable diagnostic measure that c...


Journal ArticleDOI
TL;DR: The findings support conclusions from other studies that increasing the amount of time in the clinical setting and adding specific content to the curriculum, particularly content related to the importance of psychiatric mental health nursing and the effects of stigma, may assist the profession's efforts to recruit and retain psychiatricmental health nurses.
Abstract: The purpose of this study was to describe Masters entry nursing students’ attitudes about psychiatric mental health clinical experiences; preparedness to care for persons with mental illness; students’ perceived stigmas and stereotypes; and plans to choose mental health nursing as a career. A 31-item survey was administered to pre-licensure graduate nursing students who were recruited from a Masters entry nursing program from a university in a large city in the Midwestern US. Results indicated that clinical experiences provide valuable experiences for nursing practice, however, fewer students think that these experiences prepare them to work as a psychiatric mental health nurse and none plan to pursue careers as psychiatric mental health nurses. The findings support conclusions from other studies that increasing the amount of time in the clinical setting and adding specific content to the curriculum, particularly content related to the importance of psychiatric mental health nursing and the effects of stigma, may assist the profession’s efforts to recruit and retain psychiatric mental health nurses. Further research is needed to determine the effectiveness of these strategies and to identify the best ways to implement them.

Journal ArticleDOI
TL;DR: The findings emphasize the role of self-construal and culture, as well as the self-threat inherent in exclusion, in how participants with collectivistic and individualistic orientation cope with social exclusion on a behavioral level.
Abstract: We investigated how participants with collectivistic and individualistic orientation cope with social exclusion on a behavioral level. In Studies 1 and 2, we found participants with more individualistic orientation to indicate more antisocial behavioral intentions in response to exclusion than in response to inclusion; however, participants with more collectivistic orientation did not differ in their behavioral intentions between exclusion and inclusion. In the third and fourth study, we replicated our findings across cultures: German and U.S. participants indicated more antisocial and avoiding behavioral intentions under exclusion than under inclusion, whereas Turkish and Indian participants did not differ in their behavioral intentions between exclusion and inclusion. In Studies 3 and 4, only German and U.S. participants were significantly affected by exclusion, showing more negative mood, which correlated with their behavioral intentions. In Study 4, the different behavioral intentions of collectivists and individualists were mediated by a different threat experience. The findings emphasize the role of self-construal and culture, as well as the self-threat inherent in exclusion.

Journal ArticleDOI
TL;DR: In this paper, the role of social entrepreneurs' bricolage behavior in enabling their enterprises to scale their operations is explored and a positive relationship between entrepreneurial bricolages and the scaling of social impact is found.
Abstract: Social entrepreneurs face unique challenges in their dual pursuit of social and financial value creation to address pressing societal problems. While social entrepreneurs' behaviour and actions have been highlighted as an important source of creativity and innovation, this issue has largely been underresearched in the field of entrepreneurship. This paper explores the role of social entrepreneurs' bricolage behaviour in enabling their enterprises to scale their operations. The authors test their hypothesis on a unique database of 123 social enterprises using an online survey. They find a positive relationship between entrepreneurial bricolage and the scaling of social impact. The paper concludes with study implications, post hoc analyses and limitations and directions for future research.

Journal ArticleDOI
TL;DR: An exploratory model is offered that empirically identifies significant paths among minority stress dimensions, positive identity development, and major depressive symptoms and helps further the understanding of minority stress, identity development and resources of resilience among sexual minority male youth.
Abstract: Minority stress processes have been shown to have significant associations with negative mental health outcomes among sexual minority populations. Given that adversity may be experienced growing up as a sexual minority in heteronormative, if not heterosexist, environments, our research on resilience among sexual minority male youth proposes that positive identity development may buffer the effects of a range of minority stress processes. An ethnically diverse sample of 200 sexual minority males ages 16 to 24 (mean age, 20.9 years) was recruited using mixed recruitment methods. We developed and tested 2 new measures: concealment stress during adolescence and sexual minority-related positive identity development. We then tested a path model that assessed the effects of minority stressors, positive identity development, and social support on major depressive symptoms. Experience of stigma was associated with internalized homophobia (β =.138, p Language: en

Journal ArticleDOI
TL;DR: Tests of the association between openness to experience and tolerance have heretofore been incomplete because they have primarily focused on prejudice toward unconventional target groups are suggested, highlighting the need to consider how individual difference variables and features of the target groups may interact in important ways to influence the expression of prejudice.
Abstract: Openness to experience is consistently associated with tolerance. We suggest that tests of the association between openness to experience and tolerance have heretofore been incomplete because they have primarily focused on prejudice toward unconventional target groups. We test (a) the individual difference perspective, which predicts that because people who are high in openness are more open to diverse and dissimilar people and ideas, they will express more tolerance than people who are low in openness and (b) the worldview conflict perspective, which predicts that people high and low in openness will both be intolerant toward those with different worldviews. Four studies, using both conventional and unconventional target groups, find support for an integrative perspective. People high in openness do appear more tolerant of diverse worldviews compared with people low in openness; however, at the same time, people both high and low in openness are more intolerant of groups whose worldviews conflict with their own. These findings highlight the need to consider how individual difference variables and features of the target groups may interact in important ways to influence the expression of prejudice.

Journal Article
TL;DR: In this paper, the authors present an economic perspective to read a book about antitrust law, which they call "EnPDFd antitrust law: An Economic Perspective to Read." The authors argue that some books are fully read in a week and we need the obligation to support reading.
Abstract: Let's read! We will often find out this sentence everywhere. When still being a kid, mom used to order us to always read, so did the teacher. Some books are fully read in a week and we need the obligation to support reading. What about now? Do you still love reading? Is reading only for you who have obligation? Absolutely not! We here offer you a new book enPDFd antitrust law an economic perspective to read.

Journal ArticleDOI
TL;DR: This study presents a new measure called the Psychological Sense of Community Scale, which is based on 3 distinct ecological domains involving the individual, microsystem and macrosystem, and found multiplicative over additive effects, suggesting each of the 3 domains is necessary to understand the experience of sense of community.
Abstract: A variety of sense of community measures have been developed, but the identification of latent factors in developed scales to measure this construct has encountered significant psychometric problems involving reliability and validity. We present a new measure called the Psychological Sense of Community Scale, which is based on three distinct ecological domains involving the individual, microsystem, and macrosystem. We used an exploratory factor analysis to investigate our three theoretical domains involving Self (identity and importance to self), Membership (social relationships), and Entity (a group's organization and purpose). Three theoretically derived factors emerged with good measurement model fit, internal reliabilities, and convergent validity. Our study also found multiplicative over additive effects, suggesting each of the three domains is necessary to understand the experience of sense of community. This scale can be adapted to a variety of contexts and situations in future research.

Journal ArticleDOI
TL;DR: These results provide insight regarding individual feelings of social support and abstinence-specific self-efficacy by showing that one's social network-level characteristics are related to one's perceptions of socialSupport.
Abstract: Background: Social support and characteristics of one's social network have been shown to be beneficial for abstinence and substance use disorder recovery. The current study explores how specific sources of social support relate to general feelings of social support and abstinence-specific self-efficacy. Methods: Data were collected from 31 of 33 individuals residing in 5 recovery houses. Participants were asked to complete social support and social network measures, along with measures assessing abstinence from substance use, abstinence self-efficacy, and involvement in 12-step groups. Results: A significant positive relationship was found between general social support and abstinence-specific self-efficacy. General social support was also significantly associated with the specific social support measures of sense of community and Alcoholics Anonymous (AA) affiliation. Social network size predicted abstinence-related factors such as AA affiliation and perceived stress. Conclusions: These results ...

Journal ArticleDOI
TL;DR: In this article, a multimodel nested approach is used to study climate-change impacts on the Chicago, Illinois, UHI, covering a range of relevant scales One-way dynamical downscaling is used with a model chain consisting of global climate (Community Atmosphere Model), regional climate (Weather Research and Forecasting Model), and microscale (ENVI-met) models.
Abstract: The interaction of global climate change and urban heat islands (UHI) is expected to have far-reaching impacts on the sustainability of the world’s rapidly growing urban population centers Given that a wide range of spatiotemporal scales contributed by meteorological forcing and complex surface heterogeneity complicates UHI, a multimodel nested approach is used in this paper to study climate-change impacts on the Chicago, Illinois, UHI, covering a range of relevant scales One-way dynamical downscaling is used with a model chain consisting of global climate (Community Atmosphere Model), regional climate (Weather Research and Forecasting Model), and microscale (“ENVI-met”) models Nested mesoscale and microscale models are evaluated against the present-day observations (including a dedicated urban miniature field study), and the results favorably demonstrate the fidelity of the downscaling techniques that were used A simple building-energy model is developed and used in conjunction with microscal

Journal ArticleDOI
TL;DR: This model proposes that micro enterprises can moderate the effect of such shocks by creating resilience through cognitive preparation, continuous learning, and the generation of various forms of social capital (cognitive, relational, and structural).
Abstract: Family-owned micro enterprises operating within the informal sector of most developing countries provide millions of citizens with a livelihood and are the economic backbone of many communities. Yet, the turbulence that emanates up or down respective supply chains following a disaster can cause these entities to fail. This study develops a model that recognises the relative weakness of micro enterprises to such disaster-related shocks. The model proposes that micro enterprises can moderate the effect of such shocks by creating resilience through cognitive preparation, continuous learning, and the generation of various forms of social capital (cognitive, relational, and structural). The propositions for the model are established through an extensive literature review, coupled with examples drawn from the documents of humanitarian agencies performing disaster relief work in India. This model also serves as a preliminary basis with which to derive metrics to set benchmarks or to assess the viability of a micro enterprise's ability to survive disaster-related shocks.

Journal ArticleDOI
TL;DR: Two statistical tests indicate that both modeled and unmodeled ages in the 30 records are consistent with synchronous deposition of the YDB layer within the limits of dating uncertainty (∼100 y), and suggests that it may serve as a datum layer.
Abstract: The Younger Dryas impact hypothesis posits that a cosmic impact across much of the Northern Hemisphere deposited the Younger Dryas boundary (YDB) layer, containing peak abundances in a variable assemblage of proxies, including magnetic and glassy impact-related spherules, high-temperature minerals and melt glass, nanodiamonds, carbon spherules, aciniform carbon, platinum, and osmium. Bayesian chronological modeling was applied to 354 dates from 23 stratigraphic sections in 12 countries on four continents to establish a modeled YDB age range for this event of 12,835–12,735 Cal B.P. at 95% probability. This range overlaps that of a peak in extraterrestrial platinum in the Greenland Ice Sheet and of the earliest age of the Younger Dryas climate episode in six proxy records, suggesting a causal connection between the YDB impact event and the Younger Dryas. Two statistical tests indicate that both modeled and unmodeled ages in the 30 records are consistent with synchronous deposition of the YDB layer within the limits of dating uncertainty (∼100 y). The widespread distribution of the YDB layer suggests that it may serve as a datum layer.

Journal ArticleDOI
TL;DR: Ho et al. as mentioned in this paper examined how cognitive changes associated with aging impact the financial decision-making capability of older Americans and found that a decrease in cognition is associated with a decreased in financial literacy.
Abstract: This study examines how cognitive changes associated with aging impact the financial decision-making capability of older Americans. We find that a decrease in cognition is associated with a decrease in financial literacy. Decreases in episodic memory and visuospatial ability are associated with a decrease in numeracy, and a decrease in semantic memory is associated with a decrease in financial knowledge. A decrease in cognition also predicts a drop in self-confidence in general, but importantly, it is not associated with a drop in confidence in managing one's own finances. Participants experiencing decreases in cognition do show an increased likelihood of getting help with financial decisions; however, many participants experiencing significant drops in cognition still do not get help. This paper was accepted by Teck-Hua Ho, behavioral economics.