KIMEP University

About: KIMEP University is a education organization based out in Almaty, Kazakhstan. It is known for research contribution in the topics: Corporate governance & Government. The organization has 185 authors who have published 426 publications receiving 5098 citations.

Bank risk evaluation through Z-score measure and its effect on financial health of the industry of transitional economy of Kazakhstan

Abstract: Studying the systematic risk of the banking industry, as a measure of the financial stability, is oneof the options to evaluate how strong is the overall industry’s standings against the systematic risk itself.There are number of studies in related areas for both developed and developing markets. This study isthe part of the overall examination of the banking industry performance for the developing transitionaleconomies. With the help of the risk evaluation through the measure of Z-score, we are trying to evaluatethe financial health of the institutions and as a whole the industry. This will let us explore the financialstandings and the performance of the particular market. The other point is that the examination coversthe post-financial crisis period with the certain macroeconomic fluctuations of the endogenous to theindustry problems such as devaluation in-between the study coverage timeframe. These impacting factorshelp us understand the effect of both external and internal shocks affecting the banking industry.The relationship between the financial stability and the overall profitability, as a risk and return relationshipwith the effects of external factors like crisis and internal macroeconomic shocks as devaluation isthe core point of the interest of this particular study. The findings suggest that the size of the bank playsimportant but negative role in the way bank behaves. It negatively affects the financial health of the bankindustry. Overall, the financial stability is very unstable; as the fluctuations of the Z-score over the periodof examination is significant, stating only that the transitional economy is very much vulnerable towardsboth internal and external risks.

Standing Between Purchase Intention And Action: Product Value And Its Uncertainty

Abstract: This study examines the decision-making process of customers focusing on how purchase intention is transformed into actual purchase. Specifically, we investigate 1) how purchase intention is formed, 2) how purchase intention drives action, and 3) what factors stand between purchase intention and action. After reviewing literature on purchase intention and action, and the product evaluation mechanisms employed by the customer, we propose the following hypotheses. First, product value has a positive impact on purchase intention (H1). Second, purchase intention increases the probability of purchase (H2) and third, the relationship between purchase intention and purchase will be moderated by uncertainty levels in product valuation (H3). To validate, we conduct a survey regarding four types of products and collect data from 300 respondents. Regression and Probit analyses methods are used for validation. H1 and H2 are supported while H3 is partially supported. This study challenges the conventional notion that customers with high purchase intentions will necessarily move to the purchase stage. To this end, we examine the relationship between purchase intention and purchase, and find that uncertainty in valuation moderates the relationship.

Speaking Anxiety in a Kazakhstani Foreign Language Classroom

Abstract: The present study aimed to contribute to our understanding of foreign language anxiety, in general, and in particular speaking anxiety in Kazakhstani environment It was the first attempt to fill this gap and reveal more about the speaking anxiety in the Elementary level of Kazakh students group, having considered how anxiety might have affected speaking and overall classroom performance This study addressed the issue of identifying foreign language speaking anxiety and the major consequences of language speaking anxiety reported by students learning English in the evaluation of the foreign language classroom Anxiety levels in Kazakh students of English were studied through self-evaluation using a scale adapted from the FLCAS (Foreign Language Classroom Anxiety Scale) developed by E K Horwitz, M B Horwitz, and Cope (1986) As revealed by the results of this study, English language speaking anxiety does exist among the Kazakh second-year university students who participated in this study And too, the study revealed that these students have had a number of negative experiences with speaking activities in a foreign language class