Institution
World Bank
Other•Washington D.C., District of Columbia, United States•
About: World Bank is a other organization based out in Washington D.C., District of Columbia, United States. It is known for research contribution in the topics: Population & Poverty. The organization has 7813 authors who have published 21594 publications receiving 1198361 citations. The organization is also known as: World Bank, WB & The World Bank.
Topics: Population, Poverty, Free trade, Productivity, Commercial policy
Papers published on a yearly basis
Papers
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TL;DR: In this article, the authors tried to understand the individual and country characteristics associated with the use of formal accounts and what policies are effective among those most likely to be excluded: the poor and rural residents.
Abstract: Financial inclusion -- defined here as the use of formal accounts -- can bring many welfare benefits to individuals. Yet the authors know very little about the factors underpinning financial inclusion across individuals and countries. Using data for 123 countries and over 124,000 individuals, this paper tries to understand the individual and country characteristicsassociated with the use of formal accounts and what policies are effective among those most likely to be excluded: the poor and rural residents. The authors find that greater ownership and use of accounts is associated with a better enabling environment for accessing financial services, such as lower account costs and greater proximity to financial intermediaries. Policies targeted to promote inclusion -- such as requiring banks to offer basic or low-fee accounts, exempting some depositors from onerous documentation requirements, allowing correspondent banking, and using bank accounts to make government payments -- may be especially effective among those most likely to be excluded. Finally, the study the factors associated with perceived barriers to account ownership among those who are financially excluded and find that these individuals report lower barriers in countries with lower costs of accounts and greater penetration of financial service providers. Overall, the results suggest that policies to reduce barriers to financial inclusion may expand the pool of eligible account users and encourage existing account holders to use their accounts with greater frequency and for the purpose of saving.
639 citations
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TL;DR: In this article, the authors use a newly constructed data set of deposit insurance design features to examine how different design features affect deposit interest rates and market discipline, and find that explicit deposit insurance reduces required deposit interest rate, while at the same time it lowers market discipline on bank risk taking.
637 citations
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TL;DR: The authors identified for the first time systematic performance differences between younger and older democracies and argued that these are driven by the inability of political competitors to make broadly credible preelectoral promises to voters.
Abstract: This article identifies for the first time systematic performance differences between younger and older democracies and argues that these are driven by the inability of political competitors to make broadly credible preelectoral promises to voters. Younger democracies are more corrupt; exhibit less rule of law, lower levels of bureaucratic quality and secondary school enrollment, and more restrictions on the media; and spend more on public investment and government workers. This pattern is exactly consistent with the predictions of Keefer and Vlaicu (n.d.). The inability of political competitors to make credible promises to citizens leads them to prefer clientelist policies: to underprovide nontargeted goods, to overprovide targeted transfers to narrow groups of voters, and to engage in excessive rent seeking. Other differences that young democracies exhibit, including different political and electoral institutions, greater exposure to political violence, and greater social fragmentation, do not explain, either theoretically or empirically, these policy choices.
636 citations
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TL;DR: The climate models predict that greenhouse warming will cause temperatures to rise faster at higher than at lower altitudes, with potentially grave consequences for water supplies.
Abstract: Climate models predict that greenhouse warming will cause temperatures to rise faster at higher than at lower altitudes. In the tropical Andes, glaciers may soon disappear, with potentially grave consequences for water supplies.
635 citations
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TL;DR: In this paper, the determinants and sustainability of the widespread private capital inflows to middle-income countries after 1989 are studied. And the key question is whether these flows are mostly "pulled" by attractive domestic conditions or "pushed" by unfavorable conditions in developed countries.
629 citations
Authors
Showing all 7881 results
Name | H-index | Papers | Citations |
---|---|---|---|
Joseph E. Stiglitz | 164 | 1142 | 152469 |
Barry M. Popkin | 157 | 751 | 90453 |
Dan J. Stein | 142 | 1727 | 132718 |
Asli Demirguc-Kunt | 137 | 429 | 78166 |
Elinor Ostrom | 126 | 430 | 104959 |
David Scott | 124 | 1561 | 82554 |
Ross Levine | 122 | 398 | 108067 |
Barry Eichengreen | 116 | 949 | 51073 |
Martin Ravallion | 115 | 570 | 55380 |
Kenneth H. Mayer | 115 | 1351 | 64698 |
Angus Deaton | 110 | 363 | 66325 |
Timothy Besley | 103 | 368 | 45988 |
Lawrence H. Summers | 102 | 285 | 58555 |
Shang-Jin Wei | 101 | 415 | 39112 |
Thorsten Beck | 99 | 373 | 62708 |