Journal ArticleDOI
Determining Risk Factors that Diminish Asset Quality of Indian Commercial Banks
Reads0
Chats0
TLDR
Controlling higher level of non-performing loans (NPLs) has become one of the key objectives of the Reserve Bank of India (RBI), as it may impact banking and macroeconomic stability adverse as discussed by the authors.Abstract:
Controlling higher level of non-performing loans (NPLs) has become one of the key objectives of the Reserve Bank of India (RBI), as it may impact banking and macroeconomic stability adverse...read more
Citations
More filters
Journal ArticleDOI
Forecasting the macro determinants of bank credit quality: a non-linear perspective
TL;DR: In this article, a non-linear model was proposed to describe the effect of macroeconomic shocks on delinquency rates of three kinds of bank loans, and a Markov-switching approach was used to detect nonlinear and asymmetric behaviors.
Journal ArticleDOI
Operational and policy efficiency: a comparison between public and private Indian banks
Sayantan Kundu,Aditya Banerjee +1 more
TL;DR: In this article, the authors introduced the concept of policy efficiency of banks as their efficiency in implementing the government's policies and compared the Indian public sector banks and private sector banks (PVBs) on two efficiency paradigms, operational efficiency and policy efficiency.
Journal ArticleDOI
What drives the performance of different bank-ownership types in Indonesia? The pre- and post-GFC analysis
TL;DR: In this paper, the impact of bank-specific characteristics on the performance of different bank-ownership types in Indonesia was analyzed to determine whether their profitability drivers differ. And the authors provided the owners and managers of banks with information that can be applied to compare and assess own bank drivers and performance to enhance their own efficiency.
Journal ArticleDOI
Determinants of Credit Risk in Ethiopian Banking Industry: Does Political Stability Matter?
TL;DR: In this paper , the authors investigated the relationship between political stability and credit risk and found that political stability is negatively correlated with credit risk, while political instability does have a positive impact on bank credit risk.
Journal ArticleDOI
Non-performing Loans and Moral Hazard in the Indian Banking Sector: A Threshold Panel Regression Approach:
TL;DR: In this paper, the authors examined the effect of non-performing assets (NPA) on behaviour of banks in India and tried to test if lending choices of Indian banks demon...
References
More filters
Journal ArticleDOI
Problem Loans and Cost Efficiency in Commercial Banks
TL;DR: The authors employed Granger-causality techniques to test four hypotheses regarding the relationships among loan quality, cost efficiency, and bank capital, and found that problem loans precede reductions in measured cost efficiency.
Journal ArticleDOI
How Does Capital Affect Bank Performance During Financial Crises
TL;DR: The authors empirically examined how capital affects a bank's performance (survival and market share), and how this effect varies across banking crises, market crises, and normal times that occurred in the U.S over the past quarter century.
Journal ArticleDOI
A Theory of Bank Capital
TL;DR: In this article, a bank's capital structure affects its liquidity creation and credit-creation functions in addition to its stability, and the consequent trade-offs imply an optimal bank capital structure.
Journal ArticleDOI
How does capital affect bank performance during financial crises
TL;DR: The authors empirically examined how capital affects a bank's performance and how this effect varies across banking crises, market crises, and normal times that occurred in the US over the past quarter century.
Journal ArticleDOI
Macroeconomic and bank-specific determinants of non-performing loans in Greece: A comparative study of mortgage, business and consumer loan portfolios
Dimitrios P. Louzis,Dimitrios P. Louzis,Angelos T. Vouldis,Angelos T. Vouldis,Vasilios L. Metaxas +4 more
TL;DR: In this paper, the determinants of non-performing loans in the Greek banking sector were examined, separately for each loan category (consumer loans, business loans and mortgages) and the results showed that for all loan categories, NPLs in Greek banking system can be explained mainly by macroeconomic variables (GDP, unemployment, interest rates, public debt) and management quality.
Related Papers (5)
The Moderating Role of Loan Monitoring on the Relationship between Macroeconomic Variables and Non-performing Loans in Association of Southeast Asian Nations Countries
Ismail Tijjani Idris,Sabri Nayan +1 more