Journal ArticleDOI
How Much Does Having a Bank Account Help the Poor
Gitanjali Sen,Sankar De +1 more
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A bank account is widely regarded as the first step toward financial inclusion of the poor as mentioned in this paper, and funds deposited in a bank account are also observed to lead to higher savings. Exploiting...Abstract:
Having a bank account is widely regarded as the first step toward financial inclusion of the poor. Funds deposited in a bank account are also observed to lead to higher savings. Exploiting ...read more
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Journal ArticleDOI
Blockchain, adoption, and financial inclusion in India: Research opportunities
TL;DR: The practical contribution of this paper is the discussion of how blockchain can alleviate the issue of financial exclusion in rural India, thereby providing a basis for a solution that could connect rural Indians to global supply chain networks.
Journal ArticleDOI
Financial inclusion, bank market structure, and financial stability: International evidence
TL;DR: In this article, the authors investigated the effect of financial inclusion on financial stability in the banking system and found that financial inclusion through access to payments and savings accounts has a neutral or positive effect on the financial stability.
Book ChapterDOI
Financial Inclusion and Poverty: Micro-level Evidence from Nigeria
TL;DR: In this paper, the authors used data from the 2016 Financial Inclusion Insights (FII) program for Nigeria to present new evidence on the effects of financial inclusion on household poverty.
Journal ArticleDOI
Mobile money, bank deposit and perceived financial inclusion in Cameroon
TL;DR: In this article, the authors focused on the factors driving the adoption of mobile money, but the aspect of depo..., which is the most relevant aspect of mobile financial services.
Journal ArticleDOI
Financial inclusion, at what cost? : Quantification of economic viability of a supply side roll out
TL;DR: In this paper, a double bind problem that providers of banking services for the poor face as they struggle to achieve economies of scale to drive down average fixed financial infrastructure costs, while average account balances are low due to insufficient income is modeled.
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Journal ArticleDOI
Banking the poor via savings accounts: evidence from a field experiment ∗
TL;DR: In this paper, the authors randomly gave access to bank accounts with zero fees at local bank-branches to a large sample of female household heads in Nepal and found that zero fees and physical proximity of the bank led to high take-up and usage rates compared to similar studies in other settings.