Journal ArticleDOI
Social capital and loan repayment performance in Southeast Asia
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In this paper, a personal network survey is carried out to measure the individual social capital of borrowers, and four social capital variables between the respondent and his/her network members according to tie strength and social distance (bonding link /bridging link ).Abstract:
This paper analyses the effects of different forms of social capital on credit repayment behaviour. In the context of development economics an innovative data collection approach is used that originates from the field of sociology. A personal network survey is carried out to measure the individual social capital of borrowers. We distinguish four social capital variables between the respondent and his/her network members according to tie strength (bonding/bridging) and social distance (bonding link /bridging link ). The effects of social capital vary according to socio-cultural context. For instance, in Thailand bonding and in Vietnam bridging link social capital has a positive effect on loan repayment.read more
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Journal ArticleDOI
Are poor able to access the informal credit market? Evidence from rural households in China
TL;DR: In this article, an instrumental variable model is estimated to account for potential endogeneity issues and showed that poorer households have lower probability of entering the informal credit market and that the poor are limited by social network and have no financial means to invest in their social capital to expand their social network.
Journal ArticleDOI
Microfinance Performance and Social Capital: A Cross-Country Analysis
Luminita Postelnicu,Niels Hermes +1 more
TL;DR: In this paper, the authors investigated the relationship between the extent to which social capital formation is facilitated within different societies and the financial and social performance of micro-finance institutions and concluded that microfinance is more successful, both in terms of their financial goals and social aims, in societies that are more conducive to the development of social capital.
Journal ArticleDOI
Does credit access affect household income homogeneously across different groups of credit recipients? Evidence from rural Vietnam.
TL;DR: In this paper, the impacts of credit access on different groups of accessed households categorized by relative poverty, loan volumes, access to agricultural extension services and ethnicity in Vietnam were examined using data of 1338 households from the Vietnam Access Resources Household Survey in 2012.
Journal ArticleDOI
Credit Constraints on Farm Household Welfare in Rural China: Evidence from Fujian Province
TL;DR: In this article, the effect of demographic factors on formal and informal borrowing households in rural Fujian Province was investigated using a probit regression and endogenous switching regression model to analyse data collected in 2017 from 960 farm households.
Journal ArticleDOI
Rural credit constraint and informal rural credit accessibility in China
TL;DR: In this article, the authors investigated the effects of rural households' demographic characteristics on formal credit constraint, and explored the relationship between informal and formal lending in rural China using probit regression models, and found that age, family size, annual household nonagricultural income, level of education, and history of informal borrowing have significant influence over credit constraint.
References
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Journal ArticleDOI
The Strength of Weak Ties
TL;DR: In this paper, it is argued that the degree of overlap of two individuals' friendship networks varies directly with the strength of their tie to one another, and the impact of this principle on diffusion of influence and information, mobility opportunity, and community organization is explored.
Journal ArticleDOI
Social Capital in the Creation of Human Capital
TL;DR: In this paper, the concept of social capital is introduced and illustrated, its forms are described, the social structural conditions under which it arises are examined, and it is used in an analys...
Journal ArticleDOI
Birds of a Feather: Homophily in Social Networks
TL;DR: The homophily principle as mentioned in this paper states that similarity breeds connection, and that people's personal networks are homogeneous with regard to many sociodemographic, behavioral, and intrapersonal characteristics.
Journal ArticleDOI
Social capital: implications for development theory, research, and policy
Michael Woolcock,Deepa Narayan +1 more
TL;DR: In this article, the authors trace the evolution of social capital research as it pertains to economic development and identify four distinct approaches the research has taken : communitarian, networks, institutional, and synergy.
Book ChapterDOI
Building a Network Theory of Social Capital
TL;DR: In this paper, a review of social capital as discussed in the literature, identifies controversies and debates, considers some critical issues, and provides conceptual and research strategies for building a theory.