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Patent

System and Method for Providing Coupon by Using Client's Transaction Information

TL;DR: In this article, a system and a method for offering a coupon using the customer transaction information are provided to extract the coupon to provide to a client according to the transaction information, and store the extracted coupon in a client area or provide the extracted coupons to the client by confirming transaction information received to a PTD(Personal Trusted Device) from a coupon providing server.
Abstract: PURPOSE: A system and a method for offering a coupon using the customer transaction information are provided to extract the coupon to provide to a client according to the transaction information, and store the extracted coupon in a client area or provide the extracted coupon to the client by confirming the transaction information received to a PTD(Personal Trusted Device) from a coupon providing server. CONSTITUTION: The PTD(135) is equipped with an infrared settlement interface. A settlement processing terminal(140) transmits the settlement information to the PTD. The coupon providing server(100) receives the transaction information from the PTD and provides the coupon related to the transaction information to the customer. The coupon providing server comprises a transaction particulars receiver(105), a transaction particulars confirmer(110), a coupon extractor(115), a coupon provider(120), a coupon information database(125), and a coupon storing database(130).
Citations
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Patent
06 Aug 2010
TL;DR: In this article, a system is proposed to identify a second account identifier of a user from the second user identifier based on the mapping data between the first user identifiers and the first account identifiers to facilitate targeted advertising using the profile of the user and/or to provide information about certain transactions of the users related to a previously presented advertisement.
Abstract: In one aspect, a system includes a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed at the transaction handler and to store mapping data between first user identifiers and first account identifiers, a profile generator to generate a profile of a user based on the transaction data, and a portal coupled to the transaction handler to receive a query identifying a second user identifier used by the first tracker to track online activities of a user. The system is to identify a second account identifier of the user from the second user identifier based on the mapping data between the first user identifiers and the first account identifiers to facilitate targeted advertising using the profile of the user and/or to provide information about certain transactions of the user related to a previously presented advertisement.

390 citations

Patent
03 Aug 2010
TL;DR: In this paper, a system includes a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed at the transaction handler, a profile generator to generate a profile of a user based on transaction data, an advertisement selector to identify an advertisement based on the profile of the user, and a portal coupled to the transaction handlers to provide the advertisement for presentation to the user in connection with information about the transaction.
Abstract: In one aspect, a system includes a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed at the transaction handler, a profile generator to generate a profile of a user based on the transaction data, an advertisement selector to identify an advertisement based on the profile of the user in response to the transaction handler processing a transaction of the user, and a portal coupled to the transaction handler to provide the advertisement for presentation to the user in connection with information about the transaction of the user. In one example, the profile includes a plurality of values representing aggregated spending of the user in various areas to summarize the transactions of the user.

174 citations

Patent
04 Aug 2010
TL;DR: In this article, the matching process may involve the use of an offer for a discount, an incentive, a rebate, a reward, reward points, cash back, a gift, etc.
Abstract: In one aspect, a computing apparatus is configured to facilitate the identification of a transaction resulting from an activity occurring in a substantially separate context or environment, such as an offline transaction in a “brick and mortar” retail store resulting from an online advertisement or an online search. The computing apparatus may match information about the activity and information about the transaction to correlate the online activity and the offline transaction. The matching process may involve the use of an offer for a discount, an incentive, a rebate, a reward, reward points, cash back, a gift, etc. The offer is to be provided in the advertisement associated with an online activity and redeemed in a payment transaction, processed via the transaction handler, to correlate the advertisement and the transaction.

135 citations

Patent
08 Oct 2010
TL;DR: In this article, a transaction handler is configured to determine whether a plurality of transactions satisfies a predefined purchase requirement, identify a set of transactions each satisfying the predefined requirement, and determine whether the set of transaction satisfies an aggregated purchase requirement for the benefit.
Abstract: In one aspect, a computing apparatus includes: a data warehouse to store data associating a plurality of account identifiers with an offer having a predefined purchase requirement and an aggregated purchase requirement for a benefit; and a transaction handler configured to process a plurality of transactions. The transaction handler is further configured to determine whether each of the plurality of transactions satisfies a predefined purchase requirement, identify a set of transactions each satisfying the predefined purchase requirement, and determine whether the set of transactions satisfies an aggregated purchase requirement for the benefit. In one example, the transaction handler is configured to provide the benefit via statement credits when the set of transactions satisfies the aggregated purchase requirement.

135 citations

Patent
23 Nov 2010
TL;DR: In this article, a system includes a transaction handler, a data warehouse to store transaction data recording transactions processed at the transaction handler and to store account data identifying an account of the user, and a portal to receive a user selection of a first portion of an advertisement and, in response, to present a user interface.
Abstract: In one aspect, a system includes a transaction handler, a data warehouse to store transaction data recording transactions processed at the transaction handler and to store account data identifying an account of the user, and a portal to receive a user selection of a first portion of an advertisement and, in response, to present a user interface. The advertisement provides an offer and includes a second portion which when selected directs the user to a website of an advertiser. The data warehouse is to store data associating the offer with the account data of the user in response to a request made in the user interface. The system is to monitor transactions processed at the transaction handler to identify a purchase paid via the account and eligible for the redemption of the offer. The transaction handler is to provide statement credits to the user, if the payment transaction is identified.

132 citations

References
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Patent
19 Apr 2002
TL;DR: In this article, a system and a method for utilizing a mileage using an IC card are provided to make a client purchase articles by using a mileage offered to the client when the client purchase an article by using IC card and exchange the mileage with money.
Abstract: PURPOSE: A system and a method for utilizing a mileage using an IC card are provided to make a client purchase articles by using a mileage offered to the client when the client purchase an article by using an IC card and exchange the mileage with money CONSTITUTION: The system comprises a client(100) using an IC card, an affiliated merchant(200) for article purchase via the IC card, a vending machine(300), a financial organization(400) for transferring money to the affiliated merchant or an Internet service provider corresponding to the purchase of articles, and an Internet service provider(500) for performing mileage management of clients The client has a client terminal(110) connected with an IC card reader/writer(120) The affiliated merchant has an affiliated merchant terminal(210) connected to the financial organization and the Internet service provider through a communication line or a network The affiliated merchant terminal is connected to POS(Point Of Sales) terminals consisting of a general POS terminal(230) and an electronic cash payment POS terminal(240) The Internet service provider has an Internet service provider server(510)

4 citations

Patent
15 Jan 2002
TL;DR: In this article, a shopping system using an electronic card and a shopping mall operation method is provided to record catalogs of articles to be purchased in an e-card, charge the purchaser for sales prices according to contents of the card, and exchange a receipt for the articles loaded to a special storage in case that the purchaser pays the prices.
Abstract: PURPOSE: A shopping system using an electronic card and a shopping mall operation method are provided to record catalogs of articles to be purchased in an electronic card, charge the purchaser for sales prices according to contents of the card, and to exchange a receipt for the articles loaded to a special storage in case that the purchaser pays the prices. CONSTITUTION: An electronic card(100) records an itemized statement for purchasing of a purchaser. A plurality of showcase terminal(200) read contents recorded in the electronic card(100). An article management unit(300) manages articles loaded to an article storing place. An estimation unit(400) reads the contents recorded in the electronic card(100) and estimates prices for the itemized statement. A central control unit(500) generates control signals for the showcase terminals(200), the article management unit(300) and the estimation unit(400). In addition, the central control unit(500) manages and controls whole shopping system.

4 citations

Patent
11 Jul 2001
TL;DR: In this article, a method and a device for coupon issue which issues individual coupons by users according to the purchase histories of the users is proposed, where a user 1 buys an article, the identification number recorded on the ID card 11 that the user 1 carries is read by a POS register 21 and sent to a data analyzing server 31 through a terminal 22 together with the article code of the bought article.
Abstract: PROBLEM TO BE SOLVED: To provide a method and a device for coupon issue which issues individual coupons by users according to the purchase histories of the users. SOLUTION: When a user 1 buys an article, the identification number recorded on the ID card 11 that the user 1 carries is read by a POS register 21 and sent to a data analyzing server 31 through a terminal 22 together with the article code of the bought article. The data analyzing server 31 relates and stores the received identification number and article code, generates a coupon code having a discount article and a discount amount only for the user 1 based on the past purchase histories, and stores it relatively to the identification number. An individual coupon issuing machine 23 when reading the identification number out of the ID card 11 requests the coupon data corresponding to the identification number from the data analyzing server 31 through the terminal 22 and issues an individual coupon 12 according to the coupon data provided at the request.

3 citations