How can I get agriculture loan in Canara Bank?
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| Papers (10) | Insight |
|---|---|
5 Citations | Probit analyses indicate that factors related to bank returns and risk management have been significantly associated with agricultural banks joining, and subsequently borrowing from, the Federal Home Loan Bank System. |
11 Citations | The experience of SIB in agriculture and other rural development activities has encouraged the Central Bank of Sudan to change its ceiling policies and impose finance of agriculture to the tune of 50 per cent of the overall commercial banks' ceiling. |
| Furthermore, this study also reveals that the major repayment determinants of loan repayment of rural borrowers in the rural credit markets include; the amount of loan borrowed, age and the literacy level of the loan beneficiaries as well as the level of loan supervision. | |
2 Citations | The results further showed that interest rates mostly influenced the level of diversity in Islamic bank financing in the agriculture sector. |
16 Citations | Officials of Bank of Agriculture should strengthen loan recovery strategies. |
14 Aug 2015 1 Citations | Therefore, Rural Commercial Bank should examine the basic information of farmers carefully; implement preferential interest rate policy; encourage productive and secured loan to prevent the occurrence of credit risk. |
11 Feb 2021 1 Citations | Using this system can help farmers be better informed on the overall process of the loan application as well as which bank would be the most suitable to apply for a loan based on their needs. |
20 Citations | Also, results show that banks affiliated with multi-bank holding companies lend less money to agriculture relative to their assets than do independent banks. |
30 Citations | The information would also benefit stakeholders in the agricultural sector, particularly youth in agriculture program organized by Ministry of Food and Agriculture in Ghana as how to improve access to credit and reduce rationing of program participants by formal financial institutions. |
40 Citations | Finally, the long track record and diverse lending programmes of Thailand's Bank for Agriculture and Agricultural Cooperatives draw lessons in the criteria and methods of effective financial intermediation. |
Related Questions
How do agricultural loans affect farmers?5 answersAgricultural loans have a positive impact on farmers by increasing their commitment to agricultural plans, improving farm income, and enhancing productivity and growth. Access to loans allows farmers to overcome financial restrictions and invest in modern inputs and technologies, leading to higher production rates and greater returns. Loans also contribute to the efficiency of agricultural households, reduce expenditure on hired labor, and increase the use of family labor. Furthermore, loans have been found to improve farmers' conditions, including their net farm income, food security, and women's empowerment. However, the availability and affordability of loans are crucial factors that influence farmers' access to credit and their choice of loan sources. Therefore, it is important to consider the socio-economic characteristics of farmers when formulating policies to improve their access to agricultural loans.
How can we make agricultural credit available at a low-interest rate and still make it profitable for banks?5 answersTo make agricultural credit available at a low-interest rate and still profitable for banks, it is suggested to partially compensate the payment of bank interest by agricultural enterprises. This can be achieved by implementing negative discount rates by the central bank for lending to commercial banks, specifically for loans related to agricultural machinery. Additionally, building a credit risk assessment model for farmers can help banks identify low-risk borrowers and expand their lending, while also helping the government identify areas where intervention is necessary to uplift farmers and bring them under the purview of formal credit. Furthermore, enhancing the efficiency of agricultural credit and working closely with farmers and agricultural enterprises can optimize the effectiveness of agricultural credit and make it more accessible.
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