Credit card

About: Credit card is a research topic. Over the lifetime, 16998 publications have been published within this topic receiving 347688 citations. The topic is also known as: 💳 & App-O-Rama.

Unforgeable personal identification system

Abstract: An unforgeable personal identification system for identifying users at remote access control sites. The unforgeable personal identification system generates one-way encrypted versions of physically immutable identification credentials (facial photo, retinal scan, voice and finger prints). These credentials are stored on a portable memory device (credit card size). At a remote access control site, the user presents his portable memory device and the encrypted identification credentials are read. The user then submits physically to inputting of his physical identification characteristics to the remote access control site. Comparison is performed with the credentials obtained from the memory device and with the user's physical identity to determine whether to allow or deny access at the remote site.

Electronic online commerce card with transactionproxy number for online transactions

Abstract: An online commerce system facilitates online commerce over a public network using an online commerce card. The "card" does not exist in physical form, but instead exists in digital form. The online commerce card is issued electronically to a customer by an issuing institution. The issued card is assigned a permanent customer account number that is maintained on behalf of the customer at the issuing institution to remove the risk of the number being lost or s stolen. When the customer desires to conduct an online transaction, the customer asks the issuing institution to issue a transaction number for a single transaction. The issuing institution generates a temporary transaction number and associates it with the permanent account number in a data record. The customer receives the transaction number and submits that number to the merchant as a proxy for the customer account number. The transaction number looks like a real card number and the merchant handles the transaction number in the same manner as any regular credit card number. When the merchant submits an request for authorization, the issuing institution recognizes the number as a transaction number for an online commerce card. The issuing institution references the customer account number, using the transaction number as an index, and processes the authorization request using the real customer account number in place of the proxy number. Once the authorization request is processed, the issuing institution once again exchanges the transaction number for the customer account number and sends an authorization reply back to the merchant under the transaction number.

Electronic Eye: The Rise of Surveillance Society

Abstract: Preface and Acknowledgements. Part I: Situating Surveillance:. 1. Introduction: Body, Soul and Credit Card. 2. Surveillance in Modern Society. 3. New Surveillance Technologies. 4. From Big Brother to the Electronic Panopticon. Part II: Surveillance Trends:. 5. The Surveillance State: Keeping Tabs on You. 6. The Surveillance State: From Tabs to Tags. 7. The Transparent Worker. 8. The Targetted Consumer. Part III: Counter--Surveillance:. 9. Challenging Surveillance. 10. Privacy, Power, Persons. 11. Against Dystopia, Distance, Division. 12. Beyond Postmodern Paranoia. Bibliography. Index.

Method and apparatus for managing credentials through a wireless network

Abstract: A novel system and methodology for conducting financial and other transactions using a wireless device. Credentials may be selectively issued by issuers such as credit card companies, banks, and merchants to consumers permitting the specific consumer to conduct a transaction according to the authorization given as reflected by the credential or set of credentials. The preferred mechanism for controlling and distributing credentials according to the present invention is through one or more publicly accessible networks such as the Internet wherein the system design and operating characteristics are in conformance with the standards and other specific requirements of the chosen network or set of networks. Credentials are ultimately supplied to a handheld device such as a mobile telephone via a wireless network. The user holding the credential may then use the handheld device to conduct the authorized transaction or set of transactions via, for example, a short range wireless link with a point-of-sale terminal.

Self-service terminal

Abstract: A self service terminal for dispensing voice and video information, printed documents, and goods; and for accepting service orders and payments therefor by currency or credit card The terminal comprises a cathode ray tube display with mass storage for presenting information about the product or service sold, a keyboard for entry of customer requests, a printer for delivering coupons and tickets, a vending machine for dispensing small items, a coinbox and credit card reader for accepting payments for goods and services, and a telephone interface for communicating with the staff of a command center The operation of the terminal is controlled by a microprocessor linked to an automated reservation system The preferred embodiment of the invention is dedicated to the promotion and sale of travel services The terminal is operated from three memory devices A non-volatile memory is used to store the operating program for the terminal A semi-permanent storage in the form of a video disc is used to hold the travel documentaries and other sales presentations A randomly accessible mass storage is used to record flight schedules, hotel occupancy and other variables which are periodically updated from the command center via a phone line data communication link The vending machine is used primarily for dispensing travel brochures, maps, foreign currencies and other goods related to the contemplated travel