Topic
Identity theft
About: Identity theft is a research topic. Over the lifetime, 2284 publications have been published within this topic receiving 31700 citations.
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Patent•
18 Feb 2005
TL;DR: In this article, the authors proposed a method and system to protect, manage and control access to credit reports by the consumer by providing a website for the consumer to lock his credit report from being viewed without authorization.
Abstract: A method and system to protect, manage and control access to credit reports by the consumer. The company provides a website for the consumer to lock his credit report from being viewed without authorization. The report may be accessed via a previously assigned ID number and password. For a merchant to obtain the credit report, the consumer must grant access. The system eliminates manual intervention with access codes to lock or grant access to the report. Response to requests to access a report is instantaneous with the correct access code. Before a consumer subscribes, his is challenged to prove his identity. The verification method is based on his using a credit card to pay for the service that has the same name as the person in which they are attempting to subscribe to the service as. Address verification is provided by the credit card company. A credit report is then pulled from each of the credit reporting agencies, and the data used to further challenge the consumer's identity. Once correct identity has been established, the consumer enters an access code that is stored and instructions transmitted to the credit reporting agencies. Instructions are sent to the credit reporting agencies requiring them to lock the consumer's credit report and assign an access code to the file for consumer access. The system gives the consumer total control in protecting credit information from theft or misuse.
77 citations
Patent•
30 Nov 2010TL;DR: In this article, the authors present a system for monitoring financial institution data from a plurality of financial institutions, including transactional data associated with multiple products and channels, to identify suspicious activity potentially associated with identity theft incidents and, in specific embodiments, communicate suspicious activity and/or identity theft alerts and/ or reports in response to identifying the suspicious activities and/Or confirming an identity theft incident associated with the suspicious activity.
Abstract: Embodiments of the present invention relate to systems, apparatus, methods and computer program products for integrated risk management. More specifically, embodiments of the present invention provide for monitoring financial institution data from a plurality of financial institutions, including transactional data associated with multiple products and channels, to identify suspicious activity potentially associated with identity theft incidents and, in specific embodiments, communicate suspicious activity and/or identity theft alerts and/or reports in response to identifying the suspicious activities and/or confirming an identity theft incident associated with the suspicious activity, hi further embodiments, the monitored financial institution may include one or more, and in some embodiments all of, account data, asset data, liability data, negative file data, customer data, device data, credit data, or biometric data, hi addition, in certain embodiments, the monitored data may include non- financial institution data.
77 citations
10 May 2009
TL;DR: A preliminary study which examines the privacy protection issues on Social Networking Sites such as MySpace, Facebook and LinkedIn and proposes a Privacy Framework as a foundation to cope with these problems.
Abstract: Social Networking Sites (SNS) have become very popular during the past few years, as they allow users to both express their individuality and meet people with similar interests. Nonetheless, there are also many potential threats to privacy associated with these SNS such as identity theft and disclosure of sensitive information. However, many users still are not aware of these threats and the privacy settings provided by SNS are not flexible enough to protect user data. In addition, users do not have any control over what others reveal about them. As such, we conduct a preliminary study which examines the privacy protection issues on Social Networking Sites (SNS) such as MySpace, Facebook and LinkedIn. Based on this study, we identify three privacy problems in SNS and propose a Privacy Framework as a foundation to cope with these problems.
76 citations
TL;DR: The authors explored how offenders' experiences and life circumstances affected their subjective assessments of risks and rewards and thus facilitated the decision to engage in identity theft, and found that offenders perceive identity theft as an easy, rewarding, and relatively risk-free way to fund their chosen lifestyles.
Abstract: Data for this study were collected in semistructured interviews with 59 individuals serving time in federal prisons for identity theft. We explore how offenders’ experiences and life circumstances affected their subjective assessments of risks and rewards and thus facilitated the decision to engage in identity theft. Our findings suggest that offenders perceive identity theft as an easy, rewarding, and relatively risk-free way to fund their chosen lifestyles.
76 citations
01 Mar 2006
TL;DR: A framework to identify stakeholders and the interactive relationships that play multiple roles in combating identity theft is proposed.
Abstract: Identity theft is on the rise - as is the resulting damage to consumers and countries. In this article, the authors propose a framework to identify stakeholders and the interactive relationships that play multiple roles in combating identity theft
75 citations