scispace - formally typeset
Search or ask a question
Topic

Identity theft

About: Identity theft is a research topic. Over the lifetime, 2284 publications have been published within this topic receiving 31700 citations.


Papers
More filters
Journal ArticleDOI
TL;DR: In this paper, the extent of safety measures followed by customers while e-banking, analyses the awareness of the customers regarding the various online banking scams and suggests safety measures to be followed.
Abstract: Financial liberalization and technology revolution have allowed the developments of new and more efficient delivery and processing channels as well as more innovative products and services in banking industry. Banking institutions are facing competition not only from each other but also from non-bank financial intermediaries as well as from alternative sources of financing. As financial institutions increasingly offer online banking services to their customers, they must face issues of consumer confidence in the Internet. Consumers are concerned about identity theft and wonder if the Internet is safe for online banking. The answer is yes—if financial institutions, in cooperation with their customers, make it safe. Therefore, building the best controls to prevent fraud and protect customers is of critical importance. This paper investigates the extent of safety measures followed by customers while e-banking, analyses the awareness of the customers regarding the various online banking scams and suggests safety measures to be followed while e-banking. Primary data was collected from 118 respondents through a structured questionnaire. Secondary data was used to know about the various electronic e-banking products and services and various online scams. The findings are of great help to bankers to enable them to frame proper guidelines for their customers who use e-banking facility. It helps e-banking customers to bank safely using the safety measures.

2 citations

01 Jan 2017
TL;DR: This work utilizes the unsupervised machine learning with the application of Latent Dirichlet Allocation Algorithms for content analysis of online information related to identity theft and anchored on web mining technique.
Abstract: Victims of identity theft are growing as technology progresses. The increasing number of digital transactions (i.e., credit cards, online payment, banking) have become vulnerable to the cybercrime. Victims suffer from social and economic sabotage due to identity fraud. It is vital to dig available documents of the countries which have the most cases of identity theft as shown in Google trends for the past five years. Hence, this work is anchored on web mining technique and utilizes the unsupervised machine learning with the application of Latent Dirichlet Allocation Algorithms for content analysis of online information related to identity theft. The five identified underlying theme was generated using the R-programming software for data analysis,and literature supports discussion.

2 citations

31 Oct 2019
TL;DR: The customer’s perception as the qualitative research is defined while providing better insights that how consumers look upon these issues and how they expect the improvements in e-commerce since it is certainly an advanced approach of a business.
Abstract: The following research paper is focusing on the research of online retailing adoption while challenges that are being faced in the area of system and network security. The research explores the major issues that put noticeable influence on the decision of customers who prefer to shop from the online retailers in Saudi Arabia as well as provide the clearer perspective for the online retailers to deal with the current situation of security. The advent of e-commerce has provided various opportunities to grow the business. E-commerce business is said to be incomplete if there is no significant payment gateway. However, despite having a feasible option of cash, people are mostly worried about the after-effects that pose serious threats for the same. Today, there are too many reports of data breaches, phishing attacks, website spoofing, payment card skimming (credit /debit cards), fraud in online transactions, malware attack (malicious code attack of viruses, worms, Trojans, and bots), hacker/cracker infiltration, vandalism, and identity theft related to bank details or credit cards. Like any system development, security risk management is an integral aspect of online transaction gateways. This research work explains how online transactions have become a bane rather than a blessing because of the threats posed upon it. It further defines the customer’s perception as the qualitative research while providing better insights that how consumers look upon these issues and how they expect the improvements in e-commerce since it is certainly an advanced approach of a business.

2 citations

Posted Content
TL;DR: In this article, the authors model identity and its use in credit transactions and show that various types of identity theft occur in equilibrium, including new account fraud, existing account fraud and friendly fraud.
Abstract: The quintessential crime of the information age is identity theft, the malicious use of personal identifying data. In this paper we model “identity” and its use in credit transactions. Various types of identity theft occur in equilibrium, including “new account fraud,” “existing account fraud,” and “friendly fraud.” The equilibrium incidence of identity theft represents a tradeoff between a desire to avoid costly or invasive monitoring of individuals on the one hand and the need to control transactions fraud on the other. Our results suggest that technological advances will not eliminate this tradeoff.

2 citations


Network Information
Related Topics (5)
The Internet
213.2K papers, 3.8M citations
76% related
Social network
42.9K papers, 1.5M citations
74% related
Service provider
55.1K papers, 894.3K citations
74% related
Authentication
74.7K papers, 867.1K citations
73% related
Information technology
53.9K papers, 894.1K citations
73% related
Performance
Metrics
No. of papers in the topic in previous years
YearPapers
202384
2022165
202178
2020107
2019108
2018112