https://www.koreascience.or.kr:443/article/JAKO202029062616922.pdf

Factors Influencing Usage of University Mobile Application Among University Students

With the rapid growth of information technology, electronic money has played an important and central role in the e-payment. Development of electronic money is able to create a trend less-cash society, which is a society’s behavior using non- cash transactions by utilizing the simplicity offered through electronic transactions. The purpose of this research is to determine the factors affecting the intention to use electronic money. We designed a questionnaire and used it to survey a simple random sampling of people who use of e-money in DKI Jakarta.  The actual samples used for the study are 125 respondents. We analyzed the data using Structured Equation Modeling to evaluate the strength of the hypothesized effects. The result of the analysis showed that perceived ease of use has no significant effect on attitudes towards the use of e-money. Perceived ease of use has a significant effect on the perceived usefulness of e-money. Perceived usefulness has no significant effect on the intention to use e-money. Perceived usefulness has a significant effect on attitudes towards the use of e-money. Attitude has a significant effect on the intention to use e-money. Subjective norm has a significant effect on the intention to use e-money. Perceived behavioral control has no significant effect on the intention to use e-money.

https://ejournal.gunadarma.ac.id/index.php/ekbis/article/download/1858/1600

Factors affecting the adoption of electronic money using technology acceptance model and theory of planned behavior

This study aims to determine the perceptions of Islamic Financial Cooperative (BMT) managers in the Indonesian BMT Association on the acceptance of core banking technology. The Technology Acceptance Model (TAM) is used because it has simple theoretical characteristics (parsimony) and is supported by data (verifiability). This study develops the TAM model by integrating new variables –perceptions of maqashid sharia, perceptions of economies of scale, perceptions of market structure, and perceptions of technology procurement costs. These new variables are used to measure intention in using technology and actual usage in BMT operations. This study used PLS-SEM with smartPLS 3. The study was conducted in Central Java in six ex-Residency at 35 BMT with 300 respondents consisting of six levels of position level. The research found that maqashid sharia and market structure directly influenced the intention of BMT managers in using core banking technology. This new finding strengthens a theoretical model regarding the role of maqashid sharia in the acceptance of information technology in BMT. In addition, the perception of economies of scale has no significant effect on intention in using technology or its actual usage. The perception variable of technology procurement costs was found to have no significant effect on intention in using technology.

https://www.koreascience.or.kr:443/article/JAKO202034651879530.pdf

Factors Determining Intention to Use Banking Technology in Indonesian Islamic Microfinance

The COVID-19 pandemic push the learning revolution. The previous onsite learning is suddenly change to online learning. Current technological developments support the online learning application through the use of Learning Management System Platform. However, some problems are found during the application of online learning. Thus, this research aims to improve online learning through the use of Learning Management System Platform. The Technology Acceptance Model and the Technology Readiness Index model were combined to identify the critical factors influencing the intention to use Learning Management System. Fourteen hypotheses were proposed and tested using the Structural Equation Modelling method run in Partial Least Square software. The results indicated that eight hypotheses were accepted. The accepted hypothesis represents the criticality to consider innovativeness, job relevance, perceived enjoyment, perceived security and subjective norm in the Learning Management System usage during online learning during the COVID-19 Pandemic

/pdf/improving-online-learning-through-the-use-of-learning-2yg1rjyl.pdf

Improving Online Learning through the Use of Learning Management System Platform: A Technology Acceptance Model-Technology Readiness Index Combination Model Approach

Courts are high-stakes environments; thus, the impact of implementing legal technologies is not limited to the people directly using the technologies. However, the existing empirical data is insufficient to navigate and anticipate the acceptance of legal technologies in courts. This study aims to provide evidence for a technology acceptance model in order to understand people’s attitudes towards legal technologies in courts and to specify the potential differences in the attitudes of people with court experience vs. those without it, in the legal profession vs. other, male vs. female, and younger vs. older. A questionnaire was developed, and the results were analyzed using partial least squares structural equation modeling (PLS-SEM). Multigroup analyses have confirmed the usefulness of the technology acceptance model (TAM) across age, gender, profession (legal vs. other), and court experience (yes vs. no) groups. Therefore, as in other areas, technology acceptance in courts is primarily related to perceptions of usefulness. Trust emerged as an essential construct, which, in turn, was affected by the perceived risk and knowledge. In addition, the study’s findings prompt us to give more thought to who decides about technologies in courts, as the legal profession, court experience, age, and gender modify different aspects of legal technology acceptance.

/pdf/peoples-attitudes-towards-technologies-in-courts-3tunrajm.pdf

People’s Attitudes towards Technologies in Courts

The purpose of this study is to develop a Technology Acceptance Model (TAM), to determine differences in gender perceptions in adopting non-cash transactions. In this study, the authors provide a measurement of differences in gender perceptions in adopting cashless, which refers to perceived usefulness, perceived ease-of-use, and perceived security. Respondents in this study were students from the millennial generation who are very familiar with the use of technology, especially non-cash transactions. The data collection technique used in this study was a survey, by distributing questionnaires to 260 respondents. The data were processed statistically through Structural Equation Modeling (SEM). The results of this study indicate that for men, ease-of-use of transactions does not increase the use of non-cash transactions. Meanwhile, for women, perceived ease-of-use has a significant and positive effect on the use of non-cash transactions. Furthermore, perceptions of usability and security have a positive and significant impact on using non-cash transactions. It was also found that female students had a positive, but not significant, effect on the use of non-cash transactions. This means that there has been a difference in the perception of gender, between men and women, in responding to the use of non-cash transactions.

https://www.koreascience.or.kr:443/article/JAKO202104142229617.pdf

Adie Wahyudi Oktavia Gama

Papers

Differences of Gender Perception in Adopting Cashless Transaction Using Technology Acceptance Model