Newness and distinctiveness is claimed in the features of ornamentation as shown inside the broken line circle in the accompanying representation.

Display screen or portion thereof with graphical user interface

In an embodiment, a computing system, such as a monitoring computer, receives a request from a user to monitor an account of the user with an online service provider The request may include personal information and user preferences for one or more protective actions The system periodically monitors external data sources for indications of changes to personal information associated with the account, and detects changes or attempted changes to personal information associated with the account The system may determine risk levels associated with detected changes or attempted changes, and transmit a notification to the user via a communication channel selected based on the determined risk level and/or the user preferences The system may also initiate protective actions, so that further unauthorized access to the account may be prevented

Systems and methods of identity protection and management

Embodiments are directed to data verification of business or consumer data. Certain embodiments include a data verification system that receives or selects data to be verified, selects one or more verification methods to verify, update, and/or append/enhance the data. The data verification system may verify the data with one or more data verification methods, either alone or in combination. The methods may include a web-crawling verification method, an agent web verification method, a call verification method, a direct mail method, an email method, an in-person verification method, or other methods. The system has the ability to, automatically or manually, (1) blend automatic and manual segmentation of records or elements by criteria such as industry type, best times of day/month/year to verify, update, or append, cost, and level of importance (2) select the best verification processing method(s), and (3) manage the results and properly verify, update, append/enhance records.

Systems and methods for data verification

A system for aggregating a user's web browsing data which may include cookies placed on a user's computing device from various websites The system receives authorization from a user to retrieve cookie and other data associated with the user The system then accesses cookie data and personal data associated with the user In some embodiments, the aggregation system communicates with websites that placed the cookie data on the user's computer to determine one or more characteristics of the user based on the cookie data (which may be understandable only by the placing website) The system may then provide the user's aggregated data or a portion thereof to requesting entities The user may have access to a user interface which provides information about the user's aggregated data and allows the user to determine how much information to share with requesting entities

Aggregating user web browsing data

Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.

Systems and methods for providing an integrated identifier

In an on-line method of analysing financial accounting data, uploaded financial accounting data is received at a server (2) from a client computer (3). The data is analysed at the server (2) to identify anomalies in the data. A display is provided at the client computer (3) representing the anomalies that have been identified. Further, in a method of pre-processing financial accounting data prior to analysis of the data, the financial accounting data is abstracted to correspond to a pre-stored accounting ontology. Further, in a method of analysing financial accounting data, the method checks the data for violation of a particular state to identify inconsistent combinations of values in the data.

Andrew Shuttlewood

Papers

Methods and Apparatus for Analysing and/or Pre-Processing Financial Accounting Data