Dirk Andreas Zetzsche

TL;DR: A taxonomy of ICOs is provided to increase understanding of their many forms, analyze the various regulatory challenges they pose, and suggest the steps regulators should consider in response.

TL;DR: In this article, the authors argue that financial technology is the key driver for financial inclusion, which in turn underlies sustainable balanced development, as embodied in the UN Sustainable Development Goals (SDGs), and the full potential of FinTech to support the SDGs may be realized with a progressive approach to the development of underlying infrastructure to support digital financial transformation.

TL;DR: In this paper, the authors argue for a new regulatory approach, which incorporates the traditional regulatory objectives of financial stability and consumer protection with promoting growth and innovation, which they call "smart regulation".

TL;DR: In this paper, the authors consider the impact of new entrants with their typically large pre-existing non-financial services customer bases, referred to as "TechFins" and characterize them as an Uber moment in finance.

TL;DR: The potential of distributed ledger technology, especially in the financial sector, is attracting enormous interest and many financial institutions are investing heavily in proof-of-concept demonstrations and the rollout of pilot applications of DLT technology as discussed by the authors.