Dong He

TL;DR: In this article, the authors propose a framework to calibrate regulation in a manner that appropriately addresses the risks without stifling innovation in the virtual currency ecosystem, where international standards and best practices are considered to provide guidance on the most appropriate regulatory responses in different fields, thereby promoting harmonization and cooperation across jurisdictions.

TL;DR: In this paper, an economic framework for thinking through the channels by which fintech might provide solutions that respond to consumer needs for trust, security, privacy, and better services, change the competitive landscape and affect regulation.

TL;DR: In this paper, the authors propose a framework to calibrate regulation in a manner that appropriately addresses the risks without stifling innovation in the virtual currency ecosystem, where international standards and best practices are considered to provide guidance on the most appropriate regulatory responses in different fields, thereby promoting harmonization and cooperation across jurisdictions.

TL;DR: In this paper, an economic framework for thinking through the channels by which fintech might provide solutions that respond to consumer needs for trust, security, privacy, and better services, change the competitive landscape and affect regulation.

TL;DR: In this paper, an economic framework for thinking through the channels by which fintech might provide solutions that respond to consumer needs for trust, security, privacy, and better services, change the competitive landscape and affect regulation.