E
Ernesto Villanueva
Researcher at Bank of Spain
Publications - 78
Citations - 1170
Ernesto Villanueva is an academic researcher from Bank of Spain. The author has contributed to research in topics: Consumption (economics) & Loan. The author has an hindex of 21, co-authored 77 publications receiving 1116 citations. Previous affiliations of Ernesto Villanueva include Pompeu Fabra University.
Papers
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The Response of Household Wealth to the Risk of Losing the Job: Evidence from Differences in Firing Costs
TL;DR: In this paper, a new survey of wealth and consumption is presented to estimate the link between the probability that several household members lose their job and the wealth of the household and the consumption of that household.
Posted Content
The Distribution of Debt Across Euro Area Countries: The Role of Individual Characteristics, Institutions and Credit Conditions
Olympia Bover,Jose Maria Casado,Sónia Costa,Philip Du Caju,Yvonne McCarthy,Eva Sierminska,Panagiota Tzamourani,Ernesto Villanueva,Tibor Zavadil +8 more
TL;DR: In this article, the authors present an up-to-date assessment of the differences across euro area countries in the distributions of various measures of debt conditional on household characteristics and examine the role of legal and economic institutions in accounting for these differences.
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Finance for All: The Impact of Financial Literacy Training in Compulsory Secondary Education in Spain
TL;DR: In this article, the impact of a 10-hour financial education program among 15-year-old students in compulsory secondary schooling was investigated and it was shown that the program increased students' financial knowledge by between one-fourth and one-third of a standard deviation.
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Does Limited Access to Mortgage Debt Explain Why Young Adults Live with Their Parents
TL;DR: In this paper, the causal impact of getting a loan on the probability of leaving the nest was investigated in Northern Europe and United States than in Southern Europe, with broad implications on labor mobility, intergenerational sharing of resources and on fertility.
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The recent slowdown in bank lending in Spain: are supply-side factors relevant?
TL;DR: In this paper, the average impact of current and anticipated changes in banks' capital on lending to firms is estimated using information from the balance sheets of Spanish banks between 1995 and 2009 matched to credit information at the bank-industry and bank-firm level.