https://doi.org/10.1016/j.heliyon.2022.e09766

Digital financial inclusion: A gateway to sustainable development

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Crude Oil Price, Interest Rate and Unemployment Nexus in Nigeria: An Application of Toda and Yamamoto Long-Run Causality Procedure

The purpose of this master thesis is to provide a deeper understandingof managerial innovation impact on companies through Corporate SocialResponsibility (CSR). For this objective, IKEA Karlstad was chosen for theempirical part in order to apply the theoretical framework to practicalrelevance. The method used for this thesis was a case study design includingdata collection from literature in different databases: Emerald, BusinessSource Premier, Scopus as well as Google Scholar. Regarding data collection forthe case study, three qualitative questionnaires were also distributed to IKEA:two designed for the local IT and sustainability coordinator Magnus Engstrandand one targeting employees. A quantitative questionnaire was distributed toIKEA employees too. An interview was set up with Magnus Engstrand according tothe unstructured interview guidelines. The theoretical framework focuses notonly on understanding the links between managerial innovation and CSR,managerial and technological innovations but also on the companies’ motivationto implement these actions and their impact on employees, organizations andcommunity. From our analysis of the literature it can be stated that managerialinnovation is stimulated by an internal element of the company. Managerialinnovation helps partly or entirely to develop CSR actions resulting in thecreation of positive value: tangible or intangible; or negative value accordingto value resonance or value dissonance. The case study analysis broughtexamples of how managerial innovation brings value without involvement of anytechnological innovation contradicting certain theories exposed in thetheoretical framework. At IKEA, the three different types of managerialinnovations are management, administrative and organizational innovations whichare used to develop CSR actions and constitute a minor or major part of theirimplementation. The impact of managerial innovation on CSR is translated atIKEA Karlstad as an intangible value for the company and its stakeholders. Thisthesis contributes to a better comprehension of managerial innovation conceptsin general as well as its application in a CSR strategy through concreteexamples. It can also be used as a demonstration of how managerial innovationcan be used to improve the internal and external images as well as employees’welfare and perceptions. Further qualitative research is needed to measure themanner of managerial innovations as well as quantitative studies to generalizeits impact on a larger scale.

Impact of managerial innovation on corporate social responsability : Ikea case study analysis

Company X is an Indonesian dairy company with a significantly large market share. The successes of its product innovation are highly linked with its managerial function, which indicates the existence of innovation in its company management. The company should understand the level of its managerial innovation and utilize its potential to produce product innovations continuously.  This research aims to determine the company’s level of managerial innovation to support product innovation accomplishments. The study utilizes two methods in determining managerial innovation levels. The first method is by measuring employee perception of managerial functions of the company through a survey. The second method is through direct observation of executive activities related to managerial functions using a prearranged observation protocol. The final managerial innovation score will be calculated using the Fuzzy AHP method. The study found that the company’s managerial innovation level reached 57%, which is a relatively high level. The study also found that leading function is very innovative, while organization function should be improved to support better product innovations.

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Assessment of Managerial Innovation in Company X Using Fuzzy AHP

PurposeThis paper aims at analysing the socio-economic characteristics, mobile phone ownership and banking behaviour as key determinants of digital financial inclusion in India.Design/methodology/approachThis study is based on the Global Findex Survey of the World Bank covering 3,000 adult individuals in India. Simple statistical tools such as descriptive statistics, chi-square test and regression analysis with a marginal effect have been used for the data analysis.FindingsAbout 35.2% of respondents have reported using digital financial services in the country. There is a significant association between the socio-economic profiles of individuals with the adoption of digital financial services in terms of gender, age, education, occupation and income. The marginal effect indicates that socio-economic factors, mobile phone ownership and banking behaviour of individuals towards borrowings and savings have indicated significant influence on digital financial inclusion. The analysis depicts that male with higher age, education, working status and higher income are more likely to adopt digital financial services. Further, individuals with mobile phone ownership and utilising banking in terms of borrowings and savings are more likely to adopt digital financial services.Practical implicationsAs digital banking services have emerged as a preferred channel for financial service delivery, this study provides timely insights on developing user driven-strategies for promoting digital financial services.Originality/valueSocio-economic characteristics, mobile phone ownership and banking behaviour are critical determinants of financial inclusion, so assessing its implications in the era of digitisation becomes imperative.Peer reviewThe peer review history for this article is available at: https://publons.com/publon/10.1108/IJSE-10-2022-0673.

Socio-economic characteristics, mobile phone ownership and banking behaviour of individuals as determinants of digital financial inclusion in India

Every company has to develop their managerial capability to maximize performance of every function in order to survive in an environment with drastic changes right now. This research was conducted at two governments owned manufacturing companies to compare the differences in managerial innovation. The method to assess the managerial innovation was based on elements of management function, which are planning, organizing, leading, controlling and coordinating. There were two methods in collecting the data, using questionnaire and doing observation. Questionnaires results were calculated using BPMSG AHP online system, to determine the score. The higher score of managerial innovation, the higher potential of the company to innovate. Managerial innovation score were 42.3% and 48.9%, which showed that none of them were innovative based on the previous research standard, which stated that innovation potential should be more than 50%. The differences between the two were also analysed based on every management function.

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Assessment of managerial innovation in manufacturing company

Digital financial inclusion is digital access to and use of formal financial services. This paper aims to examine the significance of gender dimension in digital financial inclusion in Indonesia as an Emerging Market. By using surveys, we expect to relate women and digital financial inclusion. The ordinal logistic regression model was used as a method to model one of the key variables, gender. The result concluded that women as the gender we concerned gives a significant impact to behavioral intention that represents the digital financial inclusion.

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Women and digital financial inclusion in indonesia as emerging market

Oil is one of the world's most widely used factor inputs in the manufacture of goods and services. Generally speaking, we believe that oil-dependent sectors will be more sensitive to shocks in oil prices. This paper aims to evaluate the response of different sectors as an emerging market to oil price shocks in Indonesia. The monthly data is used from January 2000 to February 2019. This study uses the Vector Auto-Regressive (VAR) model and the Impulse Reaction Function looks in-depth. The results show that shocks in oil prices can be significantly negative or positive for Indonesia's various sectors. First, we find that all Indonesia's sector index has the significant impact of oil price shocks. Second, the positive impact comes from the mining sector, while the remaining industries have a negative impact due to shocks in oil prices. The practical implications of this research are very useful not only to see the impact of Indonesia's role as an emerging market and net oil importer which is for the investor in the mining area but also to others sector and regulators.

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Do various sectors respond to oil price shocks? new evidence for indonesia as emerging market

The panel vector autoregression model is estimated using three main variables related to with profitability, financial liquidity, and financial leverage for 94 manufacturing companies from 2000 to 2017 in Indonesia. The aim is to examine the impact of oil price shocks on the ROA (profitability), CR (financial liquidity), and DER (financial leverage). The impulse reaction function of samples reveals some remarkable results. First, the response of ROA, DER, and CR appears to be consistent in many ways. Second, either Brent oil or WTI oil gives the same result for these variables. Third, financial liquidity for Indonesia manufacturing companies is not affected by the oil prices. The results obtained are robust following the GMM model in the estimation of the panel VAR.

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Marla Setiawati

Papers

Assessment of managerial innovation in manufacturing company

Women and digital financial inclusion in indonesia as emerging market

Do various sectors respond to oil price shocks? new evidence for indonesia as emerging market

Assessment of Managerial Innovation in Company X Using Fuzzy AHP

Do oil price shocks give impact on financial performance of manufacturing sectors in indonesia