V
Vanessa Gail Perry
Researcher at George Washington University
Publications - 34
Citations - 1308
Vanessa Gail Perry is an academic researcher from George Washington University. The author has contributed to research in topics: Loan & Mortgage underwriting. The author has an hindex of 13, co-authored 29 publications receiving 1153 citations.
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Who Is in Control? The Role of Self‐Perception, Knowledge, and Income in Explaining Consumer Financial Behavior
TL;DR: The authors examined the relationship between consumer financial knowledge, income, and locus of control on financial behavior and found that ethnicity is a potential moderator of the effects of these three variables on financial behaviour.
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Retailer power and supplier welfare
Paul Bloom,Vanessa Gail Perry +1 more
TL;DR: In this paper, the authors investigate whether Wal-Mart has exerted power over its suppliers and squeezed them financially by using Compustat data as a source, and they find that suppliers holding a small share of their respective markets do not perform relatively as well financially when they have WalMart as one of their primary customers.
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Is Ignorance Bliss? Consumer Accuracy in Judgments about Credit Ratings
TL;DR: In this article, the authors examined the accuracy of consumers' self-assessments of their credit ratings and found that approximately 32 percent of consumers overestimate their credit rating, while only 4 percent underestimate their rating.
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Automated underwriting in mortgage lending: Good news for the underserved?
TL;DR: In this article, the authors used information from Freddie Mac's Loan Prospector AU service to examine the impact of automated underwriting on underserved borrowers. But they focused on the relative accuracy of AU compared with manual underwriting and whether AU has increased the flow of mortgage credit to underserved consumers.
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Survival of the fittest: Technical assistance, survival and growth of small businesses and implications for public policy
TL;DR: In this article, the authors examined the relationship between managerial and technical assistance and firm survival, as well as the relationships between the characteristics of technical assistance, and financial and employment growth.