V
Victor U. Ekpu
Researcher at University of Glasgow
Publications - 11
Citations - 256
Victor U. Ekpu is an academic researcher from University of Glasgow. The author has contributed to research in topics: Loan & Credit rationing. The author has an hindex of 3, co-authored 11 publications receiving 206 citations.
Papers
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Journal ArticleDOI
The Economic Impact of Smoking and of Reducing Smoking Prevalence: Review of Evidence
Victor U. Ekpu,Abraham Brown +1 more
TL;DR: Global and UK evidence on the economic impact of smoking prevalence and the effectiveness and cost effectiveness of smoking cessation measures is examined and the main findings are as follows.
Journal ArticleDOI
Business lending and bank profitability in the UK
Victor U. Ekpu,Alberto Paloni +1 more
TL;DR: In this article, the authors investigated the importance of business lending as a source of bank profits in the UK banking system and examined whether the profitability of business loans is mostly driven by heterogeneous characteristics of individual banks or whether it is affected by bank size and ownership structure.
Posted Content
Financialisation, business lending and profitability in the uk
Victor U. Ekpu,Alberto Paloni +1 more
TL;DR: In this paper, the authors investigated whether the profitability of business lending is driven by bank heterogeneity or whether it is possible to identify systematic characteristics which affect it and found that business lending contributes to the rate of return on equity very little.
Book ChapterDOI
Supply-Side Factors Affecting Bank Lending to SMEs
TL;DR: In this article, the authors show that banks with a relatively flatter organizational structure tend to have advantages in loan monitoring and increased loan officer discretion, while large banks with multi-office structures find it extremely costly to invest in relationships.