Patent
Digital camera processing system
Charles Lee Oakes,Randy Ray Morlen,Michael Frank Morris,Reynaldo Medina,Greg Alan Harpel,Gabriel Glenn Gavia,Bharat Prasad,Frank Kyle Major,Jeffrey Neal Pollack +8 more
TLDR
A digital camera processing system with software to manage taking photos with a digital camera is described in this article, where a downloaded software component controls the digital camera software and causes a handheld mobile device to perform operations.Abstract:
A digital camera processing system with software to manage taking photos with a digital camera. Camera software controls the digital camera. A downloaded software component controls the digital camera software and causes a handheld mobile device to perform operations. The operations may include instructing a user to have the digital camera take photos of a check; displaying an instruction on a display of the handheld mobile device to assist the user in having the digital camera take the photos; or assisting the user as to an orientation for taking the photos with the digital camera. The digital camera processing system may generate a log file including a bi-tonal image formatted as a TIFF image.read more
Citations
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Patent
Composing a focused document image from multiple image captures or portions of multiple image captures
TL;DR: In this paper, the authors present a set of systems and methods for capturing a plurality of images of a document, analyzing the plurality and identifying acceptable portions within the plurality, and combining the plurality of acceptable portions to generate a composite image of the document.
Patent
System and method for storefront bank deposits
TL;DR: In this paper, a method and system are disclosed for submitting financial instruments, cash and other value bearing documents for deposit at retail locations unaffiliated with the various financial institutions the deposits are directed to.
Patent
Apparatuses, methods and systems for a video remote deposit capture platform
TL;DR: In this article, a video remote deposit platform (RDC-Video) is proposed, which provides a platform for remote deposit by obtaining images of a check from streaming video captured by a video camera, and transforms captured check images and/or entered check deposit information inputs via RDC-video components into deposit confirmation outputs.
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System, computing device, and method for document detection
TL;DR: In this paper, a check is captured by an imaging device and a digital image of the check on a replacement background may be created, which replaces the background that the check is placed on while its image is being captured.
Patent
Computer systems for updating a record to reflect data contained in image of document automatically captured on a user's remote mobile phone displaying an alignment guide and using a downloaded app
TL;DR: In this paper, an alignment guide is provided in the field of view of a camera associated with a mobile device used to capture an image of a check, and the check is deposited in a user's bank account based on the image.
References
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Patent
Method and system for remote delivery of retail banking services
TL;DR: In this paper, a practical system and method for the remote distribution of financial services (e.g., home banking and bill-paying) involves distributing portable terminals to a user base.
Patent
Automobile personal computer systems
G. Victor Treyz,Susan M. Treyz +1 more
TL;DR: In this paper, an automobile personal computer system is provided, where a user can wirelessly interact with merchants, communications facilities, information providers, computers at the home or office, and other entities.
Patent
Method and apparatus for funds and credit line transfers
TL;DR: A financial tender transfer system as discussed by the authors allows a transferor to transfer credit or make payment to a transferee by debiting the credit card of the transferor and crediting it with the credit cards of the transferee.
Patent
Electronic funds transfer instruments
TL;DR: In this article, an electronic instrument (74) is created in a computer-based method for effecting a transfer of funds from an account of a payer (12) in a funds-holding institution to a payee (14).
Patent
Financial advisory system
Christopher L. Jones,William F. Sharpe,Jason S. Scott,John G. Watson,Jeff N. Maggioncalda,Geert Bekaert,Steven R. Grenadier,Ronald T. Park +7 more
TL;DR: In this paper, return scenarios for optimized portfolio allocations are simulated interactively to facilitate financial product selection, and return scenarios are generated based upon estimated future scenarios of one or more economic factors.