Patent
Method and machine for checking bank or postal cheques
TLDR
In this paper, a method and a machine for checking the legality of issue of a bank or postal cheque with a view to allowing the payee to detect a stolen cheque was presented.Abstract:
The invention relates to a method and a machine for checking the legality of issue of a bank or postal cheque with a view to allowing the payee to detect a stolen cheque The machine comprises a microprocessor ( mu P), means for acquiring the account number inscribed on the cheque (MG), means for conversion into binary ( mu P), logic calculation means (CAL) adapted to make the foregoing set of holder account numbers in a binary base correspond to the image set of the binary numbers with at most 14 bits, a decimal input system (CL) for insertion of a confidential four-number decimal code, means of conversion of the code into binary base (CV), means of temporary memory storage for the said code (RAM), logic means (COMP) for comparison of the result issued by the calculating means and of the memory-stored binary base code, and warning means AFF; SON; LA3; LA4 for interpreting the results of the comparison in a simple formread more
Citations
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Patent
Cheque processing using chip-generated individual secret codes
TL;DR: In this paper, secret codes are produced by an application-specific integrated circuit from a password or supervisory code and the numbers of the accounts held by customers of the bank, to whom the individual codes are communicated.
Patent
Generation and management of customer pin's
TL;DR: A PIN (50) block is a set of random binary bits (24) generated by a random binary bit generator and then converted to a decimal integer by a fixed constant as mentioned in this paper.
Patent
Device and method for checking and processing bank cheques
TL;DR: In this paper, a method for checking and processing bank cheques, wherein a secret code is computed, in the form of a CMC7 code thereof, and from an account number read off a cheque submitted for payment, by a dedicated chip (ASIC) in a cheques processing device held by a payee, then compared with the secret code input into the device by the check issuer to determine whether he or she is the rightful account holder.
Patent
Transcoder for monitoring the process of reading/comparison of a coded document
TL;DR: In this paper, a transcoder for monitoring the process of reading/comparison of a coded document is presented, in which, with the aid of a reading and comparison machine, a coded transcription of a secret combination, carried by the document, is read, and, on the other hand, a combination inserted into the machine by the bearer of the document is transcribed, and the two transcriptions are compared with a view to determining whether there is agreement or not.
Patent
Method for generating identification numbers
Jörg Schwenk,Tobias Martin +1 more
TL;DR: In this paper, a method for generating a personal identification number (PIN), made up of a number of N decimal digits, to be used for money cards and other devices requiring security, from a binary number having L digits, in particular from binary code specific to an individual, was presented.
References
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Patent
Method of testing the use of reserved documents
TL;DR: In this paper, a method for controlling the use of a document reserved strictly holder or entitled bearer, characterized in that it consists, before the document commissioning for incorporation in a document area predetermined, a coded transcription randomly and a predetermined set of letters and / or digits constituting a "word" secret known to the sole holder, the encoded information being distributed in a matrix with n rows and p columns, compared with when the use is the information encoded with a 'word' issued by the holder of the document after transcription following the same code and to determine and display if there is
Patent
Method and apparatus for credit verification
TL;DR: In this article, a credit verification operation is achieved by entering an account number which undergoes transformation into encoded form and entering a verification number supplied by the customer which also is subjected to a transformation into encoding form with the two encoding operations being such that a comparison can be made between the format and information content of the two encoded numbers.
Patent
Credit card checking method and apparatus
TL;DR: In this paper, a method and apparatus for checking that a person presenting a credit card is entitled to use that card, the card having a card number which can be read from the card and an associated check number known only to the authorised user of the card.