Patent
Monitoring system for determining and communicating a cost of insurance
Alan Rex Bauer,Kurtis Tavis Burns,Michael Vincent Esposito,David Charles Huber,Patrick Lawrence O'malley +4 more
Reads0
Chats0
TLDR
In this article, a means for recording, storing, calculating, communicating and reviewing one or more operational aspects of a machine is provided, and a discount may be provided in exchange for recording the operational aspects and providing the recorded information to the insurer.Abstract:
Means are provided for recording, storing, calculating, communicating and reviewing one or more operational aspects of a machine. Insurance costs are based, in part, on activities of the machine operator. A discount may be provided in exchange for recording the operational aspects and providing the recorded information to the insurer. The party may review information and decide whether to provide it to the insurer. The means for reviewing may present comparative information. Information that causes insurance costs to vary may be highlighted. Provided data may be used to verify insurance application information, generate actuarial information or determine insurance rates. Operating data may be reviewed on a computer, a Web site or other display medium so a party can observe how his operating behavior compares to that of other operators of similar machines and may be manipulated so a party can understand how changes in operating behavior can affect his insurance rates.read more
Citations
More filters
Patent
Vehicle Monitoring System
Raymond Scott Ling,Richard Ashton Hutchinson,Wilbert John Steigerwald,William Andrew Say,Patrick Lawrence O'malley,Dane Allen Shrallow,William Curtis Everett,Robert John McMillan +7 more
TL;DR: In this article, the authors propose a data logging device that tracks the operation of a vehicle or driver actions, which includes a storage device, which may be removable or portable, having a first memory portion that may be read from and may be written to in a vehicle and a second memory portion, which is accessed through software that allows a user to access files.
Patent
Motor vehicle operating data collection and analysis
TL;DR: In this article, a method and apparatus for collecting and evaluating powered vehicle operation utilizing on-board diagnostic components and location determining components or systems is presented, which creates one or more databases whereby identifiable behavior or evaluative characteristics can be analyzed or categorized.
Patent
Traffic information system
Asaf Tamir,Ido Topaz +1 more
TL;DR: In this article, a method of evaluating the driving behavior in a vehicle is proposed, which includes determining values of a plurality of parameters of the operation of a first vehicle in a first road segment.
Patent
Systems and methods for providing a safety score associated with a user location
TL;DR: In this paper, a computer processing system is operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data.
Patent
Method and system for controlling a mobile communication device in a moving vehicle
TL;DR: In this paper, a method and system for detecting, monitoring and controlling one or more of mobile services for a mobile communication device (also referred to herein as a Controllable Mobile Device or CMD), and in particular when the device is being used and the vehicle, operated by the user of the device, is moving.
References
More filters
Patent
Vehicle tracking and security system
John P. Mansell,William M. Riley +1 more
TL;DR: In this article, the authors proposed a vehicle tracking and security system which allows immediate response in case of vehicle theft, an accident, vehicle breakdown, or other emergency, allowing a vehicle driver or occupant to signal the Control Center that a particular type of assistance is needed.
Patent
Mobile portable wireless communication system
TL;DR: In this paper, the status of the vehicle and its devices (50a-50n) can be controlled and monitored by the remote stations (10a-10n) connected to another network.
Patent
Motor vehicle monitoring system for determining a cost of insurance
TL;DR: In this paper, a method and system of determining a cost of automobile insurance based upon monitoring, recording and communicating data representative of operator and vehicle driving characteristics is proposed, which can be adjustable retrospectively and can be prospectively set by relating the driving characteristics to predetermined safety standards.
Patent
Vehicle locating and communicating method and apparatus
TL;DR: In this paper, a method and apparatus for locating and communicating with vehicles is provided, including at least one mobile cellular unit connected to a microprocessor and installed within a vehicle, where the microprocessor interrogates the mobile unit to obtain location information from an overhead message stream transmitted from cellular telephone transmitter sites.