How financial problem affects academic behavior students?5 answersFinancial problems among students have been linked to various impacts on academic behavior. Studies show that financial challenges can lead to difficulties in coping with high academic standards, paying fees, and accessing basic needs, affecting academic performance negatively. Additionally, the acquisition of credit card debt by students has been associated with undesirable academic behaviors, such as time mismanagement and poor performance in classes, potentially influencing their learning outcomes and college persistence. Furthermore, unwise financial behavior can erode students' financial well-being, leading to financial distress and lower quality of life, emphasizing the importance of fostering good financial practices early on to prevent long-term financial struggles.
How does Financial problem effect on student?5 answersFinancial problems among students have been shown to have significant impacts on their academic performance and mental health. Students facing financial difficulties often struggle with high academic standards, fee payments, and accessing basic needs, which can hinder their ability to cope effectively with their studies. This can lead to increased levels of stress, depression, and anxiety over time, creating a vicious cycle where financial difficulties exacerbate poor mental health, and vice versa. Additionally, the lack of a precise psychological education system for students with financial difficulties highlights the need for targeted mental health education to cultivate positive psychological capital and personality traits among these students. Overall, addressing financial problems is crucial for enhancing student well-being and academic success.
What are the theories about students financial problem?5 answersFinancial problems faced by students have been studied using various theories. The social capital theory and social justice framework have been used to understand the experiences of students and how they cope with financial challenges. The theory of over-indebtedness has been used to examine the debt status of college students and the factors leading to over-indebtedness. The development of financial literacy has been linked to a person's ability to fulfill different socio-economic roles, and educational applied financial problems have been used to enhance students' skills in personal budget planning and financial decision-making. The importance of financial education and management practices among students has also been highlighted, as it can help them make better financial decisions and avoid overspending. Additionally, the issue of student debt has been discussed, with a focus on the impact of unaffordability and resulting debt on individuals and society, and the need for solutions such as tuition-free education and debt forgiveness.
The impact of financial problem to the students?4 answersFinancial problems have a significant impact on students in higher education. Students from disadvantaged backgrounds face enormous financial challenges that affect their academic performance. The ongoing financial crisis in Greece also has a negative impact on students' lives and their decisions to pursue higher qualifications. Research students who lack financial support experience interruptions in their progress and may suffer from mental health issues. In India, the rising cost of attending college leads to financial stress, lower grades, and higher stress levels among students. Similarly, students in higher education institutions face financial problems due to limited resources and high cost of living. Overall, financial problems can hinder students' academic performance, career prospects, and mental health, highlighting the need for support interventions and sound financial management.
How does lack of money affect students?4 answersThe lack of money affects students in various ways. Financial hardship leads to stress and negatively impacts learning activities. Students struggle to afford basic needs, such as food, clothing, and accommodation, which hinders their ability to focus and learn effectively. Additionally, the lack of pocket money affects students' self-management skills, as they face pressure to control and manage their limited funds. Social connections at university are also affected, as students are unable to participate in activities that foster learning and personal growth. Overall, the lack of money creates significant challenges for students, both directly and indirectly impacting their learning experiences and academic success.
What are the financial problems that students face?5 answersStudents face various financial problems in higher education institutions. Limited financial resources and high cost of living are the main reasons for financial difficulties among students. The COVID-19 pandemic has exacerbated these problems, with job losses and salary cuts leading to increased borrowing and financial distress for families. Students from disadvantaged backgrounds also face significant financial challenges, which negatively impact their academic performance. Graduate students in Canada are particularly affected by stagnant funding from federal and provincial granting agencies and within their institutions, leading to serious financial concerns. Additionally, increased tuition fees in the UK have raised concerns about long-term debt for medical students. Overall, financial problems faced by students include limited resources, high living costs, job losses, borrowing, difficulty in paying fees, and the impact on academic performance.