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How finance apps use dark patterns to trick citizens? 


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Finance apps use dark patterns to deceive and manipulate users into performing actions they did not intend to do. These deceptive design patterns are implemented in the user interface of the apps to change user behavior and gain attention, data, and money . Dark patterns in finance apps have been identified and classified into different types, such as information asymmetry and free choice repression . Regulatory oversight of designers and platforms that deploy dark patterns in finance apps is being analyzed, and it is argued that some patterns are embedded in the system architecture rather than just the user interface . Research has shown that a significant number of popular mobile finance apps contain dark patterns, and users often do not recognize them . However, when users are informed about dark patterns, they can perform better in recognizing and understanding these deceptive interfaces .

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The provided paper does not specifically mention how finance apps use dark patterns to trick citizens. The paper focuses on the use of dark patterns in general and the impact of a game called Dark Pattern on players' knowledge and intention to protect their personal data.
The paper does not specifically mention how finance apps use dark patterns to trick citizens. The paper focuses on the appropriateness of regulatory oversight of designers and platforms that deploy dark patterns in digital technologies.
The provided paper does not discuss how finance apps use dark patterns to trick citizens. The paper focuses on deceptive design patterns in safety technologies, specifically the Citizen app.
The paper does not specifically mention how finance apps use dark patterns to trick citizens. The paper focuses on identifying and analyzing dark patterns and proposing a taxonomy based on the Unfair Commercial Practices Directive.

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