Showing papers on "Disability insurance published in 1971"
TL;DR: Workmen's compensation provides cash benefits and medical care to victims of work-connected accidents as discussed by the authors, and is also the most important program in the workmen's disability income system in terms of coverage and expenditures.
Abstract: Workmen's compensation provides cash benefits and medical care to victims of work-connected accidents. Objectives for the program are to: (1) protect workers against interruption of income due to industrial injuries; (2) provide incentives for optimal expenditures on accident prevention; (3) allocate the costs of the disabilities to the sources of the injuries; and (4) provide optimal incentives for the return to the labor force of disabled workers. These objectives, largely derived from an analysis of industrial accidents in a competitive model, are used to evaluate the present workmen's compensation program. The failure to meet the first objective has been documented in an earlier article. Here a general failure to meet the other objectives is demonstrated. A primary reason is that the objectives are interrelated; thus inadequate income protection undermines the other objectives. Workmen's compensation's erosion in favor of competing programs is projected, and, while these programns' deficiencies are noted, the trend is viewed with elan. This article attempts to determine what should be done to minimize the chances of workers becoming disabled on the job and what should be done to deal with such disabilities when they occur. A complementary article deals with the income maintenance objective of programs for disabled workers.' This article examines other possible objectives of these programs. The programs range from federal activity, such as Disability Insurance under OASDHI, to state programs, such as Workmen's Compensation and Temporary Disability John F. Burton, Jr., Ph.D., LL.B., is Associate Professor of Industrial Relations and Public Policy in the Graduate School of Business at the University of Chicago. Dr. Burton was on leave 1967-68 to serve as Senior Staff Economist for the Council of Economic Advisers. Monroe Berkowitz, Ph.D., is Professor of Economics in Rutgers University. He is author of Workmen's Compensation, the New Jersey Experience and of Processing Workmen's Compensation Cases. 1 Monroe Berkowitz and John F. Burton, Jr., "The Income Maintenance Objective in Workmen's Compensation," Industrial and Labor Relations Review, Vol. 24, No. 1 (October, 1970) pp. 14-31. Insurance, to private programs, such as sick leave plans and personal insurance. The totality of these programs can be described as the workmen's disability income system. Much of what we say in this article is relevant for the entire system, but the discussion concentrates on the workmen's compensation program, which provides cash benefits and medical care to victims of work-connected accidents. This is the oldest public program designed to deal with disabled workers, and is also the program which most consciously seeks to deal with objectives other than income maintenance. Workmen's compensation has also historically been the most important program in the workmen's disability income system in terms of coverage and expenditures. In recent decades, howThis article was submitted in October, 1970. Useful comments on an earlier version of this article were received from Samuel Estep, Arthur Larson, Eugene Smolensky, Herman Somers, and C. Arthur Williams, Jr. We are also indebted to William Johnson, Research Associate of the Rutgers Bureau of Economic Research, for his assistance.
4 citations
TL;DR: The proposition that welfare programs reflect the values and processes of society is tested by examination of changes in the specifications for entitlement to family benefits in the program of Old-Age, Survivors', and Disability Insurance since its enactment in 1935 as discussed by the authors.
Abstract: The proposition that welfare programs reflect the values and processes of society is tested by examination of changes in the specifications for entitlement to family benefits in the program of Old-Age, Survivors', and Disability Insurance since its enactment in 1935.
2 citations