Alberto Zazzaro

TL;DR: In this paper, the authors focus on the impact that these spatial diffusion-concentration phenomena had on the financing constraints of Italian firms over the period 1996-2003, and show that greater functional distance stiffened financing constraints, especially for small firms, while smaller operational distance did not always enhance credit availability.

TL;DR: In this paper, the relevance of the gender of the contracting parties involved in lending was studied and it was shown that female entrepreneurs face tighter access to credit, even though they do not pay higher interest rates.

TL;DR: In this article, the relevance of the gender of the contracting parties involved in lending has been studied and it was shown that female entrepreneurs face tighter credit availability than their male counterparts, even though they do not pay higher interest rates.

TL;DR: In this article, the organizational structure of local credit markets has been investigated and it was shown that marginal increases in interbank competition are detrimental to relationship lending in markets where large and outof-market banks are predominant.

TL;DR: In this article, the authors compare bank size and distance between bank's branches and headquarter as possible sources of organizational frictions and find that firms located in provinces where the local banking system is functionally distant are less inclined to introduce innovations and are more likely to be credit rationed.