Alicia Robb

TL;DR: The authors investigated the role of human capital, especially through prior work experience, and financial capital, in contributing to why female-owned businesses have lower survival rates, profits, employment and sales.

TL;DR: In this paper, the authors investigate the capital structure choices that firms make in their initial year of operation, using restricted-access data from the Kauffman Firm Survey Contrary to many accounts of startup activity, the firms in our data rely heavily on external debt sources such as bank financing, and less extensively on friends and family-based funding sources This fact is robust to numerous controls for credit quality, industry and business owner characteristics.

TL;DR: In this paper, the authors investigate the performance of female-owned businesses, making comparisons to male owned businesses, using regression estimates and a decomposition technique, and explore the role that human capital, especially through prior work experience, and financial capital play in contributing to why female owned businesses have lower survival rates, profits, employment, and sales.

TL;DR: In this article, the authors study the capital structure choices that entrepreneurs make in their firms' initial year of operation, using restricted-access data from the Kauffman Firm Survey, and find that firms in their data rely heavily on external debt sources, such as bank financing, and less extensively on friends-and-family-based funding sources.

TL;DR: In the 1998 Survey of Small Business Finances as mentioned in this paper, the main goals of the survey were to provide information on credit accessibility for small businesses, their use of financial services, and the sources of those services.