Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.

Systems and methods for providing a safety score associated with a user location

Disclosed herein is a method and system for detecting, monitoring and/or controlling one or more of mobile services for a mobile communication device (also referred to herein as a Controllable Mobile Device or CMD), and in particular, when the device is being used and the vehicle, operated by the user of the device, is moving. The present method and system determines whether the vehicle is being operated by a user that may also have access to a mobile communication device which, if used concurrently while the vehicle is in operation, may lead to unsafe operation of the vehicle. If the mobile services control system determines that a vehicle operator has potentially unsafe access to a mobile communication device, the mobile services control system may restrict operator access to one or more services that would otherwise be available to the operator via the mobile communication device.

Method and system for controlling a mobile communication device in a moving vehicle

System and method for providing feedback to drivers. The system monitors selected vehicle parameters while a vehicle is being driven, and detects one or more vehicle operation violations by comparing the selected vehicle parameters to predetermined thresholds. A mentoring message is provided to the driver if the threshold is exceeded. If a vehicle operation violation has not been corrected within a preselected time period, then a violation report may be sent to a third party or a central server and/or a different mentoring message may be provided to the driver. Vehicle parameter data may be monitored from an on-board vehicle diagnostic system. The mentoring message may be an audible warning, such as a spoken message, or a visual warning, such as a text message. The selected vehicle parameters may be a vehicle speed, a vehicle acceleration, or a vehicle seatbelt use.

System and method for monitoring and improving driver behavior

A vehicle communication system facilitates hands-free interaction with a mobile device in a vehicle or elsewhere. Users interact with the system by speaking to it. The system processes text and processes commands. The system supports Bluetooth wireless technology for hands-free use. The system handles telephone calls, email, and SMS text messages. The user can customize the device via a user profile stored on an Internet web server.

Vehicle immersive communication system

A vehicle communication system includes a control unit in a vehicle, a vehicle data bus operable to transmit vehicle data to the control unit, and a mobile communication device having data network access. The mobile device has a self-contained mode in which the mobile communication device processes and displays the network data received via the data network and in which the control unit transmits the vehicle data to the mobile communication device. The mobile communication device also has an immersive mode in which the control unit processes the network data received via the data network and in which the control unit converts the vehicle data to audible speech and plays the audible speech in the vehicle.

Communication system with personal information management and remote vehicle monitoring and control features

System and method for identifying speeding violations, comprising determining a current speed and a current location of a vehicle, determining a posted speed limit for the current location from a speed-by-street database, comparing the current speed of the vehicle to the posted speed limit, and evaluating whether the current speed exceeds the posted speed limit. Errors are identified in the speed-by-street database by storing a plurality of speeding violation records, wherein the speeding violation records each include a speeding event location; analyzing the speeding violation records to identify one or more speeding event locations having multiple speeding violations; comparing a posted speed limit at the one or more speeding event locations having multiple speeding violations to corresponding speed limit data in the speed-by-street database; and identifying one or more speed limit entries in the speed-by-street database that do not match the posted speed limit.

System and method for monitoring and updating speed-by-street data

System and method for monitoring the operation of a vehicle, comprising a housing having an accelerometer unit, and a global positioning system (GPS) unit, wherein the housing is adapted to be mounted in a window of the vehicle, and wherein the system is adapted to be powered by an on-board diagnostic system of the vehicle.

Dave Ord

Papers

System and method for monitoring and updating speed-by-street data

System and method for monitoring vehicle parameters and driver behavior

Vehicle monitoring devices and methods for managing man down signals