Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.

Systems and methods for providing a safety score associated with a user location

Disclosed herein is a method and system for detecting, monitoring and/or controlling one or more of mobile services for a mobile communication device (also referred to herein as a Controllable Mobile Device or CMD), and in particular, when the device is being used and the vehicle, operated by the user of the device, is moving. The present method and system determines whether the vehicle is being operated by a user that may also have access to a mobile communication device which, if used concurrently while the vehicle is in operation, may lead to unsafe operation of the vehicle. If the mobile services control system determines that a vehicle operator has potentially unsafe access to a mobile communication device, the mobile services control system may restrict operator access to one or more services that would otherwise be available to the operator via the mobile communication device.

Method and system for controlling a mobile communication device in a moving vehicle

Described herein are devices, systems, and methods for managing the power consumption of an automotive vehicle, and thereby for optimizing the power consumption of the vehicle. The devices and systems for managing the power consumption of the vehicle typically include power management logic that can calculate an applied power for the vehicle engine based on information provided from the external environment of the vehicle, the operational status of the vehicle, one or more command inputs from a driver, and one or more operational parameters of the vehicle.

Power management systems and devices

System and method for providing feedback to drivers. The system monitors selected vehicle parameters while a vehicle is being driven, and detects one or more vehicle operation violations by comparing the selected vehicle parameters to predetermined thresholds. A mentoring message is provided to the driver if the threshold is exceeded. If a vehicle operation violation has not been corrected within a preselected time period, then a violation report may be sent to a third party or a central server and/or a different mentoring message may be provided to the driver. Vehicle parameter data may be monitored from an on-board vehicle diagnostic system. The mentoring message may be an audible warning, such as a spoken message, or a visual warning, such as a text message. The selected vehicle parameters may be a vehicle speed, a vehicle acceleration, or a vehicle seatbelt use.

System and method for monitoring and improving driver behavior

A vehicle communication system facilitates hands-free interaction with a mobile device in a vehicle or elsewhere. Users interact with the system by speaking to it. The system processes text and processes commands. The system supports Bluetooth wireless technology for hands-free use. The system handles telephone calls, email, and SMS text messages. The user can customize the device via a user profile stored on an Internet web server.

Vehicle immersive communication system

System and method for identifying speeding violations, comprising determining a current speed and a current location of a vehicle, determining a posted speed limit for the current location from a speed-by-street database, comparing the current speed of the vehicle to the posted speed limit, and evaluating whether the current speed exceeds the posted speed limit. Errors are identified in the speed-by-street database by storing a plurality of speeding violation records, wherein the speeding violation records each include a speeding event location; analyzing the speeding violation records to identify one or more speeding event locations having multiple speeding violations; comparing a posted speed limit at the one or more speeding event locations having multiple speeding violations to corresponding speed limit data in the speed-by-street database; and identifying one or more speed limit entries in the speed-by-street database that do not match the posted speed limit.

System and method for monitoring and updating speed-by-street data

System and method for monitoring the operation of a vehicle, comprising a housing having an accelerometer unit, and a global positioning system (GPS) unit, wherein the housing is adapted to be mounted in a window of the vehicle, and wherein the system is adapted to be powered by an on-board diagnostic system of the vehicle.

System and method for monitoring vehicle parameters and driver behavior

The present invention provides a method and apparatus for recording vehicle motion. The self-contained vehicle motion recorder apparatus (10) is a sealed unit that contains at least a power source (30), a controller (14), sensors (12), and recording devices (38, 44). The controller device (14) includes a power consumption manager (28) that manages and conserves the overall power consumption of the apparatus (10). The sensor device (12) is further included in operable communication with the controller device (14) that produces signals that represent the vehicle's motion as a function of time. The recording devices (38, 44) are provided in operable communication with the controller (14) for storing data that correspond to the signals. A communication interface (not shown) is further provided such that data may be read from the apparatus (10) and commands and data may be written into the apparatus (10) from an external device (not shown).

Vehicle motion detection and recording method and apparatus

The present invention provides a method and apparatus for recording motion of a vehicle or a fixed structure with a self-contained motion recorder apparatus. The self-contained motion recorder apparatus is a sealed unit that contains a power source together with controller, sensor and recording devices. The controller device includes a power consumption manager that manages and conserves the overall power consumption of the apparatus. A sensor device is further included in operable communication with the controller device that produces signals that represent the motion of the vehicle or structure as a function of time. Additionally, a recording element is provided in operable communication with the controller for storing data that corresponds to the signals. A communication interface is further provided such that data may be read from the apparatus and commands and data may be written into the apparatus, from an external device.

Verlin G. Russon

Papers

System and method for monitoring and updating speed-by-street data

System and method for monitoring vehicle parameters and driver behavior

Vehicle motion detection and recording method and apparatus

Motion detection and recording method and apparatus

Vehicle monitoring devices and methods for managing man down signals