计量经济分析 = Econometric analysis

Applied Econometrics A Modern Approach Using Eviews And Microfit

This article investigates the relationship between firm specific factors and macroeconomics on profitability in Taiwanese property-liability insurance industry using the panel data over the1999 through 2009 time period. Using operating ratio and return on assets (ROA) for the two kinds of profitability indicators to measure insurers’ profitability. The results show that underwriting risk, reinsurance usage, input cost, return on investment (ROI) and financial holding group have significant influence on profitability in both operating ratio and ROA models. The insurance subsidiaries of financial holding group compared with other insurance companies, showing lower profitability. In addition, economic growth rate has significant influence on profitability in operating ratio model but insignificant influence on profitability in ROA model. The findings contribute to insurance operation in the property-liability insurance industry and should be of interest to regulators, investors and policyholders.

The effects of firm specific factors and macroeconomics on profitability of property-liability insurance industry in Taiwan

This paper aims to investigate the effect of firm-specific determinants on the entrepreneurial success (measured through the objective financial performance) of the Czech food processing firms over 2003-2014 and with the main particular focus on capital structure and productivity as the tough challenges of the firms in transition and emerging economies.,Determinants of profitability are tested econometrically, as for the estimation technique, both-way fixed effects controlling for variety over the time and across enterprises were applied. The collected micro-panel data set consists of 10,509 observations and includes 1,804 firms. Estimated regression models with fixed effects are used to quantify the determinants of the financial performance, operationalized through three key performance indicators – price–cost margin, return on assets and return on equity.,Estimated econometric models supported hypothesis assuming a positive relationship between the labour productivity and profitability. In line with the assumptions based on the development of the Czech food market, high leverage of firms led to the decrease of profitability, which can be explained by the high financial distress costs and worsened market position of firms in the competitive environment. Ageing of firms and firm size were associated with the increase of profitability indicators.,The findings of the presented research are important for investors considering agribusiness as a part of their investment portfolios and for policymakers to enhance the economic efficiency of the food industry through regulations and public support, and particularly, from the firm management viewpoint, e.g. to pay attention to the debt policy due to the negative impact of high indebtedness on firm profitability, and to the productivity factors, which proved to be important drivers of entrepreneurial success.,Although the firm-specific factors responsible for firm performance have already been studied, the food processing industry has received limited interest from the empirical analysts, and the results are not always unequivocal. This study is expected to contribute to the literature on this subject, both empirically and methodologically, as to the best of the authors’ knowledge, no study has been encountered yet where the factors determining the profitability of the Czech food processing industry have been the focus. With regards to the collected micro-data set and the estimation technique, the study can be considered as extensive not only from the perspective of the research in the Czech Republic but also from the international perspective.

https://www.emerald.com/insight/content/doi/10.1108/JEEE-11-2017-0093/full/pdf?title=investigating-the-differences-in-entrepreneurial-success-through-the-firm-specific-factors-microeconomic-evidence-from-the-czech-food-industry

Investigating the differences in entrepreneurial success through the firm-specific factors: Microeconomic evidence from the Czech food industry

This study was conducted on the determinants of profitability of Ethiopian insurance industry The study attempts to examine the firm specific factors which are age of company, size of company, leverage ratio, liquidity ratio, premium growth, technical provision, underwriting risk, solvency, reinsurance dependency and tangibility of assets and macroeconomic factors; GDP and Inflation on profitability of Ethiopian insurance industry Nine insurance companies from the total of 17insurance companies established before 2008 were included in the study Secondary data that was collected from the financial statements (Balance sheet and income statements) of insurance companies; and annual reports of National bank of Ethiopia are the major sources of data for this study This study found that under writing risk, technical provision, leverage and inflation have negative and significant effect whereas premium growth, age of the company, solvency ratio and GDP have statically positive and significant relationship with the profitability of Ethiopian insurance industry However, the study found that liquidity, re-insurance dependency, tangibility of assets and company size have no significant effect on the profitability of insurance industry in Ethiopia

Macroeconomic and Firm Specific Determinats of Profitability of Insurance Industry in Ethiopia

This study investigates the firm-specific factors affecting the profitability of non-life insurance companies operating in Turkey. For this purpose, data of 24 non-life insurance companies operating in Turkey from the period 2006–2013 were brought together to obtain 192 observed panel data sets. In this study, profitability is measured by two different variables: technical profitability ratio and sales profitability ratio. According to the empirical results, the firm-specific factors affecting the profitability of Turkish non-life insurance companies are the size of the company, age of the company, loss ratio, current ratio, and premium growth rate.

/pdf/the-effects-of-firm-specific-factors-on-the-profitability-of-4frtdum3pi.pdf

The Effects of Firm-Specific Factors on the Profitability of Non-Life Insurance Companies in Turkey

The analysis of the financial performances of non-life insurance companies traded in Borsa Istanbul (BIST) as of the end of 2014 via the grey relational analysis (GRA) method has been aimed in this study. Financial performances of non-life insurance companies in the 2010 to 2014 period have been examined in terms of the capital adequacy ratios, liquidity ratios, operating ratios, and profitability ratios. The results of the GRA based on 16 financial ratios indicate that Aksigorta has been ranked first and Unico Sigorta has been ranked last in terms of financial performance for the 2010 to 2014 period. The results also show that profitability ratios have the greatest impact on the financial performance of non-life insurance companies traded in BIST.

/pdf/financial-performance-assessment-of-non-life-insurance-4ngc9qfzcw.pdf

Financial Performance Assessment of Non-Life Insurance Companies Traded in Borsa Istanbul via Grey Relational Analysis

Iklim degisiklikleri, dogal kaynaklarin tukenmeye yuz tutmasi, hayvan ve bitki cesitliliginin azalmasi, issizlik, yoksulluk gibi cevresel ve sosyal problemlerin kuresel boyutta hissedilmeye baslanmasi ile birlikte, sadece ekonomik kalkinmaya odaklanan anlayisin yerini 1970’li yillarda, surdurulebilir kalkinma anlayisi almaya baslamistir. Surdurulebilir kalkinma, ekonomik kalkinma yaninda cevresel ve sosyal surdurulebilirlik unsurlarini da icermektedir. Surdurulebilir kalkinma surecinde basta devletler olmak uzere, sirketlere, finans sektorune, sivil toplum orgutlerine ve diger butun kesimlere onemli gorevler dusmektedir. Ancak, kendini cevreyle dost sektor olarak gormesi nedeniyle, finans sektorunde cevresel ve sosyal konulara iliskin farkindalik, diger sektorlere kiyasla cok daha yavas gelisme gostermistir. 1990’li yillardan itibaren ise finansal kuruluslarin faaliyetlerinin ekonomik sonuclari yaninda sosyal ve cevresel etkilerini de goz onunde bulundurmalari ve surdurulebilir kalkinma surecinde etkin bir rol almalari gerektigi, genis bir kesim tarafindan kabul edilmeye baslanmistir. Surdurulebilir finans anlayisinin gunumuzde ozellikle de gelismis ulkelerde cok sayida finansal kurulus tarafindan benimsendigi gorulmektedir. Gelismekte olan ulkelerde surdurulebilir finans anlayisinin gelismesine engel olan nedenler ise, yasal duzenlemelerin eksikligi, istikrarsiz surdurulebilir kalkinma politikalari, finansal kuruluslarin surdurulebilir finansa iliskin bilgi yetersizligi ve toplumun surdurulebilir kalkinma konusundaki bilinc eksikligi olarak dikkat cekmektedir.

Sürdürülebilir Kalkınma Sürecinde Bankaların Rolü ve Türkiye’de Sürdürülebilir Bankacılık Uygulamaları

Environmental sustainability amidst financial inclusion in five fragile economies: Evidence from lens of environmental Kuznets curve

ÖZ Amaç: Çalışmamızın amacı, diş hekimliği pratiğinde kullanıma sunulmuş/sunulacak olan yapay zeka destekli dental tanı yapabilen uygulamalar ile koruyucu hekimlik ve kişiselleştirilmiş sağlık uygulamalarına Türk toplumunun bakış açısını belirlemektir. Gereç ve Yöntemler: Web esaslı anket platformu kullanılarak, 29 adet kapalı uçlu ve 2 adet açık uçlu toplam 31 adet farklı soru ile hazırlanmış olan anketimiz ana dili Türkçe olan 307 kişiye çevrimiçi olarak uygulanmıştır. Anketimizin soruları iki Endodontist, bir Pedodontist ve bir Ağız, Diş ve Çene Radyolojisi uzmanı diş hekimi tarafından hazırlanmıştır. Sorular “ağız-diş sağlığı politikaları ve okur-yazarlığı, koruyucu diş hekimliği uygulamaları, diş hekimine erişim, ağız-diş sağlığı ve teknoloji işbirliği, diş hekimliğinde yapay zeka uygulamaları” başlıkları içerisinde yer almaktadır. Bulgular: Ankete katılan kişilerden; % 78.2’si “sağlık faliyetlerinin toplumun her kesimine ulaşmadığını düşünürken”, % 44.6’sı “ağız ve diş sağlığı hakkında bilgisinin yeterli olduğunu”, % 54.1’i “koruyucu diş hekimliği uygulamalarından yararlanamadığını”, % 55.7’si “diş hekiminin dental tanı ve teşhis koyarkenki geçirdiği sürenin uzamasının dental anksiyete seviyelerini etkilediğini”, % 60.9’u “hissettikleri ağız ve diş sağlığı problemlerinde internetten etkin ve doğru bilgiye erişemediğini”, % 83.7’si “Yapay zeka uygulamalarının dental tanı ve teşhiste etkili olabileceğini düşündüğünü” ve % 93.8’i “diş hekimi ve yapay zekannın ortaklaşa çalışabileceğini” düşünmektedir. Sonuç: Bu çalışma, Türk toplumunun ağız ve diş sağlığı konusundaki değerlendirmelerini ortaya koyarken, diş hekimliğinde yeni teknolojilerin kullanılması gerektiğini de göstermektedir. Bununla birlikte, yapay zeka tabanlı ağız-diş sağlığı uygulamalarının diş hekimliği pratiğinde kullanılması gerektiği ve bu tip uygulamaların hem koruyucu hekimlik hem de dental sağlık turizmi gibi konularda toplumun yararına rol alacağı sonucunu ortaya koymaktadır. 

https://dergipark.org.tr/tr/download/article-file/1704890

Emine Öner Kaya

Papers

The Effects of Firm-Specific Factors on the Profitability of Non-Life Insurance Companies in Turkey

Financial Performance Assessment of Non-Life Insurance Companies Traded in Borsa Istanbul via Grey Relational Analysis

Sürdürülebilir Kalkınma Sürecinde Bankaların Rolü ve Türkiye’de Sürdürülebilir Bankacılık Uygulamaları

Environmental sustainability amidst financial inclusion in five fragile economies: Evidence from lens of environmental Kuznets curve

Toplum yapay zeka i̇le dental tani konmasina hazir mi?