Showing papers by "Hong Jong Cheol published in 2007"

Mobile devices with function watermarking(code marking)

Abstract: Mobile phones with watermarking(or code marking) function are provided to provide coupon information to a coupon processing terminal, by comprising a camera capturing images watermarked with coupon information and a program extracting the coupon(or coupon information) from the captured images. A mobile phone comprises a camera and a program. The camera captures images watermarked(or code-marked) with coupon information. The program extracts a coupon(or coupon information) from the captured images watermarked(or code-marked) with coupon information. The mobile phone provides the extracted coupon(or coupon information) to a coupon processing terminal.

System and method for assigning dynamic id to rfid tag, rfid tag, rfid terminal and recording medium

Abstract: A system and a method for assigning a dynamic ID to an RFID(Radio Frequency IDentification) tag, and the RFID tag, an RFID terminal, and a recording medium for the same are provided to safely assign/record ID information to the RFID tag with mutual authentication between the RFID tag and the RFID terminal through an encoding protocol using an encoding key and a key index. The RFID tag(100) generates an authentication value corresponding to a received random number with a key matched with the key index after receiving the random and the key index from the RFID terminal(300), and transmits the generated authentication value to the RFID terminal. The RFID terminal receives the authentication value from the RFID tag, generates the authentication value corresponding to the random number, and authenticates validity of a security key matched with the key index. If the validity is authenticated, the RFID terminal extracts and encodes the ID information assigned to the RFID tag, and transmits the encoded ID information to the RFID tag. The RFID tag decodes the encoded ID information received from the RFID reader and stores the decoded ID information to a memory.

Method for providing coupon

Abstract: A coupon providing method is provided to offer a coupon, which provides a service connected with a ticket and is included into a ticket, to a client when the client reserves the printed form of the ticket and the ticket is sold through a ticket coupon issuing apparatus, thereby providing the coupon capable of receiving a service suitable for a location and time inputted in reserving the ticket to the client. A ticket coupon management system(100) offers, administers, and operates a ticket reserved or purchased by a client and a ticket coupon which operates with the ticket and provides a ticket-linked service. In a manless ticket coupon issuing machine(115), a kiosk providing ticket reservation and sale services is connected to the ticket coupon management system. The manless ticket coupon issuing machine provides an optimized ticket coupon to the client with the ticket. The ticket coupon issuing machine automatically produces a coupon optimized to the client through the analysis of CRM information, provides the produced coupon to the client, or makes the client select a desired coupon. The ticket coupon management system comprises a ticket DB(105) storing ticket information and a coupon DB(110) storing coupon information. The coupon DB stores the ticket coupon which operates with the ticket provided through the ticket DB and provides a ticked-linked service.

Terminal for providing real time mobile billing service by using digital camera

Abstract: A terminal for providing a real-time mobile payment service using a digital camera is provided to process payment corresponding to payment information by analyzing a pattern image obtained through the digital camera embedded in a mobile terminal and extracting the payment information encoded in the pattern image. A program processes the payment corresponding to the payment information by analyzing the pattern image, such as a 1D(Dimensional), 2D, 3D, and color barcode, obtained through the digital camera embedded in the mobile terminal(120) and extracting the payment information encoded in the pattern image. If the payment information image is directly encoded and included in the pattern image, the mobile terminal directly analyzes and extracts the payment information. If the payment information is included in the pattern image by encoding a URL(Uniform Resource Locator) storing the payment information, the mobile terminal extracts the payment information by analyzing/extracting the URL from the pattern image and accessing the URL. The mobile terminal processes the payment by using an embedded banking IC chip or connecting to a banking server.

Multi-function ic card using rf chip

Abstract: A multi-function IC card using a wireless chip is provided to apply to a 900MHz RFID(Radio Frequency IDentification) tag and/or 13.56MHz NFC tool as well as a 13.56MHz payment tool by installing an RFID tag and/or NFC(Near Field Communication) to the IC card providing a contactless interface, and perform encryption to be performed in the RFID tag and/or the NFC by connecting communication among an IC chip, the RFID chip and the NFC. An antenna coil(110) is installed to an antenna coil layer(100) in a card body. A communication antenna is installed or printed to the antenna coil layer. The wireless chip(500) is installed to the antenna coil layer and is electrically connected to the antenna coil and/or the communication antenna. A COB(Chip On Board) is installed to a front side of the card body and includes the IC chip electrically connected to the wireless chip. An RFID chip(115) is electrically connected to the wireless chip. An NFC chip(125) is electrically connected to the wireless chip. A communication line is included or printed to the antenna coil layer to connect the wireless chip, the COB, the RFID chip, and the NFC chip electrically.

System for providing location based coupons

Abstract: A system for providing location-based coupons is provided to offer the coupons for member shops placed in a predetermined area to a credit card of a customer by calculating the area in which the credit card frequently is used based on payment information of the credit card and location information of the member shop. A payment information processor(105) extracts frequent payment area information of the customer from payment details of the customer. A coupon provider(120) provides the coupons, available in a frequent payment area, to the customer based on the frequent payment area information of the customer. The coupon includes mileage, a discount coupon, a gift certificate, and a ticket. The coupon provider provides the coupons to a smart or IC card of the customer through the wired/wireless network, or provides the coupons to the customer through an Internet terminal, a mobile terminal, a kiosk, and an ATM(Automated Teller Machine).

System for operating policy of providing advertisements

Abstract: A system for operating an AD providing policy is provided to enable an advertiser to pay an AD charge after verification of a desired AD efficiency by receiving AD providing policy information from an advertiser client and calculating the AD charge for AD performed according to the AD providing policy information. An information receiver(105) receives AD providing policy selection information from the advertiser client(140). An information storing part(110) links/stores the AD providing policy information and advertiser client information to a storage medium(135). An information collector(115) collects response information from customers if the AD of the advertiser client is provided. An information analyzer(120) calculates the number of ADs corresponding to the AD providing policy information and/or AD providing efficiency by comparing the customer response information with the AD providing policy information. An AD charge payment part(130) calculates price information corresponding to a calculation result within a prepayment of the advertiser.

Method and system for processing admission of payment of united card, devices for processing admission of payment and recording medium

Abstract: A system and a method for processing an installment payment approval of an integrated card, and a payment approval processing device and a recording medium thereof are provided to process the installment payment approval of the integrated card by using credit and/or check card information according to the number of installment. An information storing part stores the credit and check card information of the integrated card to a storage medium(135). An information reader(510) reads installment amount information and the card information from a payment approval request message when the message of using the integrated card is received. An information checker(515) checks whether the check and credit card information linked with the integrated card is found in the storage medium. A payment approval processor processes the payment approval for the installment amount information by using the credit card information, or using the check card information for the first month and using the credit card information for the remaining months if the check and credit card information linked with the integrated card is found.

Multi-function ic card

Abstract: A multi-function IC card is provided to apply to a 900MHz RFID(Radio Frequency IDentification) tag and/or 13.56MHz NFC tool as well as a 13.56MHz payment tool by installing an RFID tag and/or NFC(Near Field Communication) to the IC card providing a contactless interface. An antenna coil(110) is installed to an antenna coil layer(100) in a card body. A COB(Chip On Board) is installed to a front side of the card body and includes an IC chip electrically connected to an antenna terminal, which is connected to the antenna coil. An RFID antenna(120) is installed or printed on the antenna coil. An RFID chip(115) is electrically connected to the RFID antenna. An NFC antenna(130) is installed or printed on the antenna coil. An NFC chip(125) is electrically connected to the NFC antenna. The COB, the RFID chip, and the NFC chip are electrically connected with each other. In case that the COB, the RFID chip, and the NFC chip are equipped with a wireless interface having the same frequency band, an anti-collision function is included in the multi-function IC card.

System for processing payment by using watermarking(code marking)

Abstract: A system for processing payment with a watermark is provided to prevent exposure of payment/personal information in any case while the payment information is supplied to a mobile terminal by displaying a watermarked image hiding the payment information to a payment screen, recognizing the watermarked image through a digital camera included in the mobile terminal, and enabling a watermark agent to interpret/display the payment information to a screen of the mobile terminal. A generator generates the watermarked image by hiding the payment information according to goods or service purchase. A processor outputs the watermarked image to a client terminal(125). If the mobile terminal(130) capturing the watermarked image requests authentication for validity of the payment information in the watermarked image, an authenticator authenticates the validity corresponding to a request received from the mobile terminal.

Method for processing information

Abstract: A method for processing information is provided to process a payment request of a customer at the first web server connected with a wired terminal of a customer by receiving customer authentication information from a customer mobile terminal and authenticate the customer based on an authentication result of the first server when the customer connects to other web servers with the wired terminal A relay server transmits an authentication information request message including a callback URL(Uniform Resource Locator) to the customer mobile terminal through a mobile telecommunication company server(1100) The relay server receives the authentication information required for processing payment from the customer mobile terminal(1150) The relay server processes the payment requested from the wired terminal of the customer by using the authentication information received from the customer mobile terminal When the wired terminal of the customer requests the payment at the second web server, the relay server transmits the authentication information to the second web server

System and method for processing information and recording medium

Abstract: A system and a method for processing information, and a program recording medium are provided to process a sale agent contract between a maker and a member shop client suggesting a sale agent condition if a maker terminal clicks sale agent condition information, which is posted in the web by a plurality of member shop clients An information receiver(420) receives the sale agent condition information from plural maker servers An information processor arranges and posts several kinds of sale agent condition information in the web Each member shop client terminal(445) selects at least one of the sale agent condition information posted in the web A contract processor(425) processes the contract corresponding to the sale agent condition information between the maker terminal and the member shop client terminal suggesting the sale agent condition information selected by the member shop client terminal wanting to vicariously sell goods of the maker

System and recording medium for processing admission of check card exceeded limit of use

Abstract: A method for processing a payment approval of a check card exceeding a use limit and a recording medium thereof are provided to process the payment approval corresponding to an amount exceeding the use limit of the check card by storing and using credit card information linked with check card information If the use limit set to the check card is exceeded or balance of a payment account of the check card is short when making payment with a check, an information checker checks whether the credit card information linked with the check card information is found in a storage medium(1510) If the linked credit card information is found, a payment approval processor processes all or shortage of the payment approval of the check card by using the credit card information linked with the check card information(1530)

Method and system for operating payment account of check card(or debit card), devices for operating payment account of check card(or debit card) and recording medium

Abstract: A device, a method, and a system for operating a payment account of a check card, and a recording medium thereof are provided to process the payment approval by generating and using a minus loan if a payment account of the check card is insufficient to pay a payment approval request amount. An information checker checks credit level information of a customer using the check card if the payment account of the check card is insufficient to pay the payment approval request amount during a payment approval process. A minus account processor(630) assigns a minus loan limit to the payment account of the check card as much as all or shortage of the payment approval request amount by taking the credit corresponding to the credit level information of the customer as the security.

System for operating qualified coupon using smart card(or ic card) and ic chip

Abstract: A system for operating characterized coupons with a smart card and an IC chip for the same are provided to enable a user to receive benefits such as discriminated incentive through a member shop terminal linked with a characterized coupon applet by discriminatingly providing the incentive according to predetermined time or frequency and installing the characterized coupon applet including characterized information to the smart card of the user. A provider issues characterized coupon data discriminatingly applying the incentive according to the predetermined date or time, and provides the issued characterized coupon data to the smart card(100). A characterized coupon processor inquires the predetermined date of the characterized coupon from the smart card, and determines application date of the characterized coupon by comparing the predetermined date with current date data. A characterized coupon processor inquires the predetermined frequency of the characterized coupon from the smart card, and determines an application frequency of the characterized coupon by comparing the predetermined frequency with that of accumulation data of the current characterized coupon. The characterized coupon processor discriminatingly applies the incentive to the characterized coupon by activating the characterized coupon depending on a determination result.

System and method for processing admission of check card exceeded limit of use, devices for processing admission and recording medium

Abstract: A system and a method for processing a payment approval of a credit card exceeding a use limit, and a payment approval processing device and a recording medium thereof are provided to process the payment approval of the credit card exceeding the use limit by checking whether check card information is linked with credit card information, and using the linked check card information. An information storing part stores the credit card information of a customer to a storage medium(135) by linking with the check card information. An information checker(515) checks whether the check card information linked with the credit card information is found in the storage medium if the payment approval of the credit card is impossible by exceeding the use limit of the credit card. A credit card payment approval processor(525) processes the payment approval corresponding to an amount exceeding the use limit by using the check card information linked with the credit card information if the linked check card information is found.

System and method for opening(or registering) and working community exclusive account, devices for opening(or registering) community exclusive account, devices for working community exclusive account and recording medium

Abstract: A system and a method for opening/managing a community account, and a community account opening device, a community account managing device, and a recording medium thereof are provided to give consciousness of a community to members by processing various withdrawals required for managing a community through the community account after receiving agreement from the members. An information receiving/inputting part(105) receives community account opening request information, member information, and community account reception/withdrawal condition information from the member of the community. A community account opening/registering part(110) opens a new account or a previously registered account as the community account by responding to the request information. An information storing part(115) stores the opened community account information to a storage medium(140) by linking with the member information and the condition information. A community account manager(125) manages the community account corresponding to the condition information by linking with the storage medium.

Method for providing coupon information

Abstract: A method for providing additional coupon information is provided to enable a client to receive a coupon to receive a proper service according to a location and time inputted when a ticket is reserved by providing the ticket including the coupon providing the service linked with the ticket. The server checks location information of a customer mobile terminal storing an electronic coupon(1005). The server transmits location-based additional information for the electronic coupon to the customer mobile terminal based on the checked location information of the customer mobile terminal(1015). The additional information includes the information for member shopping mall receiving the electronic coupon around the location of the customer mobile terminal. The member shop inconvenience includes the location, geographic, or contact information of the member shop.

Method and system for processing admission payment of united card, devices for processing admission payment and recording medium

Abstract: A system and a method for processing a payment approval of an integrated card, and a payment approval processing device and a recording medium thereof are provided to process the payment approval of the integrated card by using the first card information if the second card information selected by payment card selection information of a member shop exceeds a use limit. An information storing part stores the first and second card information of the integrated card to a storage medium(135). An information reader(510) reads the card information from a payment approval request message when the message of using the integrated card is received. An information checker(515) checks whether the first and second card information linked with the integrated card is found in the storage medium. A payment approval processor processes the payment approval by using the first card information if the second card selected by payment card selection information of the member shop exceeds the use limit while performing the payment approval with one of the first and second card information.

Terminals for providing anti-virus vaccine by using remote streaming

Abstract: A terminal for providing an anti-virus vaccine by using remote streaming is provided to search and cure the virus without inconvenience of storing or downloading the anti-virus vaccine in the hard disk by buffering vaccine data streamed from a vaccine provider in real-time. A buffer(150) buffers the vaccine streamed from a vaccine providing server(105). A vaccine loader(155) loads the vaccine buffered in the buffer to a memory(165) of a client terminal(140). A vaccine engine(160) searches the virus infected in the client terminal by using the vaccine streamed from the vaccine providing server.