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Sharmistha Banerjee

Bio: Sharmistha Banerjee is an academic researcher from University of Calcutta. The author has contributed to research in topic(s): Social capital & Small business. The author has an hindex of 5, co-authored 19 publication(s) receiving 119 citation(s).
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Journal ArticleDOI
Arijita Dutta1, Sharmistha Banerjee1Institutions (1)
Abstract: Across the world, microfinance (MF) has been recognized as an effective instrument for simultaneous reduction of poverty and long-term growth through creation of entrepreneurship. Available research does suggest that MF experiment in most cases was successful to reduce poverty, especially among poor women. However, evidence-based research on impact of MF initiatives on nature of entrepreneurial activities and on the psychological capital or potential of the entrepreneurs remains under-studied. This paper attempts to bridge the gap and seeks to diagnose the entrepreneurial behaviour of MF users in comparison to a comparative set of non-users in the same socio-economic climate in an emerging economy and the haven of MF, Bangladesh. The outcome variables considered are not just participation in income generating process, but specific qualitative attributes of entrepreneurship, including ability to innovative, bricolage, risk taking, marshalling etc. and also some quantitative indicators in the form of frequency of repeated loans and income generated there from that may offer proxy measures of scaled up and sustainable entrepreneurship. Data exploration posits that transformative entrepreneurship, which indicates sustainability of the venture to usher in prosperity, is rare among MF users. Small loan sizes, quick repayment cycles and repeated loans of MF institutions constrict the borrowers to opt for low-risk ventures, with women borrowers facing additional barriers as their gendered role force them to be less risky and follow traditionally accepted business modes, rather than making big headway. Using propensity score matching technique, the paper finds that easy access to credit through MF initiatives could not inculcate the psychological potential to bear risk and bricolage among the borrowers. Self-employment in micro enterprises, without much innovation and risk taking, has been the characteristics of overall income generating process of the model.

26 citations

Journal ArticleDOI
Mausumi Saha1, Sharmistha Banerjee1Institutions (1)
Abstract: Formal and informal networks empower small firms to generate social capital by forging network ties, building on trust and sharing a vision among stakeholders. It enables them to obtain necessary resources, support, information and knowledge, which may be otherwise inaccessible to them. This study analyses the impact of social capital on firm performance through the constructs of network ties, trust and shared vision while drawing a comparison between firms associated with formal and informal networking. An empirical study was conducted via a structured questionnaire on a sample of 100 small firms in West Bengal with 50 firms having membership in industry/trade associations as the experimental group and another 50 firms having only informal connections as the control group. Findings of the multiple regression analysis reveal that the impact of social capital on firm performance is significantly greater in firms engaged in formal and informal networking in contrast to firms embedded only in the informal ne...

26 citations

Journal ArticleDOI
M. Ruhul Amin1, Sharmistha Banerjee2Institutions (2)
Abstract: Purpose – The purpose of this paper is to review general applications of the ISO14001 certification process and show how limitations such as ensuring minimum environmental performance standard, public access to performance information, and peer benchmarking may be overcome by voluntary commitment to attainable standards by association of specific industries.Design/methodology/approach – A replicable environmental performance (weighted) index was developed by the authors. Secondary data obtained from five (public and private) steel mills provided technical data under voluntary compliance standards. Primary data on non‐technical items of performance index were collected. The index was tested to demonstrate peer benchmarking process.Findings – ISO 14001 certification cannot serve as an end in itself for industries as peer companies under voluntary compliance may exceed environmental performance. Minimum acceptable environmental standards could be enforced through industry‐wide consensus. Public access to per...

16 citations

Journal ArticleDOI
Abstract: This article empirically examines the role of network derived innovation support in translating effects of social capital dimensions on firm performance Comparison is drawn between small firms engaged in strategic (eg, professional associations) and social (eg, family, informal relationships) alliances The study uses multiple regression analysis on a representative sample of 100 small firms in West Bengal, India Analysis largely supports the hypothesis that social capital provides innovation support to small firms, which consequently translates into improved firm performance For firms embedded in strategic alliances, results were more pronounced, thus substantiating the advantage for small firms in India to join and activate social capital within strategic networks to overcome the constraints in generating and developing innovativeness Implications for small firms and professional associations are discussed

13 citations

Journal ArticleDOI
M. Ruhul Amin1, Sharmistha Banerjee2Institutions (2)
17 Feb 2011-
Abstract: Small businesses relative to the medium and large businesses tend to demonstrate culture (country) specific business practices. However, in spite of the recognized diversity of business practices, strong homogeneous tendencies and norms have been developing specially among the small businesses that operate in the global market place. These tendencies and norms offer unique opportunity for a comparative perspective. This paper is an attempt in this regard toward identifying the issues of constraints and challenges of the small business from a comparative perspective. A part of multi-country study, authors collected data in 2006 from 133 small businesses of India, and 112 small enterprises in Bangladesh. The findings provide a varying degree of supports for two illustrative hypotheses concerning issues, constraints and contingencies of small businesses in these two countries. The authors believe that the paper is likely to enhance empirical understanding of the small business from a comparative perspective.

12 citations

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Journal ArticleDOI
01 May 1958-Agronomy Journal

6,493 citations

Journal Article
01 Jan 1996-Public Interest

3,693 citations

01 Jan 1996-
Abstract: Abstract There is a growing acknowledgement that micro-credit programs have potential for equitable and sustainable development. However, my anthropological research on the micro-credit program of the Grameen Bank shows that bank workers are expected to increase disbursement of loans among their members and press for high recovery rates to earn profit necessary for economic viability of the institution. To ensure timely repayment in the loan centers bank workers and borrowing peers inflict an intense pressure on women clients. In the study community many borrowers maintain their regular payment schedules through a process of loan recycling that considerably increases the debt-liability on the individual households, increases tension and frustration among household members, produces new forms of dominance over women and increases violence in society.

740 citations

Posted Content
Abstract: Much of the prior research on interorganizational learning has focused on the role of absorptive capacity, a firm's ability to value, assimilate, and utilize new external knowledge. However, this definition of the construct suggests that a firm has an equal capacity to learn from all other organizations. We reconceptualize the firm-level construct absorptive capacity as a learning dyad-level construct, relative absorptive capacity. One firm's ability to learn from another firm is argued to depend on the similarity of both firms' (1) knowledge bases, (2) organizational structures and compensation policies, and (3) dominant logics. We then test the model using a sample of pharmaceutical–biotechnology R&D alliances. As predicted, the similarity of the partners' basic knowledge, lower management formalization, research centralization, compensation practices, and research communities were positively related to interorganizational learning. The relative absorptive capacity measures are also shown to have greater explanatory power than the established measure of absorptive capacity, R&D spending. © 1998 John Wiley & Sons, Ltd.

329 citations

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Related Authors (2)
M. Ruhul Amin

10 papers, 68 citations

97% related
Arijita Dutta

28 papers, 148 citations

94% related

Author's H-index: 5

No. of papers from the Author in previous years