V
Virgil M. Davis
Researcher at Visa Inc.
Publications - 7
Citations - 1469
Virgil M. Davis is an academic researcher from Visa Inc.. The author has contributed to research in topics: Smart card & Card security code. The author has an hindex of 6, co-authored 7 publications receiving 1469 citations.
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Patent
Internet payment system using smart card
Virgil M. Davis,Suzanne C. Cutino,Michael J. Berg,Fredrick Sidney Conklin,Steven John Pringle +4 more
TL;DR: In this article, an architecture and system uses a smart card for payment of goods and/or services purchased on-line over the Internet, where a client server on a client terminal controls the interaction with a consumer and interfaces to a card reader which accepts the consumer's smart card.
Patent
Internet loading system using smart card
Virgil M. Davis,Suzanne C. Cutino,Michael J. Berg,Frederick Sidney Conklin,Steven John Pringle +4 more
TL;DR: In this article, the authors present an architecture and system that loads and uses a smart card for payment of goods and/or services purchased on-line over the Internet, where a client module on a client terminal interfaces to a card reader which accepts the consumer's smart card and allows loading and debiting of the card.
Patent
Card activation at point of distribution
Virgil M. Davis,Janet R. Roth +1 more
TL;DR: Secure activation of stored value cards (30) at a point of distribution uses a portable activation secure application module (ASAM) within the card dispensing machine (24) to activate each card as discussed by the authors.
Patent
Internet payment, authentication and loading system using virtual smart card
TL;DR: Online purchase and load (OPAL) as discussed by the authors is a virtual smart card data base that has a record of information for each smart card that it represents for a user at the behest of an issuer.
Patent
Internet payment and loading system using smart card
Michael J. Berg,Fredrick Sidney Conklin,Suzanne C. Cutino,Virgil M. Davis,Steven John Pringle +4 more
TL;DR: In this article, the authors present an architecture and system that loads and uses a smart card (5) for payment of goods and/or services purchased on-line over the Internet (202), where loading works in conjunction with a bank server (860) and a load server (862).