Patent
Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment
Gupta Prafulla C,Ashok Kumar Reddy Enuga,Manohar Sitaram Vaidya,Kalyan Chakravarthy Kasturi,Richa Gupta,Munnangi Suresh Kumar,Varma Laxmi Jagannadha Siva Kumar Jampana,Prasad Naganlaneya Vara Undavalli,Kondal Rao Nallajerla,Krishna Mohan Sistla,Amba Prasad Gudipati,Bhanu Murthy Nallagonda,Surya Sekhar Lakshmi Velpuri,Veerabhadra Rao Kalluri,Radhakrishnan Subhashree,Kumar Sundaram Mohan,Muralidhar Goparaju,Raju Waldakar,Fernando Manoel Alves Santos,Narendra Kumar Velagala,Anil Kumar Reddy Nakkala,Anjayya Chowdary Tummala,Krishna Mohan Venkata Kompella,Ravi Kiran Machiraju,Srinivas Seetamsetty,Gopal Vooradi,Sesh Kumar Venkata Hara Naga Burugula,Ranganatham Veluru,Simon James Joyce,Michel Heitsman +29 more
TLDR
In this paper, the authors present a system for providing mobile and electronic commerce, customer care and communication services via networks, including receiving in a roaming network an identification number and a request for a service, forwarding to a home network the identification number, the request for the service, and a cost/rate of the service.Abstract:
A method and apparatus for providing mobile and electronic commerce, customer care and communication services via networks, including receiving in a roaming network an identification number and a request for a service, forwarding to a home network the identification number, the request for the service, and a cost/rate of the service, verifying, by a convergent communication platform located on the home network, that the identification number relates to a valid user account, that a user device is authorized to receive the service, and that the valid user account has sufficient value, providing an authorization to the service provider, and charging the valid user account on a real time basis. The convergent communications system employs a rule set usable in determining at least one rule applicable for authorizing a transaction and debiting an account of the authorized user according to the at least one rule, in real time.read more
Citations
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Patent
Consistent set of interfaces derived from a business object model
Michael Seubert,Jochen Rasch,Axel Kuehl,Dirk Becker,Markus Biehler,Daniel Bock,Andreas Brossler,Renzo Colle,Giovani Deledda,Ralf Dielschneider,Robert Doerner,Phillippe Drouin,Karsten Egetoft,Stefan Franke,Wernere Gnan,Daniel Goldmann,Antonia Gross,Patrick Gross,Nils Hartmann,Stephan Hetzer,Christine Hofmann,Johann Kemmer,Joachim Kenntner,Adam Kiwon,Arndt Koester,Thilo Kraehmer,Andreas Krompholz,Corinne Kuster,Marcus Lotz,Otto Makris,Ramesh Nn,Dietmar Nowotny,Till Oppert,Markus Peter,Georg Podhajsky,Ruediger Radcke,Michael Redmann,Frank Reinemuth,Paola Sala,Arnulf Schueler,Dagmar Schulze,Ralf Sievers,Jan Stephan,Sergej Stotz,Frank Thome,Andre Wagner,Burkhard H. Weiss,Rudolf Winkel,Renato Zadro,Brit Ziemendorf +49 more
TL;DR: In this paper, the authors present a data processing system having a business object model reflecting the data used during a business transaction, which is suitable for use across industries, across businesses, and across different departments within a business within a transaction.
Patent
Multifactorial optimization system and method
TL;DR: In this paper, the authors propose a method for providing unequal allocation of rights among agents while operating according to fair principles, comprising assigning a hierarchal rank to each agent, providing a synthetic economic value to a first set of agents at the a high level of the hierarchy, allocating portions of the synthetic economy value by the first sets of agents to a second subset of agents, at respectively different hierarchal ranks than the first set, and conducting an auction amongst agents using the synthetic economic values as the currency.
Patent
Preferred contact group centric interface
Andrew Seattle Sherrard,Warren Mcneel,Jasdeep Singh Chugh,Stephen John O'connor,Mikkel Krone Koser,Richard Paul Pinner Turnnidge,Michael Thomas Hendrick,Gary Sentman,Karl Warfel,Wen-Hsing Chang,Sally Abolrous,Adrian Buzescu +11 more
TL;DR: A preferred contact group centric interface for a communication device can be used to facilitate communications by a user as mentioned in this paper, which can be arranged to activate from a user's "home page" on the display, from an idle screen that is accessed after a timeout period expires, or any other appropriate mechanism that activates the preferred contact groups centric experience.
Patent
Enhanced communication platform and related communication method using the platform
Simon James Joyce,Gupta Prafulla C,Manohar Sitaram Vaidya,Rajesh Alla,Enuga Ashok Kumar Reddy,Sreeramamurty Ayalasomayajula,Richa Gupta,Alok Kaushal,Varma Laxmi Jagannadha Siva Kumara Jampana,Prasad Naganianeya Vara Undavalli,Kondal Rao Nallajerla,Bonagiri Sivaramayya,Krishna Mohan Sistla,Amba Prasad Gudipati,Biswajit Ray,Raghuram Govindacharyula,Penumatsa Janakirama,Veerabhadra Rao Kalluri,S. D. V. Ravi,Ramkumar Katchapeswaran Mambakkam,Surya Sekhar Lakshmi Velpuri,Bhanu Murthy Nallagonda +21 more
TL;DR: In this article, a pre-authorized communication service and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a multiplicity of networks of different types.
Patent
Method and system for implementing a card product with multiple customized relationships
TL;DR: In this paper, the authors present a method and a system for implementing a card product or access mechanism with multiple relationships with an issuing entity (e.g., bank, etc.) where each relationship may be defined by one or more sets of rules that are customized for a particular customer.
References
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Patent
Electronic funds transfer instruments
TL;DR: In this article, an electronic instrument (74) is created in a computer-based method for effecting a transfer of funds from an account of a payer (12) in a funds-holding institution to a payee (14).
Patent
System and method for bill delivery and payment over a communications network
TL;DR: In this paper, the authors present a bill delivery and payment system in which users (100) are able to access a server computer (160) on a communications network (110) to obtain bill information and pay bills.
Patent
Pre-paid card system and method
TL;DR: A pre-paid card system as discussed by the authors enables customers to make purchases using an authorized card, which is typically formed of cardboard, paper or plastic and may include the security number in cleartext under a suitable blackout.
Patent
Billing system for a network
TL;DR: A billing system for on-line computer networks is described in this paper, where customers of the online system are charged in their own currency for billable events generated by the system.
Patent
Real time bank-centric universal payment system
William Randle,Richard Ercole,Terry L. Geer,David L. James,Jodie M. Fredelake,Dennis Roman,Fabio Fontana,Rick Bartlett,Ruth Rosenberg,Robert W. Murphy,Tuong T. Tran,Paul Lampru +11 more
TL;DR: In this paper, the authors propose an infrastructure for a real-time bank-centric universal payment system, in which a central processing system (CPU) defines an electronic commerce trust system formed from a plurality of financial service provider members subscribing to a common standard having applicability throught the infrastructure.