Patent
Method for approving electronic payment using the short message service including url call back and system for implementing the same
TLDR
In this article, a payment approving server transmits SMS including URL callback to the mobile terminal of a purchaser and the purchaser accesses wireless Internet with the URL callback without inputting any certification number.Abstract:
Disclosed are method and system for approving electronic payment using SMS including URL callback. Using this method, possession of a mobile terminal is very simply checked for approval of the payment using the mobile terminal. That is to say, if a payment approving server transmits SMS including URL callback to the mobile terminal of a purchaser and the purchaser accesses wireless Internet with the URL callback without inputting any certification number, the payment approving server extracts a mobile terminal number from WAP data packet transmitted from the mobile terminal accessed to the wireless Internet and then checks whether the purchaser possesses the mobile terminal. In addition, a purchaser-identifying authentication code requiring security is not transmitted via the electronic shopping mall server, but directly input to the payment approving server through the wireless Internet, thereby ensuring safe electronic payment.read more
Citations
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References
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Proceedings Article
Wireless wallet
TL;DR: A framework for agreements in pervasive environments called the Universal Pervasive Transaction Framework (UPTF) for parties transacting in wireless insecure environments using mobile devices and one type of such agreement with commercial interest, namely mobile payments from a payer to a payee is discussed.
Patent
Tamper-proof mobile commerce system
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Patent
Method and system for using a camera cell phone in transactions
Pradeep K. Das,David W. Spencer +1 more
TL;DR: In this paper, a method for facilitating a transaction between a camera-phone user and a business entity was proposed, where the business entity produces a printed medium indicating a transaction, and the printed medium includes a barcode that includes direct contact data for communicating with the business entities.
Patent
Method for Electronic Payment
TL;DR: In this paper, the authors present a system for facilitating credit card transactions that includes a merchant platform, a system platform and a subscriber mobile device, where the merchant platform receives transaction information though voice communications from a subscriber and a portion of the transaction information is sent electronically to the system platform.
Patent
Method for wireless telephony payment and an apparatus therefor
TL;DR: In this article, the authors present an apparatus and a method for conducting financial payment transactions, authorizations therefor, and notification thereof through wireless or cellular communication devices, including a point-of-sale authorization device, a central processing computer, and a communication device, such as a wireless telephone.