Open AccessBook
Reforming bank capital regulation : a proposal by the U.S. Shadow Financial Regulatory Committee
About:
The article was published on 2000-01-01 and is currently open access. It has received 34 citations till now. The article focuses on the topics: Capital requirement & Shadow (psychology).read more
Citations
More filters
Journal ArticleDOI
Bank Capital Regulation in Contemporary Banking Theory: A Review of the Literature
TL;DR: A review of the theoretical literature on bank capital regulation and some of the approaches to redesigning the 1988 Basel Accord on capital standards is given in this paper, followed by a brief history of capital regulation since the 1988 basel Capital Accord and a presentation of both the alternative approaches that have been put forward on setting capital standards and the Basel Committee's proposal for a new capital adequacy framework.
Posted Content
Bank capital and portfolio management: the 1930s capital crunch and scramble to shed risk
TL;DR: This article examined how banks manage risk during normal times and in response to severe shocks and developed a simple framework that identifies the tradeoffs among alternative means of satisfying depositors' preferences for low-risk deposits (i.e. low asset risk versus high capital).
Posted Content
Credit card securitization and regulatory arbitrage
TL;DR: In this paper, the authors explore the motivations and desirability of off-balance-sheet financing of credit card receivables by banks and explore the degree to which securitizations result in the transfer of risk out of the originating bank and whether banks' avoidance of minimum capital regulation through securitization with implicit recourse has been undesirable from a regulatory standpoint.
OtherDOI
The case of the missing market : the bond market and why it matters for financial development
TL;DR: In this paper, a comparison of debt contracts with equity contracts is made and the most striking theoretical results flow from a comparison with debt contracts and equity contracts and at a high level of abstraction bank lending can proxy for all debt.
Posted ContentDOI
Financial Innovation, Regulation, and Reform
TL;DR: Calomiris et al. as mentioned in this paper argued that the main story of the subprime crisis is not the government "errors of commission", but rather the huge risks and large losses that brought down the U.S. financial system.