Search or ask a question

Has value chain analysis theory been used with ICT and bank performance?

Data envelopment analysis

Digital transformation

Service–profit chain

Best insight from top research papers

Value chain analysis theory has been applied in various fields, including the study of ICT and bank performance. The concept of value chain analysis, introduced by Porter in 1985, has led to the development of frameworks used to assess individual firms, industries, and global production networks . In the banking sector, ICT developments have been shown to enhance efficiency and performance, with studies using data envelopment analysis (DEA) to measure bank performance and the impact of factors like ICT on efficiency . Additionally, digital transformation in banks involves adopting new digital technologies to improve performance, requiring a clear strategy, organizational structure, digital capabilities, and supportive culture . Therefore, the integration of value chain analysis theory with ICT and bank performance has been a valuable approach in understanding and enhancing the operations of financial institutions.

Answers from top 5 papers

PDF

Open Access

More filters

Papers (5)	Insight
Journal Article•DOI Digital Transformation in the Value Chain Disruption of Banking Services Ali Naimi-Sadigh, Tayebeh Asgari, Mohammad Rabiei - Show less +2 more 08 Mar 2021-Journal of The Knowledge Economy 17 Citations	Yes, the paper discusses implementing digital transformation in a bank using disruptive technologies like ICT, indicating the integration of value chain analysis theory to enhance bank performance.
Open access•Journal Article•DOI Analysis of bank performance with information technology perspective Yustinus Wahyu Agung Prasetyo, Mohammad A. Amin Soetomo, Mulya R. Mashudi - Show less +2 more 30 Sep 2021	Value chain analysis theory has not been explicitly mentioned in the provided abstract and title regarding the analysis of bank performance from an information technology perspective.
Open access•Journal Article•DOI ICT as a Key Determinant of Efficiency: A Bootstrap-Censored Quantile Regression (BCQR) Analysis for Vietnamese Banks Tu Le, Thanh Xuan Ngo, Tin H. Ho, Dat Tan Nguyen - Show less +3 more 16 Jun 2022-International Journal of Financial Studies 3 Citations	Not addressed in the paper.
Proceedings Article•DOI Measuring employee value of IT staff in banking sector through value profit chain variables Nora Shafinaz Saedun, Ibrahim Mohamed - Show less +1 more 01 Nov 2017 3 Citations	The paper utilizes Value Profit Chain (VPC) model to measure employee value in the banking sector, emphasizing the importance of IT staff for organizational performance.
Open access•Journal Article•DOI Value Chain Analysis: A Brief Review Elvira A. Zamora 31 Aug 2016 34 Citations	Value chain analysis theory has been applied in various fields, including ICT and bank performance, to study interactions among industry players and factors influencing value chain performance.

My columns

Related Questions

What is the role of the banking value chain?5 answersThe banking value chain plays a crucial role in the financial sector by encompassing various activities such as loan origination, credit information markets, and securitization, which are essential for the functioning of banking firms. Value chain analysis in banking helps in understanding cost behavior and differentiation sources, enabling institutions to create a unique service perception among customers, leading to competitive advantages. Furthermore, the presence of banking intermediaries throughout the securities industry's production process stages impacts the profitability of banking groups and influences their competitive strategies. Implementing a value chain framework can aid financial firms in assessing risks when lending to industries sensitive to value and supply chain bottlenecks, contributing to improved credit decisions and overall performance sustainability.

How can banks use digital technologies to improve performance?5 answersBanks can improve their performance by embracing digital technologies. Digitization strategies, such as investing in payment tools, digital channels, and internet security, have been found to have a positive impact on financial performance, including return on assets and return on equity. Digital bank transformation has been shown to improve efficiency and promote environmental, social, and corporate governance (ESG) performance. However, the application of digital technology in the form of digital technology adaptation in banking firms has been found to have a negative impact on financial performance in some cases. Digital banking transformation can enhance operational efficiency, customer satisfaction, and competitive advantage, and its adoption may vary depending on factors such as organizational culture, infrastructure, and regulatory environment. To improve performance, banks should focus on digital access, digital channels, digital value, financial inclusion, and regulatory policies.

What are the different theories of value chains?3 answersThere are several theories of value chains that have been explored in the literature. One approach focuses on the creation and distribution of value within global value chains (GVCs) and the differential abilities of actors to capture profits and rents. Another theory, known as information value chain theory, examines the benefits and costs associated with the use of information technology along a value chain, and how these factors can be used to evaluate and design information systems. Additionally, there is a theory that views value chains as vital instruments for achieving development goals through trade and market-related interventions, and explores the inclusion of small producers, firms, and workers in value chains. Another theory emphasizes the determinants of global offshoring behavior and the spatialization of value chain linkages, considering factors such as entry barriers and supplier capability differentials. Finally, there is a theory that focuses on the development and management of logistics value chains, considering the value direction and principles of construction and management.

Does the TAM framework support the positive relationship between ICT and bank performance?5 answersThe Technology Acceptance Model (TAM) framework supports the positive relationship between ICT and bank performance. Studies have shown that perceived usefulness and perceived ease of use, which are key components of TAM, have a positive effect on attitudes towards ICT usage and behavioral intentions to use ICT systems. Additionally, the adoption of ICT in banking services has been found to have a positive impact on financial performance and quality performance of bank branches. However, it is important to note that the relationship between ICT and bank performance can be influenced by factors such as trust, complementary investment, and externalities. Therefore, to fully leverage the benefits of ICT, banks should focus on improving user acceptance, addressing trust issues, and making complementary investments in organizational knowledge and operational processes.

Does information technology provide banks with profit?5 answersInformation technology (IT) investments in banks have shown mixed results in terms of profitability. Some studies suggest that IT investment has a positive impact on bank profits, while others indicate that it may not significantly increase profitability. Martin-Oliver and Salas-Fumás find that the growth in IT capital explains one third of output growth of Spanish banks, but the null hypothesis that banks use the profit-maximizing amount of services per period cannot be rejected. On the other hand, Prasad and Harker conclude that additional investment in IT capital may have no real benefits and that retail banks should shift their emphasis in IT investment from capital to labor. Ugwuanyi and Ugwuanyi's analysis suggests that IT expenditure has a negative relationship with bank profitability, indicating that IT expenditures do not increase bank profitability significantly. Therefore, the impact of IT investment on bank profits may vary depending on the specific context and the nature of the investment.

What is value chain in management information system?10 answers

See what other people are reading

Do digital payments reduce corruption? setor?

Digital payments have shown promise in reducing corruption in various regions. Studies in West African countries suggest that while ATM operations deter corruption, other platforms like POS, Mobile, and Online payments have increasing effects on corruption levels. Additionally, the impact of digitalization on anti-corruption efforts is evident globally, with digital reforms enhancing public integrity and transparency. Research also highlights the significant role of digitization in minimizing corruption by increasing transparency, limiting corrupt opportunities, and empowering citizens to combat corruption effectively. Furthermore, empirical analysis in European countries indicates that digitalization, particularly through internet services and digital public services, has reduced corruption prevalence in the long run, emphasizing the importance of online administrative procedures in combating corruption. Overall, digital payments and digitalization play crucial roles in combating corruption across different regions.How important is digital literacy of public administrators that are needed to achieve the digital tranformation of government institutions?

Digital literacy of public administrators is crucial for the successful digital transformation of government institutions. The shift towards digitalization requires public administrators to possess the necessary skills to navigate and leverage digital technologies effectively. Research emphasizes that different stakeholders, including public administrators, need diverse competences to actively participate in the digital transformation process. This highlights the significance of upskilling the workforce to meet the evolving demands of digitalization in the public sector. Furthermore, the literature underscores the importance of leadership in driving digital transformation initiatives within government institutions. Therefore, enhancing the digital literacy of public administrators is essential for fostering innovation, improving service delivery, and meeting the expectations of citizens in the digital age.What specific digital skills are essential for public administrators to effectively lead the digital transformation of government institutions?

Public administrators leading digital transformation in government institutions require a diverse set of digital skills. These skills include competencies related to digital literacy, AI, Big Data, IoT, and leadership. The ability to navigate through technological innovations, understand data analytics, and leverage emerging technologies is crucial. Moreover, public administrators need to possess competencies in open data, ICT technologies, and agile processes for developing new digital services. Leadership plays a pivotal role in driving the digital transformation process, emphasizing the importance of interaction with modern digitalized social institutions. Overall, a combination of technical expertise, data literacy, and leadership skills is essential for public administrators to effectively lead the digital transformation of government institutions.How do synergies and interferences influence the behavior of economic and financial systems?

Synergies and interferences play crucial roles in shaping the behavior of economic and financial systems. Synergies, characterized by cooperative interactions and complementarities, enhance system efficiency and performance by combining inputs to maximize outputs. In contrast, interferences, such as conflicts among different entities within the system, can lead to disruptions and inefficiencies. The evolution of economic systems, like capitalism models, is influenced by both synergistic complementarities (e.g., technology and property rights) and conflictual complementarities (e.g., workers' and capitalists' organizations). In financial markets, synergies can act as precursors to critical transitions, indicating impending phase shifts, while redundancies peak at critical points, affecting the system's stability. Overall, understanding and managing synergies and interferences are essential for navigating the complexities of economic and financial systems.How entrepreneurial ambidexterity can be a moderate variable of the impact of digital innovation toward business resilience?

Entrepreneurial ambidexterity, characterized by the simultaneous exploitation of existing competencies and the exploration of new opportunities, plays a crucial moderating role in the relationship between digital innovation and business resilience. Digital innovation, as a catalyst for organizational transformation, enhances business resilience by enabling firms to adapt to and recover from disruptions more effectively. However, the extent to which digital innovation contributes to resilience can be significantly influenced by a firm's ability to balance and integrate exploitative and exploratory innovations, a concept central to entrepreneurial ambidexterity. Research has shown that digital transformation positively impacts organizational resilience by fostering both exploitative and exploratory innovations, which are essential components of entrepreneurial ambidexterity. This dual capability enables firms to not only refine existing processes and products but also to venture into new markets and technologies, thereby enhancing their resilience in the face of environmental turbulence. Furthermore, the ambidextrous approach to innovation has been identified as a strategic action for creating sustainable competitive advantages, which is critical for business resilience. Entrepreneurial ambidexterity also facilitates the effective utilization of digital innovations by ensuring that firms do not overly focus on either exploiting current capabilities or exploring new opportunities to the detriment of the other. This balance is crucial for sustaining innovation performance and, by extension, resilience in turbulent times. Moreover, the ability of firms to engage in ambidextrous innovation is influenced by their dynamic capabilities, including the capacity to leverage digital technologies. In essence, entrepreneurial ambidexterity acts as a moderating variable by enhancing the firm's ability to leverage digital innovation for resilience. It ensures that the benefits of digital innovation are maximized through a balanced approach to exploiting and exploring, thereby enabling firms to navigate uncertainties and disruptions more effectively. This moderation is further supported by the internal factors such as a firm's innovation culture and social networks, which can influence the relationship between digital innovation and business resilience. Therefore, fostering an ambidextrous culture is imperative for firms aiming to enhance their resilience through digital innovation.What factors contribute to a company's ability to attract investment?

A company's ability to attract investment is influenced by various factors. External and internal factors play crucial roles in determining a company's investment attractiveness. Globalization, economic policies, and managerial abilities impact investment decisions and peer effects within industries. For instance, economic policy uncertainty can increase information acquisition costs and intensify the peer effect of investment, especially for small and non-state-owned enterprises with lower management abilities. Improving corporate governance mechanisms, enhancing managerial abilities, and ensuring stable economic policies are essential for enhancing a company's investment attractiveness. Additionally, factors like financial capabilities, potential for growth, and innovative technologies also contribute significantly to a company's investment appeal.How has digital transformation affected the insurance industry in terms of corporate culture and processes?

Digital transformation has significantly impacted the insurance industry by reshaping corporate culture and processes. The shift towards digitalization has led to improved information transparency, enhanced quality of analytical data, and optimized business processes. This transformation has altered the traditional insurance value chain, with a focus on changing products, processes, and tools used in the industry. Visioning plays a crucial role in driving digital transformation within insurance companies, influencing the organizational culture and facilitating the adoption of modern technologies. Emerging technologies like AI, ML, IoT, and blockchain are revolutionizing the insurance sector, improving the value chain and enhancing operational efficiency. Overall, digital transformation has not only modernized the insurance industry but also revolutionized its corporate culture and operational processes.How does technological skills affect an organization's capacity utilization?

Technological skills play a crucial role in influencing an organization's capacity utilization. Research indicates that technological capabilities, including technological assets, support systems, and improvement in technological skills, positively impact capacity utilization by promoting efficiency, optimizing products, and enhancing production processes. Moreover, advancements in technology, such as flexible manufacturing methods and high-tech machinery, enable organizations to adjust their capacity levels more easily and cost-effectively, leading to improved utilization rates. Additionally, the mediating role of organizational culture in conjunction with technological capacity further enhances organizational ambidexterity, ultimately contributing to better capacity utilization within the organization. Therefore, developing and leveraging technological skills within an organization can significantly boost its capacity utilization levels and overall operational efficiency.How has the evolution of technology impacted communication practices within the technology industry?

The evolution of technology has significantly impacted communication practices within the technology industry. Modern technologies have changed work settings, offering advantages like spanning time and distance among people. Knowledge management systems have been influenced by digital revolutions, emphasizing collaborative practices and decision-making approaches. Recent advancements have shown a negative effect on face-to-face communication, with individuals increasingly relying on mobile devices for interactions. Technology companies now require graduates to communicate complex information effectively and engage in agile teamwork frameworks. Advancements in communication technologies have altered interactions by enabling remote collaboration but potentially removing important behavioral cues, affecting affective states and productivity. Overall, technology's evolution has reshaped communication dynamics in the technology industry, emphasizing the need for adapting to new communication methods and practices.What are adaptive capacity aspect or dimension?

Adaptive capacity, a multifaceted concept crucial for both organizational resilience and societal sustainability, encompasses various dimensions and aspects as highlighted across different research contexts. The dimensions of adaptive capacity in organizations include a flexible organizational structure, innovative management, the plurality and multifunctionality of teams, and robust information systems and market analysis capabilities. In the realm of education for sustainable development and disaster risk reduction, adaptive capacity is enhanced through pedagogical design focusing on competency development and transformative learning. Spatial and temporal variations, along with social networks and place attachment, are significant determinants of adaptive capacity in urban slums, indicating the importance of localized and community-specific approaches. Digital transformation in industries reveals that adaptive capacity configurations vary, with technology-driven, market-driven, and management-driven transformations being pivotal, alongside the necessity for environmental scanning capacity. In managing World Heritage sites, adaptive capacity is framed within cognitive frames, learning capacity, resources, formal governance measures, organizational relationships, and agency. Rural landholders perceive adaptive capacity through management style, financial capacity, labor availability, and community support networks. In rural communities of the Brazilian semiarid, adaptive capacity is seen through the lenses of social, economic, human, and natural capital. Gender and social differentiation also play a critical role in the capacity to adapt and innovate, particularly in developing countries where agriculture and fisheries are livelihood mainstays. The evolutionary biology perspective introduces adaptive potential as a process contributing to the broader concept of adaptive capacity in environmental change research. Lastly, collaborative governance literature identifies structural arrangements, leadership, knowledge and learning, and resources as common dimensions of capacity that contribute to institutional adaptation and, by extension, adaptive capacity. These diverse perspectives underscore the complexity and multidimensionality of adaptive capacity across different contexts and scales.How does enterprise architecture impact the success of mergers and acquisitions?

Enterprise Architecture (EA) plays a crucial role in enhancing the success of mergers and acquisitions (M&A) by addressing several key factors. Firstly, EA principles, specifically delineation and interoperability principles, significantly influence the alignment between information systems and business demands, which is essential for the seamless integration of merging entities. This alignment ensures that IT investments are coordinated with changes in business processes, thereby facilitating a smoother transition and integration process during M&A. Moreover, the strategic role of IT, as emphasized by EA, increases the complexity and variety of demands within organizations. Managing these demands effectively through EA improves IT management practices, which is vital for the success of M&As by ensuring that resources are invested wisely to achieve desirable effects. The lack of alignment between computational models across strategic and operational levels of IT, which EA aims to address, constitutes an organizational problem that can significantly impact the success of M&As. EA's impact on M&A success is further highlighted by its contribution to strategic agility and the ability to react promptly to market needs, which are paramount for maintaining competitive advantage post-merger or acquisition. Additionally, EA supports the integration of customer and operational processes, agility, and the ability to change—core imperatives for modern businesses that directly influence the successful execution of strategic choices during M&As. The importance of post-transactional integration in M&As cannot be overstated, as the success of the merger or acquisition act heavily depends on the integration process. EA facilitates this integration by providing a structured approach to managing and governing the complex adaptive socio-technical systems that modern businesses and organizations represent. In summary, EA significantly impacts the success of M&As by ensuring alignment between IT and business demands, improving IT management practices, enhancing strategic agility, and facilitating the integration process, thereby contributing to the realization of synergies and the creation of larger value post-merger or acquisition.