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Annamaria Lusardi
Researcher at George Washington University
Publications - 281
Citations - 40421
Annamaria Lusardi is an academic researcher from George Washington University. The author has contributed to research in topics: Financial literacy & Retirement planning. The author has an hindex of 77, co-authored 268 publications receiving 34456 citations. Previous affiliations of Annamaria Lusardi include University of Chicago & National Bureau of Economic Research.
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Financial Capability and Financial Literacy Among Working Women: New Insights
TL;DR: This article found that women are less likely to carry credit card debt or engage in expensive credit card behaviors than men, and that financial fragility decreased among working women, but one-third still state they would not be able to cover an unexpected expense of $2,000 in a month's time.
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Optimal Financial Literacy and Saving for Retirement
TL;DR: The authors developed a calibrated stochastic life cycle model which features endogeneous financial literacy accumulation and showed that the fraction of the population which is rationally "financially ignorant" depends on the level of labor income uncertainty as well as the generosity of the retirement system.
Posted Content
Overcoming the Saving Slump
TL;DR: In this paper, the authors investigate new methods for stimulating saving and promoting financial education drawing on the experience of the United States as well as countries that have privatized their welfare systems, including Sweden and Chile.
Journal ArticleDOI
Risk Literacy
TL;DR: This paper examined financial literacy, specifically knowledge of risk, using data from surveys in the United States and other countries and found that risk literacy is very low; the majority of individuals lack knowledge of concepts such as risk diversification and do not understand the relationship between risk and return.