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Annamaria Lusardi
Researcher at George Washington University
Publications - 281
Citations - 40421
Annamaria Lusardi is an academic researcher from George Washington University. The author has contributed to research in topics: Financial literacy & Retirement planning. The author has an hindex of 77, co-authored 268 publications receiving 34456 citations. Previous affiliations of Annamaria Lusardi include University of Chicago & National Bureau of Economic Research.
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Financial literacy and the financial crisis
TL;DR: In this article, the importance of financial literacy and its relationship with behavior was examined using a panel dataset from Russia, where consumer loans grew at an astounding rate from about US$10 billion in 2003 to over US$170 billion in 2008.
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Skating on thin ice: New evidence on financial fragility
TL;DR: In this paper, the authors analyzed the financial fragility of Dutch households by examining their ability to raise 2,000 euro within a month in case of a financial emergency, and found that one in seven Dutch households is financially fragile.
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Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth
TL;DR: The authors compare wealth holdings across two cohorts of the Health and Retirement Study: the early Baby Boomers in 2004, and individuals in the same age group in 1992, and find that planners in both cohorts arrive close to retirement with much higher wealth levels and display higher financial literacy than non-planners.
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The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data
TL;DR: In this article, the authors investigated the evolution of financial literacy over time and shed light on the causal effect of financial knowledge on financial outcomes, and found that financial literacy appears to be rather stable over a six-year observation period, with a slight tendency to decline at older ages.
Journal ArticleDOI
Five Steps to Planning Success. Experimental Evidence from U.S. Households
Aileen Heinberg,Angela A. Hung,Arie Kapteyn,Arie Kapteyn,Annamaria Lusardi,Annamaria Lusardi,Anya Samek,Joanne Yoong +7 more
TL;DR: In this article, a low-cost, easily-replicable financial education program called "Five Steps" covering five basic financial planning concepts that relate to retirement was designed and field, and a field experiment was conducted to evaluate the overall impact of the program on a probability sample of the American population.