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Annamaria Lusardi
Researcher at George Washington University
Publications - 281
Citations - 40421
Annamaria Lusardi is an academic researcher from George Washington University. The author has contributed to research in topics: Financial literacy & Retirement planning. The author has an hindex of 77, co-authored 268 publications receiving 34456 citations. Previous affiliations of Annamaria Lusardi include University of Chicago & National Bureau of Economic Research.
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Debt and Financial Vulnerability on the Verge of Retirement
TL;DR: The authors analyzed older individuals' debt and financial vulnerability using data from the Health and Retirement Study (HRS) and the National Financial Capability Study (NFCS) and found that recent cohorts have taken on more debt and faced more financial insecurity, mostly due to having purchased more expensive homes with smaller down payments.
Posted Content
The economic crisis and medical care usage
TL;DR: In this paper, the authors used a unique, nationally representative cross-national dataset to document the reduction in individuals' usage of routine non-emergency medical care in the midst of the economic crisis and found that a substantially larger fraction of Americans have reduced medical care than have individuals in Great Britain, Canada, France, and Germany.
Journal ArticleDOI
Explaining Why So Many People Do Not Save
TL;DR: For example, the authors found that approximately thirty percent of households whose head is close to retirement have done little or no planning for retirement, and a large percentage of U.S. households arrive close to the end of life with very little wealth.
ReportDOI
Financial Sophistication in the Older Population
TL;DR: In this paper, the authors examined data on financial sophistication among the U.S. older population, using a special-purpose module implemented in the Health and Retirement Study, and found that financial sophistication is deficient for older respondents (aged 55+).
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Employee financial literacy and retirement plan behavior: a case study
TL;DR: For example, this article found that participants who completed a learning module were more likely to start contributing and less likely to have stopped contributing to the defined contribution (DC) plan and higher levels of financial literacy had a beneficial impact on retirement saving patterns.