Bhama Venkataramani

TL;DR: In this article, the authors study the determinants that measure the extent of financial inclusion and focus on the computation of an index that would comprehensively capture the impact of multi-dimensional variables with specific reference to India, using the latest available data.

TL;DR: In this article, the authors have developed measures based on the indicators of three dimensions namely demand, supply and infrastructure, as suggested by Ambarkhane, Singh and Venkataramani (2014).

TL;DR: In this paper, the authors have taken into consideration other financial services in addition to banking services, and have tried to measure financial inclusion based on indicators of three dimensions, namely demand, supply, and infrastructure as suggested by Ambarkhane, Singh, and Venkataramani, (2014).

TL;DR: In this article, a comprehensive measure of financial inclusion is proposed which takes in to account all its aspects, such as population growth, law and order situation, and corruption which have adverse impact on the factors which lead to financial inclusion.

TL;DR: In spite of efforts of six and half decades, poverty reduction in the country is not in sight as discussed by the authors, and rightly therefore, the 11th and 12th Five-Year Plans focus on inclusive growth.