J
James J. Choi
Researcher at Yale University
Publications - 172
Citations - 8358
James J. Choi is an academic researcher from Yale University. The author has contributed to research in topics: Asset allocation & Portfolio. The author has an hindex of 44, co-authored 170 publications receiving 7530 citations. Previous affiliations of James J. Choi include University of Pennsylvania & National Bureau of Economic Research.
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Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance
TL;DR: In this article, the authors assess the impact on savings behavior of several different 401(k) plan features, including automatic enrollment, automatic cash distributions, employer matching provisions, eligibility requirements, investment options, and financial education.
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Optimal Defaults and Active Decisions
TL;DR: In this paper, the authors find that compelling new hires to make active decisions about 401(k) enrollment raises the initial fraction that enroll by 28 percentage points relative to a standard optin enrollment procedure, producing a savings distribution three months after hire that would take 30 months to achieve under standard enrollment.
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Social Identity and Preferences
TL;DR: In this paper, the marginal behavioral effect of social identities on discount rates and risk aversion was identified by measuring how laboratory subjects' choices change when an aspect of social identity is made salient.
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Using implementation intentions prompts to enhance influenza vaccination rates
TL;DR: A field experiment to measure the effect of prompts to form implementation intentions on realized behavioral outcomes at free on-site clinics offered by a large firm to its employees finds that vaccination rates increased when these implementation intentions prompts were included in the mailing.
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For Better or for Worse: Default Effects and 401(k) Savings Behavior
TL;DR: In this article, the authors analyzed the impact of automatic enrollment on 401(k) participation rates, savings behavior, and asset accumulation, and found that although employees can opt out of the plan, few choose to do so.