Patent
A portable information and transaction processing system and method utilizing biometric authorization and digital certificate security
Stephane H. Maes,Jan Sedivy +1 more
TLDR
A portable client PDA with a touch screen or other equivalent user interface and having a microphone and local central processing unit (CPU) for processing voice commands and for processing biometric data to provide user verification is presented in this article.Abstract:
The present invention is a portable client PDA with a touch screen or other equivalent user interface and having a microphone and local central processing unit (CPU) for processing voice commands and for processing biometric data to provide user verification. The PDA also includes a memory for storing financial and personal information of the user and I/O capability for reading and writing information to various cards such as smartcards, magnetic cards, optical cards or EAROM cards. The PDA includes a Universal Card, which is common generic smartcard with a unique imprint provided by a service provider, on which selected financial or personal information stored in the PDA can be downloaded to perform certain consumer transactions. The PDA includes a modem, a serial port and/or a parallel port so as to provide direct communication capability with peripheral devices (such as POS and ATM terminals) and is capable of transmitting or receiving information through wireless communications such as radio frequency (RF) and infrared (IR) communication. The present invention is preferably operated in two modes, i.e., a client/server mode and a local mode.read more
Citations
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Patent
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References
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Patent
Systems and Methods for Secure Transaction Management and Electronic Rights Protection
TL;DR: In this article, the authors proposed a secure content distribution method for a configurable general-purpose electronic commercial transaction/distribution control system, which includes a process for encapsulating digital information in one or more digital containers, a process of encrypting at least a portion of digital information, a protocol for associating at least partially secure control information for managing interactions with encrypted digital information and/or digital container, and a process that delivering one or multiple digital containers to a digital information user.
Patent
Authentication system and method for smart card transactions
TL;DR: In this article, the authors proposed a three-tiered authentication system for smart card transactions, in which the smart card is assigned its own digital certificate which contains a digital signature from a trusted certifying authority and a unique public key.
Patent
Method and device for simplifying the use of a plurality of credit cards, or the like
TL;DR: In this article, an electronic multi-function card comprising a storage accommodating a plurality of individual data sets representing individual single-purpose cards, and comprising at least two display boxes in which data can be displayed by electronic activation, and further contact means accessible from the outside which enable the data sets stored at any time to be paged through successively and the individual data of each singlepurpose card to be displayed in the display boxes, and permitting further the entry of a secret code and, finally, the data set and/or individual parts thereof to be entered and read out, respectively.
Patent
Wireless transaction and information system
TL;DR: In this paper, a financial information and transaction system utilizes wireless communication in connection with portable terminals, where a terminal is connected to the financial institution via a wireless or cellular telephone hook-up.
Patent
System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network
TL;DR: In this article, an open network system for supporting input/output (I/O) operations for non-standard I/O devices is described, and the system includes a server coupled to a plurality of non-personal computers through an Open Network and an extended open system protocol that supports communication with devices that are not personal computers (PCs).